The top-rated condo insurance agent in Pocatello, Idaho is Aaron Moore - State Farm Insurance Agent, rated 4.9 stars across 322 reviews. Other highly rated options include First Choice Insurance, JD Bowen - State Farm Insurance Agent, Farmers Insurance - Quayle Insurance Agency. This directory lists 18 condo insurance agents serving Pocatello.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aaron Moore - State Farm Insurance Agent | 575 E Alameda Rd | (208) 234-0440 |
| 2 | First Choice Insurance | 1177 Call Pl Suite C | (208) 238-2424 |
| 3 | JD Bowen - State Farm Insurance Agent | 1501 Bench Rd suite b | (208) 240-6129 |
| 4 | Farmers Insurance - Quayle Insurance Agency | 470 Pershing Ave | (208) 203-1770 |
| 5 | Steve Roberts - State Farm Insurance Agent | 656 S 4th Ave | (208) 233-6612 |
| 6 | Farmers Insurance - David Price | 475 Yellowstone Ave Suite G | (208) 252-7000 |
| 7 | Don Bates: Allstate Insurance | 1155 Yellowstone Ave Ste A | (208) 233-7454 |
| 8 | Danielle Norton American Family Insurance | 200 S Main St Ste N | (208) 232-6326 |
| 9 | Summer Jackman - State Farm Insurance Agent | 1023 Yellowstone Ave ste f | (208) 233-6333 |
| 10 | Gate City Insurance Group | 475 Yellowstone Ave Suite C | (866) 540-7509 |
Aaron Moore - State Farm Insurance Agent serves Pocatello, Idaho, and the surrounding Bannock County area, specializing in condo insurance policies for local property owners. Their agency works with residents to secure coverage that protects both personal belongings and the interior structure of condominium units against common risks. Policies often address gaps in master association plans. Specific services available include help with loss assessment coverage and personal liability protection for condo dwellers.
First Choice Insurance provides a full range of condo insurance policies tailored to protect individual units and shared building structures. It also offers liability coverage for accidents within a unit and loss-of-use benefits if the property becomes uninhabitable. Service and maintenance guidance is available to help policyholders understand their responsibilities versus those of the homeowners’ association. The agency routinely advises on deductibles and claims procedures for typical property damage claims. The company services residential properties in Pocatello, including single-family homes, apartments, retail spaces, and restaurants.
JD Bowen - State Farm Insurance Agent serves homeowners, property managers, and individual condo owners in Pocatello, Idaho, by providing condo insurance policies that cover common structural damage, personal liability, and loss of personal belongings. The agency helps clients understand the specific coverages needed for their individual units within a larger association. It also extends its services to the nearby community of Chubbuck for residents seeking comparable condo insurance solutions.
Farmers Insurance - Quayle Insurance Agency serves the Pocatello, Idaho area and its surrounding communities, handling a range of policies for condominium owners. It assists clients in protecting their individual units and personal belongings from common risks like fire, theft, and water damage. The agency works closely with local homeowners associations to ensure coverage aligns with building master policies. It typically begins with a detailed assessment of the client’s specific condo structure and personal assets to tailor appropriate protection.
Steve Roberts - State Farm Insurance Agent in Pocatello, ID, provides a clear choice between a one-time policy review tailored to individual condo ownership needs and recurring service options that involve annual coverage check-ins. Condo insurance here protects personal belongings, shared building areas, and liability exposures common to local multi-unit properties. Clients can schedule an initial consultation to establish a plan, then continue with periodic adjustments as needed. Service runs on either a scheduled basis for regular updates or an as-needed basis for sudden changes in ownership or property condition.
Farmers Insurance - David Price specializes in condo insurance policies tailored to individual unit owners in Pocatello, Idaho. The agency provides coverage plans designed to protect personal belongings, interior structures, and liability exposures not covered by a building’s master policy. General service work includes guiding clients through policy options, explaining deductibles, and helping adjust coverage limits to match changing needs. As colder months approach, the agent assists local condo owners with reviewing freeze damage protections for pipes and appliances during winter storms.
In the depths of an Idaho winter, burst pipes and ice dams can threaten Pocatello condos, requiring coverage that matches specific strata bylaws. Don Bates: Allstate Insurance helps owners align their policies with both the master association’s insurance and personal liability needs. They review interior finishes, shared-wall agreements, and deductible caps that often apply to individually owned units. A new client visit begins by inspecting the unit’s layout and noting any high-value personal property or recent renovations.
Danielle Norton American Family Insurance provides general property coverage in Pocatello, Idaho, with a specialty in condo insurance that addresses individual unit risks such as interior upgrades and shared building liabilities. This particular type of policy helps homeowners protect personal belongings and structural improvements not covered by master association plans. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring liability and asset protection for each distinct business environment.
Summer Jackman, a State Farm Insurance Agent in Pocatello, ID, provides residential condo insurance for individual unit owners, addressing common concerns like interior damage and personal liability. Commercial coverage is also available for condo associations in the area. Serving clients across Pocatello, the office helps tailor policies to local property needs. Between visits, the team follows up to review coverage changes or assist with claims, ensuring ongoing support for policyholders as their circumstances evolve.
What Does a a Condo Insurance Agent in Pocatello Cost?
The cost of a condo insurance policy in Pocatello Idaho typically ranges from 300 to 600 dollars per year for a standard HO6 policy. Factors affecting cost include the value of your personal property the deductible amount and your location within the city. Higher coverage limits for special assessments or loss assessment coverage can increase the premium. This is general information and not insurance advice.
About condo insurance agents in Pocatello
A condo insurance agent in Pocatello Idaho helps you understand the gap between your associations master policy and your personal belongings. Idaho law requires associations to carry property insurance on the building but you still need coverage for your interior walls floors and personal property. A local agent can explain how the Idaho Condominium Act affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Pocatello do?
A condo insurance agent reviews your associations master policy and recommends a personal HO6 policy. They help you choose coverage for your interior fixtures personal property and liability. They also explain how Idaho law divides responsibility between you and the association.
Do I need condo insurance if the association has a master policy?
Yes. The associations master policy typically covers the building structure and common areas. Your personal HO6 policy covers your interior walls floors cabinets appliances and personal belongings. It also provides liability protection if someone is injured in your unit.
How does Idaho law affect condo insurance requirements?
Idaho Code Section 55-2108 requires the association to maintain property insurance on the common elements. However each unit owner is responsible for insuring their own unit interior improvements and personal property. A local agent can help you meet these legal requirements.
Condo Insurance Agents in Other Idaho Cities
Boise · Caldwell · Coeur d'Alene · Eagle · Idaho Falls · Kuna · Lewiston · Meridian · Nampa · Post Falls · Twin Falls