The top-rated condo insurance agent in Lewiston, Idaho is Melody Sandahl - State Farm Insurance Agent, rated 5.0 stars across 802 reviews. Other highly rated options include Taylor Forge - State Farm Insurance Agent, Murray Insurance, Bruce Wyatt - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Lewiston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melody Sandahl - State Farm Insurance Agent | 1442 Idaho St | (208) 816-4823 |
| 2 | Taylor Forge - State Farm Insurance Agent | 2270 Thain Grd #103 | (208) 746-7052 |
| 3 | Murray Insurance | 1920 19th Ave | (208) 743-4880 |
| 4 | Bruce Wyatt - State Farm Insurance Agent | 502 Thain Rd | (208) 743-6249 |
| 5 | Martin Insurance Inc | 1122 Idaho St | (208) 743-6543 |
| 6 | Ace Insurance, LLC | 803 16th Ave | (208) 791-8971 |
| 7 | SureStart Car Insurance | 2010 14th Ave | — |
| 8 | American Insurance | 55 Southway Ave | (208) 746-9646 |
| 9 | Farm Bureau Insurance - Robie & Orellana Insurance Agency | 609 Bryden Ave | (208) 758-9010 |
| 10 | Farmers Insurance - Albert Reagan | 618 D St Ste B | (208) 743-5441 |
Melody Sandahl - State Farm Insurance Agent serves the Lewiston, Idaho area as a provider of condo insurance coverage. This agency specializes in policies designed to protect individual condominium units, including interior structures and personal belongings. They also offer general liability protection for unit owners, which is crucial for managing risks within a shared building. Common services handled through this office include tailoring coverage to meet homeowners association requirements and addressing personal property claims for residents in the Lewiston region.
Taylor Forge - State Farm Insurance Agent in Lewiston, ID serves homeowners, landlords, and property managers seeking condo insurance coverage. The agency provides policies that protect individual units and shared building structures, adapting to each client’s specific needs. Their services include reviewing policy details to ensure adequate coverage for personal belongings and liability within multi-unit dwellings. They also cover neighboring areas such as Clarkston, Washington, helping residents across the metropolitan region secure suitable condo insurance for their properties.
Murray Insurance offers a range of condo insurance services for property owners in the Lewiston, Idaho area. Its agents work with clients to secure coverage well-suited for individual condominium units. The company provides assistance in understanding policy details and helps coordinate necessary updates to coverage over time. Maintenance plans are not directly offered by the agent, though they can advise on how standard coverage interacts with common area upkeep. The firm services single-family homes, apartments, retail spaces, and restaurants as part of its local client base.
Serving Lewiston, Idaho, and the surrounding communities, Bruce Wyatt - State Farm Insurance Agent provides condo insurance coverage for condominium owners. This business handles policies that protect personal belongings, interior building structures, and liability risks specific to condo living. To assess each client’s situation, the agent reviews the master association policy and then tailors individual coverage to fill any gaps.
Martin Insurance Inc in Lewiston, ID distinguishes between one-time policy setup services and recurring annual policy reviews for their clients. Their condo insurance agent work focuses on tailoring coverage to protect personal property and liability within individual units. Regular policy adjustments help align coverage with changes in condo association bylaws or personal assets. Service at this agency can be scheduled on an as-needed basis to accommodate client requests for policy updates or specific inquiries.
Ace Insurance, LLC offers tailored coverage plans specifically for condominium owners in Lewiston, ID, ensuring that interior structures and personal belongings are protected from common risks. It also works with clients to understand local building regulations and master policy gaps. The company provides guidance on liability protection and loss assessment coverage as needed. Whether facing potential winter pipe bursts from freezing temperatures or summer smoke damage from regional wildfires, it helps policyholders adjust their coverage for seasonal concerns.
American Insurance works with condo owners in Lewiston, Idaho, to help them secure coverage for their individual units and shared building areas. It specializes in additional policies that address common condo risks, such as water damage from plumbing failures or gaps left by the master association’s insurance. For business purposes, this agency can also serve a range of commercial sectors, including offices, warehouses, and food service operations.
Farm Bureau Insurance - Robie & Orellana Insurance Agency in Lewiston, ID, provides residential condo insurance, helping local owners protect their units and personal property. The agency also offers commercial coverage for condo associations and investors in the area. Serving Lewiston and neighboring communities, they assist clients in selecting appropriate policies for shared building structures and liability concerns. They focus on clear consultations that enable homeowners to understand their coverage during sign-up and welcome follow-up between regular visits to adjust plans as needs change.
Farmers Insurance - Albert Reagan, serving the Lewiston, Idaho area, is known for offering specialized condo insurance policies that address the unique needs of unit owners. Its service range covers common protections like dwelling coverage, personal property insurance, and liability shields for shared building spaces. Agents routinely help clients understand master policy gaps that condo owners must fill with individual plans. For an additional layer of security, this agency can also add loss assessment coverage to safeguard against unexpected charges from the homeowners association.
What Does a a Condo Insurance Agent in Lewiston Cost?
Condo insurance in Idaho typically costs between 150 and 400 dollars per year for a standard HO-6 policy. Factors affecting cost include your units location, coverage limits, deductible amount, and claims history. This is general information and not insurance advice.
About condo insurance agents in Lewiston
Condo insurance agents in Lewiston Idaho help you understand the specific coverage needed for your unit. Idaho law requires that condo owners maintain their own interior insurance to cover personal property and liability. An agent can explain how your policy works with the condo associations master policy.
Frequently Asked Questions
What does a condo insurance agent in Lewiston do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings, interior walls, and liability. They also review your associations master policy to identify gaps in coverage.
Is condo insurance required by Idaho law?
Idaho does not require condo insurance by state law, but most lenders and condo associations require you to carry an HO-6 policy. The association may also require minimum liability limits.
How does the condo association master policy affect my coverage?
The master policy covers common areas and the building structure. Your HO-6 policy covers everything inside your unit including fixtures, cabinets, and personal property. An agent can help you match coverage to your associations policy.
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