The top-rated condo insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,083 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Steve Woodrum - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Frankfort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Dunn - State Farm Insurance Agent | 160 Versailles Rd | (502) 352-2626 |
| 2 | RB Brown - State Farm Insurance Agent | 949 Louisville Rd C | (502) 875-1301 |
| 3 | Steve Woodrum - State Farm Insurance Agent | 331 Versailles Rd | (502) 695-8888 |
| 4 | Erika Hancock - State Farm Insurance Agent | 210 Kings Daughters Dr | (502) 227-7777 |
| 5 | Bill McCoy Insurance Agency | 1134 US-127 | (502) 875-3994 |
| 6 | Sean Shah: Allstate Insurance | 800 E Main St | (502) 875-1999 |
| 7 | Brenda Harris - State Farm Insurance Agent | 114 Thompson St | (502) 695-1799 |
| 8 | Franklin Goins Insurance Agency | 600 E Main St | (502) 875-4270 |
| 9 | Sturm Insurance Agency | 201 Capital Ave | (502) 875-1351 |
| 10 | Kentucky Farm Bureau Insurance | 1212 Wilkinson Blvd | (502) 223-2193 |
Jason Dunn - State Farm Insurance Agent serves the Frankfort, Kentucky area and surrounding communities. The agency specializes in condo insurance, helping local condo owners protect their property and personal belongings within the association structure. Policies are tailored to cover interior fixtures, liability, and loss-of-use costs due to covered events. Through clear guidance on master policy gaps, the agency works to align individual coverage with HOA requirements. The firm handles renters insurance for tenants and personal liability coverage for unit owners within condominium buildings.
RB Brown - State Farm Insurance Agent in Frankfort, KY, provides a range of condo insurance services, including personalized coverage assessments and claims assistance. Maintenance plans are available through detailed policy reviews to help ensure your condominium remains protected against common risks. The agent works with clients to tailor liability and personal property options to individual needs. This office services single-family homes, apartments, retail, and restaurants.
Located in Frankfort, Kentucky, Steve Woodrum - State Farm Insurance Agent provides condo insurance services. The difference between offering a single, tailored policy versus ongoing coverage adjustments is central to their client approach. Their property insurance options protect against common condo risks like interior damage, liability, and loss of personal belongings. Whether a client needs a one-time policy review or regular annual updates as association requirements change, service runs on both a scheduled and as-needed basis, ensuring flexibility for every homeowner.
Serving homeowners, property managers, and condo association boards in Frankfort, Kentucky, Erika Hancock with State Farm Insurance helps match clients with condo policies tailored to protect individual units and shared building structures. It offers guidance on coverage gaps related to interior improvements, personal liability, and loss assessment. Professional advice ensures residents understand their policy’s relationship to the master association plan. The agency also provides service to surrounding areas in Franklin County, including the nearby community of Forks of Elkhorn.
Serving Frankfort and the surrounding communities of Franklin County, Bill McCoy Insurance Agency handles condo insurance policies for local condominium owners. It addresses the specific coverage needs for individually owned units within shared building structures, including interior property and liability protection. Each policy is designed to coordinate seamlessly with a condominium association’s master plan. The agency approaches a typical job by first reviewing the client’s governing documents and then tailoring a personal coverage plan to fill any identified gaps.
Located in Frankfort, Kentucky, Sean Shah: Allstate Insurance offers condo insurance services that can be arranged either as a single, one-time policy purchase or through an ongoing, scheduled relationship with annual renewals. They provide coverage designed to protect interior structures and personal belongings that are not covered by a building’s master policy, including liability for accidents inside the unit. Service is available on a one-time, scheduled, or as-needed basis, depending on the client's policy requirements and renewal timelines.
Brenda Harris - State Farm Insurance Agent in Frankfort, KY offers specialized condo insurance policies that cover individual unit interiors, personal liability, and loss-of-use provisions. The agency also provides general insurance services including auto, life, and health coverage to local residents. With changing seasons, the agency helps condo owners navigate risks related to winter pipe bursts and spring storm damage, ensuring policies are adjusted accordingly.
As winter approaches in Frankfort, frozen pipes and ice dams pose a real risk to condominium interiors. Franklin Goins Insurance Agency provides customized condo insurance coverage tailored to protect against these seasonal threats and common liability exposures. Located in Frankfort, this agency works with local condominium owners to close coverage gaps not handled by the master policy. By scheduling a walk-through of the unit, they begin with a thorough inspection to identify individual insurance needs before offering appropriate policy options.
Sturm Insurance Agency provides condo insurance in Frankfort, Kentucky, addressing the specific coverage needs of condo unit owners. Beyond standard policies, the agency helps clients secure supplemental protections for interior fixtures, personal liability, and loss assessment exposures common to association living. Tailored endorsements can fill gaps left by a master policy. The agency serves a range of commercial sectors, including professional offices, warehouses, and food service establishments requiring specialized liability and property coverage.
Kentucky Farm Bureau Insurance in Frankfort, Kentucky provides specialized coverage for condominium unit owners, including protection for personal property, interior fixtures, and loss assessments from the homeowners association. As a local Condo Insurance Agent, the company helps clients navigate the unique policy needs that differ from standard homeowners insurance. In this region, it commonly advises on coverage during winter months when frozen pipes can cause significant interior water damage.
What Does a a Condo Insurance Agent in Frankfort Cost?
Typical condo insurance costs in Kentucky range from 200 to 600 dollars per year for a standard HO-6 policy. Factors like your unit location deductible amount and coverage limits affect the price. Loss assessment coverage and higher liability limits can increase the premium. This is general information not insurance advice.
About condo insurance agents in Frankfort
Condo insurance agents in Frankfort Kentucky help you find coverage for your unit and personal belongings. Kentucky law requires condo associations to maintain a master policy but that policy often does not cover interior walls or your personal property. A local agent can explain the difference between bare walls and all in coverage and help you meet your lender requirements.
Frequently Asked Questions
What does a condo insurance agent in Frankfort do?
A condo insurance agent helps you compare HO-6 policies from different carriers. They explain what the condo association master policy covers and what you need to protect your personal property and interior improvements.
Do I need condo insurance in Kentucky?
Yes most lenders require an HO-6 policy if you have a mortgage. Even if you own outright an HO-6 policy covers your personal property liability and loss assessment coverage which the master policy does not provide.
How does Kentucky law affect my condo insurance?
Kentucky Revised Statutes Chapter 381 governs condominiums. The master policy must cover common areas but the unit owner is responsible for everything inside the unit. Your agent can help you understand your legal obligations under Kentucky law.
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