The top-rated condo insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include Aaron Richards - State Farm insurance Agent, John Avery - State Farm Insurance Agent, Heidi Kussurelis Insurance. This directory lists 21 condo insurance agents serving Ann Arbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pelham - State Farm Insurance Agent | 2178 S State St Suite B | (734) 929-1818 |
| 2 | Aaron Richards - State Farm insurance Agent | 530 S Maple Rd | (734) 995-5052 |
| 3 | John Avery - State Farm Insurance Agent | 709 W Ellsworth Rd Ste 112 | (734) 477-6090 |
| 4 | Heidi Kussurelis Insurance | 2405 S Main St | (734) 213-6736 |
| 5 | Farmers Insurance - Julia Jakacki | 323 S Main St Ste A | (734) 519-5489 |
| 6 | Ann Arbor Insurance Centre | 2755 Carpenter Rd | (734) 973-9444 |
| 7 | Ben Torres - State Farm Insurance Agent | 118 N 1st St sre 10 | (734) 929-6171 |
| 8 | Lequana Robinson Insurance Agency | 2531 Jackson Ave #318 | (734) 585-5259 |
| 9 | Concept Insurance | 4884 S State Rd | (734) 369-9900 |
| 10 | Falcon Insurance Agency of Michigan | Floor Seven, 202 E Washington St Suite 711 | (734) 887-9110 |
Tom Pelham - State Farm Insurance Agent serves the Ann Arbor, Michigan area and provides condo insurance coverage. The agency helps local condominium owners protect their units and personal belongings against common risks such as theft, fire, and water damage. Policies are designed to cover interior structures and personal liability, filling gaps that the association’s master policy may leave. Clients can receive guidance on loss assessment coverage and deductible options. The agency specifically handles personal property insurance and liability protection for condo residents.
Aaron Richards - State Farm Insurance Agent, based in Ann Arbor, offers a full range of condo insurance services tailored to protect personal property and liability. The agency works with clients to create coverage plans that address building and unit-specific needs, including assistance with policy reviews and claims support throughout the service term. Its service approach focuses on explaining policy details and available coverage options to ensure each plan fits individual circumstances. The company services condominium units, single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Serving homeowners, businesses, and property managers in Ann Arbor, MI, John Avery - State Farm Insurance Agent specializes in condominium insurance policies. They help condo owners assess their personal property, liability, and interior structural coverage needs separate from a master association policy. The agency also provides advice on protecting belongings and maintaining financial security in shared living environments. Its services extend to condominium clients across surrounding Washtenaw County communities and the greater Ypsilanti metro area.
Serving Ann Arbor and its surrounding communities, Heidi Kussurelis Insurance handles condo insurance policies for local homeowners and investors. This agency provides coverage tailored to individual condominium units, addressing both interior structures and personal liability needs common to this area. It works with clients to assess the specific master policy carried by a given condo association. To handle a typical job, it reviews the association’s bylaws and deductible obligations to ensure the policy fills gaps without unnecessary overlap.
For condo owners in Ann Arbor, Michigan, Farmers Insurance - Julia Jakacki provides both one-time policy consultations for new purchases and ongoing service for existing coverage. Their condo insurance offerings typically protect interior structures, personal belongings, and liability exposures specific to shared-building living arrangements. This agency assists clients in reviewing individual unit policies and coordinating master association deductibles. Service for policy adjustments, claims support, or general questions runs on an as-needed basis, available whenever clients require assistance.
Ann Arbor Insurance Centre provides specialty condominium insurance services in Ann Arbor, Michigan, including coverage for individual unit interiors and shared building liability. It also works closely with clients to tailor policies that protect personal belongings and meet condo association requirements. During the long winter months, the agency helps insureds address the unique risks of frozen pipes and ice dam damage to residential condos.
As winter thaws in Ann Arbor, condo owners often find their seasonal maintenance neglected, leading to coverage gaps. Ben Torres, a State Farm Insurance Agent, addresses this need by offering policies that protect both individual units and shared building elements common in local developments. His agency reviews personal property, liability, and loss assessment protections to match each unique floor plan and community. For every new client, a digital or in-person assessment of current declarations and building exposures is scheduled before customizing their coverage.
Lequana Robinson Insurance Agency provides residential condo insurance services to clients in Ann Arbor, Michigan. Commercial condominium coverage is also offered for local property owners and associations within the surrounding area. Standard policies protect personal belongings and interior structures, while liability options address everyday risks. The agency helps homeowners evaluate coverage limits based on common building requirements. Follow-up service is available between regular policy visits to adjust endorsements as property needs change or after renovations are completed.
Concept Insurance is an Ann Arbor, Michigan condo insurance agent company known for tailoring policies to individual unit owners and association requirements. It provides a wide service range including personal liability protection, building property coverage, and loss assessment endorsements. The company also helps clients navigate the unique risks of shared-wall living, such as water damage from neighboring units. Additionally, it can offer accessory coverage for personal property stored in a common basement or locker area.
Falcon Insurance Agency of Michigan works with individuals to secure coverage for residential properties. It specializes in condo insurance solutions that address the unique needs of attached-home owners. The agency ensures policies properly cover interior structures, personal liability, and loss assessments from association master policies. Its services extend to protecting businesses in need of specialized commercial insurance, supporting sectors such as offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Ann Arbor Cost?
Typical condo insurance premiums in Michigan range from 200 to 600 dollars per year for a standard HO-6 policy. Factors such as your condos location in Ann Arbor, the age of the building, your deductible amount, and the value of your personal property affect the final price. Loss assessment coverage and increased replacement cost endorsements can raise the premium. This is general information and not insurance advice.
About condo insurance agents in Ann Arbor
Condo insurance agents in Ann Arbor help you understand the specific coverage needs for Michigan condominiums. Michigan law requires HO-6 policies to fill gaps between the condo association master policy and your personal property. Agents can explain how Michigan insurance regulations affect your deductible and loss assessment coverage.
Frequently Asked Questions
What does a condo insurance agent in Ann Arbor do?
A condo insurance agent helps you select an HO-6 policy that covers your personal property and liability. They also review your condo associations master policy to identify coverage gaps. This ensures you are protected for interior improvements and loss assessments.
Is condo insurance required by Michigan law?
Michigan law does not require condo insurance by statute, but most mortgage lenders require it. Your condo association bylaws may also require you to carry a minimum level of coverage. An agent can help you meet these requirements.
How does Michigan law affect condo insurance costs?
Michigan insurance regulations allow insurers to set rates based on risk factors like location and claims history. Condo insurance in Ann Arbor typically costs less than standard homeowners insurance because the master policy covers the building structure. Costs vary by coverage limits and deductible choices.
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