The top-rated condo insurance agent in Farmington Hills, Michigan is Daryl Gilliam - State Farm Insurance Agent, rated 4.9 stars across 266 reviews. Other highly rated options include Wolf-Chandler Agency, LLC, Jay Swindle - State Farm Insurance Agent, AAA Insurance - Ali Insurance Agency. This directory lists 14 condo insurance agents serving Farmington Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daryl Gilliam - State Farm Insurance Agent | 29706 Grand River Ave | (248) 213-0091 |
| 2 | Wolf-Chandler Agency, LLC | 30903 Northwestern Hwy Suite 260 | (248) 952-9500 |
| 3 | Jay Swindle - State Farm Insurance Agent | 30054 Orchard Lake Rd | (248) 888-1134 |
| 4 | AAA Insurance - Ali Insurance Agency | 29525 W Nine Mile Rd | (313) 992-0006 |
| 5 | AAA Farmington Hills | 38751 W 12 Mile Rd | (248) 553-3700 |
| 6 | Kevin Wallon - State Farm Insurance Agent | 24380 Orchard Lake Rd Ste 102 | (248) 474-1500 |
| 7 | Bergstrom Insurance Agency | 30701 W 10 Mile Rd #400 | (248) 478-4800 |
| 8 | Michigan Basic Property Insurance | 27555 Farmington Rd Suite 315 | (313) 877-7400 |
| 9 | Loma Portal Insurance Services | 32813 Middlebelt Rd Suite M | (248) 702-5866 |
| 10 | Anne Insurance Group | 38345 W 10 Mile Rd # 230 | (248) 991-0016 |
Daryl Gilliam - State Farm Insurance Agent serves Farmington Hills and the surrounding Oakland County area, specializing in condo insurance. The agency provides tailored coverage that protects policyholder investments in individual units. This includes protection for interior structures, personal property, and loss assessment liability for shared building components. A range of deductibles and policy options are available to match different budget needs. The agency handles quoting policies specifically for condominiums and assists with claims filing for those with existing condo coverage.
Wolf-Chandler Agency, LLC provides a comprehensive range of condo insurance services in Farmington Hills, MI, focusing on protecting individual unit owners from liability and property damage. The agency offers personalized service plans, including policy reviews and claims assistance, to help clients maintain adequate coverage as their needs change. Its servicing covers single-family homes, apartments, retail spaces, and restaurants.
Jay Swindle - State Farm Insurance Agent in Farmington Hills, MI serves homeowners and condo owners seeking specialized coverage for their individual units. The agency helps property managers and residents understand the distinctions between master policies and personal condo insurance policies needed to fill coverage gaps. It provides guidance on protecting personal belongings, liability, and interior structural improvements common in Michigan condominiums. This insurance agency also manages policies for clients in Southfield and the surrounding Oakland County metro area.
AAA Insurance - Ali Insurance Agency in Farmington Hills, MI specializes in condominium insurance policies that cover individual unit interiors and personal liability. It also handles general property loss mitigation and vendor recommendations. The agency guides unit owners through the nuances of master policy gap coverage, ensuring personal assets remain protected. In winter, it helps clients review ice dam and frozen pipe damage exclusions, adjusting policies to address seasonal property risks common in Michigan condos.
AAA Farmington Hills serves clients in Farmington Hills and the surrounding communities of southeastern Michigan. It handles the specific insurance needs for condominium owners, including coverage for interior fixtures, personal property, and liability protection. The agency addresses the unique aspects of condo insurance, such as master policy gaps and special assessments. It determines coverage amounts by evaluating each client's personal assets and the individual condo association’s master policy.
As winter snow and ice threaten Michigan roofs and gutters, Kevin Wallon—State Farm Insurance Agent in Farmington Hills, MI—helps local condo owners assess and secure appropriate coverage for water-damage and liability exposures. Condo insurance policies must account for shared building structures and owner interior fixtures. Kevin’s agency evaluates these distinctions for each client’s living unit. The process begins with a personal consultation to review current coverage limits and identify potential gaps in your condo’s protection.
Bergstrom Insurance Agency assists clients in Farmington Hills, MI, with tailored insurance solutions for residential properties. The agency specializes in condo insurance, offering coverage options that protect individual units, personal belongings, and liability. Policy add-ons may include loss assessment protection and coverage for improvements. The company can serve commercial sectors that include professional offices, warehouses, and food service establishments, providing necessary business insurance for these varied operations.
Located in Farmington Hills, Michigan, Michigan Basic Property Insurance provides both one-time policy setup and recurring service options for condo owners. Basic coverage typically protects the condo’s interior structure, personal belongings, and liability for accidents within the unit. As a local agent, they assist clients in understanding how their condo association’s master policy interacts with individual unit coverage needs. Their service operates on a scheduled basis for policy reviews and can be engaged as needed when specific questions or claims arise.
Loma Portal Insurance Services in Farmington Hills, MI, assists residential clients with securing coverage for their condominium properties. The agency also handles commercial insurance needs for local businesses and serves the wider Farmington Hills area. Advising on policies that protect individual units and shared building elements, the agent helps owners navigate common association requirements. After an initial policy is set, the agent provides ongoing support, reviewing coverage details and making adjustments as needed during regular check-ins between visits.
Anne Insurance Group, based in Farmington Hills, MI, is a local provider focused on condo insurance for owners in the surrounding area. The firm helps clients secure coverage tailored to condominium association requirements and personal property protection. Services include evaluating individual policies to address gaps in master building plans. Loss assessment coverage for special assessments from the condo association can be added as a specialty service to protect against unexpected financial liabilities.
What Does a a Condo Insurance Agent in Farmington Hills Cost?
Condo insurance in Michigan typically costs between 300 and 600 dollars per year for a standard policy. Factors like your unit location, coverage limits, and deductible choice affect the price. High-value interior upgrades or additional liability coverage can increase the premium. This is general information, not insurance advice.
About condo insurance agents in Farmington Hills
A condo insurance agent in Farmington Hills Michigan helps you understand the gap between your condo associations master policy and your personal liability. Michigan law requires condo owners to carry coverage for interior improvements and personal property. An agent can explain how the Michigan Condominium Act affects your insurance needs and what specific endorsements you may require.
Frequently Asked Questions
What does a condo insurance agent do in Farmington Hills?
A condo insurance agent reviews your associations master policy and identifies coverage gaps. They then help you select a personal condo policy that covers your interior fixtures, personal belongings, and liability. This ensures you are protected under Michigan law.
Is condo insurance required in Michigan?
Yes, most Michigan condo associations require owners to carry a personal condo insurance policy. Michigan law also holds owners responsible for damage to their unit interior and personal property. An agent can help you meet these requirements.
How does the Michigan Condominium Act affect my insurance?
The Michigan Condominium Act defines what the association must insure and what you must insure. Typically the master policy covers the building structure while you need coverage for improvements, fixtures, and personal liability. A local agent can explain these rules.
Condo Insurance Agents in Other Michigan Cities
Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Byron Center · Canton Township · Clinton Township · Commerce Township · Comstock Park · Dearborn · Dearborn Heights · Detroit · East Lansing · Flint