The top-rated condo insurance agent in Auburn Hills, Michigan is Vanguard Title Company, rated 4.8 stars across 467 reviews. Other highly rated options include Apollo Title Agency, Greg Root State Farm Insurance Agent, Encore Insurance. This directory lists 14 condo insurance agents serving Auburn Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vanguard Title Company | 2100 Coe Ct | (248) 751-1000 |
| 2 | Apollo Title Agency | 2635 Lapeer Rd | (248) 566-6890 |
| 3 | Greg Root State Farm Insurance Agent | 1845 N Opdyke Rd | (248) 371-0388 |
| 4 | Encore Insurance | 2701 Cambridge Ct # 518 | (248) 466-0200 |
| 5 | Farmers Insurance - Hassan Karadsheh | 1989 N Opdyke Rd Ste B | (248) 377-0763 |
| 6 | Meemic Insurance Company | 1685 N Opdyke Rd | (248) 373-5700 |
| 7 | Daniel Sauer: Allstate Insurance | 3077 Walton Blvd. | (248) 858-7633 |
| 8 | AAA Insurance: Rochester Hills/Oakland Twp | 2545 N Opdyke Rd # 105 | (248) 692-4400 |
| 9 | The Gurney Agency | 691 N Squirrel Rd # 165 | (248) 766-8522 |
| 10 | Acrisure Auburn Hills, MI (Hartland Insurance Group) | 691 N Squirrel Rd # 190 | (248) 377-9600 |
Vanguard Title Company serves the Auburn Hills, Michigan metro area as a condo insurance agent. The firm assists individuals with obtaining coverage tailored to the unique needs of condominium ownership, focusing on both personal unit protection and building master policies. It guides clients through the process of assessing liability risks and safeguarding interior assets from damage. The company handles special assessments coverage and loss assessment endorsements for local condo owners.
Apollo Title Agency serves homeowners, condominium unit owners, and property managers in Auburn Hills, Michigan, offering condo insurance coverage tailored to local association requirements and individual risk factors. The agency helps clients navigate policies that protect personal belongings, interior structures, and liability exposures within their condo units. It assists with evaluating master policy gaps and securing appropriate personal coverage. Servicing the greater Oakland County area, Apollo Title Agency also extends its services to neighboring communities such as Troy.
Serving Auburn Hills, Greg Root State Farm Insurance Agent offers condo insurance either as a one-time policy or through an ongoing, renewing service. Coverage typically protects personal belongings, interior building structures, and liability within the unit. Policies can address water damage from leaks or other common condominium claims. Service arrangements here run on a scheduled annual renewal basis, with adjustments available on an as-needed basis when coverage requirements change.
Encore Insurance serves Auburn Hills and the surrounding communities of Oakland County, Michigan, specializing in condo insurance policies for local homeowners. The agency handles tailored coverage options, including dwelling protection, personal liability, and loss assessments for condominium associations. Each policy is designed to address the unique risks that come with shared building ownership and common area maintenance. To manage a typical request, Encore Insurance begins by reviewing the client’s condo association master policy and then fills coverage gaps with an individual plan that matches the unit owner’s specific needs.
As a condo insurance agent in Auburn Hills, Michigan, Farmers Insurance - Hassan Karadsheh offers tailored policies covering interior structural damage, personal liability, and loss of use. It also works to secure protection for individual unit upgrades and special assessments that a master policy may not cover. Understanding Michigan’s unique weather patterns, the agency helps clients review coverage for roof leaks and storm damage that can occur during the spring thaw and heavy rain seasons.
Meemic Insurance Company provides condo insurance services for clients in Auburn Hills, Michigan, including policy reviews and claims assistance. It offers personalized consultations to help condominium owners understand their coverage options and maintain adequate protection against common risks. Regular policy updates ensure that clients are advised of changes in their building’s master plan or local regulations. The company services single-family homes, apartments, retail spaces, and restaurants within the Auburn Hills area.
As the snow melts and spring rains arrive in Auburn Hills, many condo owners realize their insurance needs have changed due to seasonal exposure risks. Daniel Sauer: Allstate Insurance responds to this shift by reviewing existing condo policies for gaps in flood or water backup coverage. They assist owners in evaluating whether their master association policy adequately protects their personal unit and belongings. The process begins with a thorough review of the condo association’s master declaration and a property walkthrough to assess individual risk factors.
AAA Insurance: Rochester Hills/Oakland Twp provides residential condo insurance options for owners in Auburn Hills, MI, addressing property protection and liability needs. Commercial coverage is also available for small business clients. The agency serves policyholders throughout the local region, offering standard condo insurance services. After each claim or annual review, clients can expect consistent follow-up support. Additional service adjustments are readily made between regular visits to keep coverage aligned with changing homeowner situations.
The Gurney Agency in Auburn Hills, Michigan, is known for providing specialized condo insurance policies that address the unique coverage needs of condo owners. It serves local residents by offering plans that protect personal property, interior structural elements, and liability exposures not covered by a building’s master policy. A key service area includes tailoring coverage limits to meet the specific requirements of individual homeowners’ associations. The agency can also arrange loss assessment coverage to help clients handle unexpected shared expenses for common area repairs.
Acrisure Auburn Hills, MI (Hartland Insurance Group) specializes in protecting condominium owners with tailored coverage for individual units and building common areas. The agency helps clients address unique condo insurance needs, such as loss assessments, personal liability, and interior structural damage not covered by master policies. Their work in this area ensures residents understand how their personal policy interacts with the association’s insurance. This agency can serve commercial sectors including offices, warehouses, and food service operations requiring property and liability protection.
What Does a a Condo Insurance Agent in Auburn Hills Cost?
The cost of a condo insurance policy in Michigan typically ranges from 300 to 800 dollars per year for a standard unit. Factors that affect the premium include the unit location square footage deductible amount and the coverage limits you choose. Loss assessment coverage and sewer backup endorsements add to the cost. This is general information and not insurance advice.
About condo insurance agents in Auburn Hills
A condo insurance agent in Auburn Hills Michigan helps you understand the unique coverage needs for your unit. Michigan law requires condo associations to carry a master policy but that policy often does not cover interior fixtures or personal belongings. An agent can explain how to fill those gaps with an HO-6 policy tailored to your specific unit and local building codes.
Frequently Asked Questions
What does a condo insurance agent in Auburn Hills do?
A condo insurance agent reviews your associations master policy and helps you buy a personal condo policy. They explain what is covered by the master policy and what you need for your own walls floors and personal property.
Is condo insurance required in Michigan?
Michigan law does not require you to have condo insurance but your mortgage lender will likely require it. Many condo associations also require unit owners to carry a minimum amount of liability and loss assessment coverage.
How does Michigan law affect condo insurance coverage?
Michigan follows a modified comparative fault rule for property claims. This means your coverage can be reduced if you are partially at fault for a loss. Also Michigan has specific statutes regarding condo association master policies and unit owner responsibilities under the Michigan Condominium Act.
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