The top-rated condo insurance agent in Paducah, Kentucky is Shane Andrus - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Mason Denton - State Farm Insurance Agent, Shelter Insurance - Brian Meadows, Hibbs Insurance Agency, Inc.. This directory lists 20 condo insurance agents serving Paducah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Andrus - State Farm Insurance Agent | 5160 Hinkleville Rd | (270) 443-4002 |
| 2 | Mason Denton - State Farm Insurance Agent | 202 Lone Oak Rd Suite 100 | (270) 908-4220 |
| 3 | Shelter Insurance - Brian Meadows | 3160 Parisa Dr #140 | (270) 443-5900 |
| 4 | Hibbs Insurance Agency, Inc. | 3124 Lone Oak Rd | (270) 554-2105 |
| 5 | Bradshaw & Weil, Inc. | 630 Jefferson St | (270) 444-7291 |
| 6 | Kent Bohanon - State Farm Insurance Agent | 2520 New Holt Rd Suite F | (270) 554-5450 |
| 7 | Adam Ford - State Farm Insurance Agent | 2601 Jackson St | (270) 442-1123 |
| 8 | Paducah Insurance Agency LLC | 314 Broadway St | (855) 853-4763 |
| 9 | Allstate Insurance Agent: Scott Jordan | 2920 Lone Oak Rd | (270) 534-4800 |
| 10 | Insurance of Paducah | 2517 Jackson St | (270) 442-6137 |
Shane Andrus - State Farm Insurance Agent serves the Paducah, Kentucky area as a local condo insurance agent. The agency assists clients with protecting their individual units and personal belongings against common perils such as fire, theft, and water damage from internal plumbing failures. They help policyholders understand the coverage gaps between a master building policy and a personal condo unit policy. The agency specifically handles loss assessment coverage for shared building repairs and liability protection for accidents occurring inside a unit.
Mason Denton, operating as a State Farm Insurance agent in Paducah, Kentucky, provides comprehensive condo insurance policies tailored to protect individual units and shared building elements. Service plans typically include coverage for personal property, liability protection, and loss of use, ensuring policyholders are prepared for unexpected events like fire, theft, or water damage. Regular policy reviews help maintain appropriate coverage levels as needs change. The agency services condominium properties of all types, from single-family homes and apartments to retail spaces and local restaurants.
Shelter Insurance - Brian Meadows serves homeowners and property managers in Paducah, Kentucky, who require condo insurance coverage tailored to individual units and shared building structures. The agency assists clients in selecting policies that protect personal property and provide liability protection within condominium associations. Services include reviewing association master policies to identify coverage gaps and recommending endorsements for interior fixtures and personal belongings. The agency also serves customers in the surrounding McCracken County area and the nearby community of Reidland, Kentucky.
Serving Paducah, Kentucky, and its surrounding communities, Hibbs Insurance Agency, Inc. specializes in condo insurance for local homeowners and associations. The agency focuses on protecting condominium interiors, personal property, and liability exposures for unit owners. It also addresses the unique coverage gaps between a master policy and an individual unit policy. To handle a typical job, it reviews the client’s specific condo association documents and then customizes a policy to cover lost assessments, interior damage, and personal assets accordingly.
Bradshaw & Weil, Inc. specializes in providing tailored condo insurance policies in Paducah, Kentucky, addressing the unique coverage needs of condominium owners. They help clients navigate master policy gaps and secure protection for personal property, liability, and interior improvements. Their general service work involves reviewing individual unit coverage requirements and advising on appropriate policy limits. The company also assists condominium owners with seasonal concerns, such as ensuring adequate coverage for rental units during peak vacation periods along the Ohio River.
Kent Bohanon - State Farm Insurance Agent in Paducah, KY, offers both one-time policy consultations and ongoing service plans for condo owners. Coverage options address the unique needs of individual condo units, including interior structures, personal property, and liability protection within the broader association policy framework. Policyholders may choose either a single, comprehensive assessment or schedule recurring annual reviews to adjust coverage. Service for local condo insurance needs runs on a one-time, scheduled, or as-needed basis depending upon the client's preference.
As the Ohio River flood season approaches in Paducah, policyholders often review their coverage for water damage exclusions. Adam Ford - State Farm Insurance Agent provides professional guidance on condo insurance, helping unit owners understand the gap between their master policy and personal needs. The agency assists clients in selecting appropriate liability and personal property protections tailored to condominium living. An initial coverage review and policy inspection are scheduled to ensure proper documentation and risk assessment before any protection plan is finalized.
Paducah Insurance Agency LLC serves the Paducah, KY area as a provider of condo insurance. It focuses on policies that cover interior structures, personal property, and liability for individual unit owners. Additional coverage options often include loss assessment protection and flood or earthquake endorsements. Beyond residential condominiums, the agency can help insure commercial sectors such as offices, warehouses, and food service establishments.
Allstate Insurance Agent: Scott Jordan in Paducah, KY, is a local provider of condo insurance policies designed to cover individual units within multi-family buildings. The agency helps condo owners protect their personal property, interior structures, and liability exposure. These policies typically address gaps between a unit owner’s needs and the building’s master coverage. Scott Jordan also offers added protection for improvements made to the unit, such as upgraded flooring or kitchen fixtures.
Insurance of Paducah provides residential condo insurance services for property owners in Paducah, Kentucky, and also addresses commercial coverage needs within the local area. Their work helps clients select policies that protect individual units and shared building structures. The agency’s service area extends throughout the surrounding communities, offering consistent support and guidance. After an initial policy is set, clients can rely on follow-up assistance and repeat service between regular visits to adjust coverage as their needs change.
What Does a a Condo Insurance Agent in Paducah Cost?
Condo insurance in Kentucky typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like the value of your personal property, your deductible, and the location of your condo in Paducah affect the premium. Higher coverage limits or additional endorsements for water backup or loss assessment will increase the cost. This is general information and not insurance advice.
About condo insurance agents in Paducah
Condo insurance agents in Paducah Kentucky help you understand the unique coverage needs for condominium ownership. Kentucky law requires that you know the difference between the master policy and your personal HO-6 policy. A local agent can guide you through Kentucky regulations and ensure your personal property and liability are protected.
Frequently Asked Questions
What does a condo insurance agent in Paducah do?
A condo insurance agent in Paducah helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They explain how the condo associations master policy interacts with your individual coverage. They also advise on Kentucky specific requirements for loss assessment coverage.
Is condo insurance required in Kentucky?
Kentucky law does not require condo insurance by statute, but most mortgage lenders and condo associations require it. Your agents can help you meet these requirements. Without coverage, you could be personally responsible for damage to your unit and common areas.
What is loss assessment coverage in Kentucky?
Loss assessment coverage pays your share of a special assessment from the condo association for damage to common property. Kentucky condo associations can levy assessments for events like fire or storm damage. An agent can help you choose a limit that matches your risk.
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