The top-rated condo insurance agent in Jersey City, New Jersey is SageSure, rated 4.1 stars across 1,837 reviews. Other highly rated options include Kacey Padlo - State Farm Insurance Agent, Freeway Insurance, Tawanda Jackson - State Farm Insurance Agent. This directory lists 18 condo insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SageSure | 101 Hudson St #2700 | (800) 481-0661 |
| 2 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 3 | Freeway Insurance | 2184 John F. Kennedy Blvd | (201) 829-2005 |
| 4 | Tawanda Jackson - State Farm Insurance Agent | 422 West Side Ave | (201) 209-0290 |
| 5 | Alberto Santana - State Farm Insurance Agent | 1652 John F. Kennedy Blvd | (201) 332-3344 |
| 6 | Goosehead Insurance - Paula Keung | 101 Hudson St Suite 2122 | (551) 261-5005 |
| 7 | Soliman Agency LLC: Allstate Insurance | 844 Bergen Ave | (201) 332-6999 |
| 8 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
| 9 | JC Insurance Agency | 2184 John F. Kennedy Blvd | (201) 830-3088 |
| 10 | JC Professional Insurance | 489 Central Ave | (201) 222-5220 |
SageSure serves Jersey City, New Jersey, as a local condo insurance agency. It handles the specific insurance needs of condominium unit owners, including coverage for interior structures, personal property, and personal liability. Because standard homeowners policies often exclude condo-specific risks, the agency helps clients understand master policy gaps. SageSure assists with loss assessment coverage for common-area repairs and ordinance or law upgrades. It works in this area offering both individual condo unit policies and umbrella liability insurance for added asset protection.
Kacey Padlo - State Farm Insurance Agent in Jersey City, NJ, offers condo insurance policies tailored to protect individual units within multi-family buildings. The agency assists clients in securing adequate coverage for interior structures, personal belongings, and liability risks. Available maintenance plans help policyholders manage updates to property documentation as needs evolve. The team regularly explains common policy gaps and suggests appropriate endorsements. Its services cover residences in Jersey City, including apartments, retail, and restaurants.
Freeway Insurance in Jersey City, New Jersey, is a Condo Insurance Agent known for helping condo owners find coverage for their individual units and personal belongings. Its service range includes policies that address interior damage, liability protection, and loss assessment coverage common in multi-unit buildings. Condo insurance often fills gaps left by a building’s master policy, covering upgrades or unexpected repairs. A specialty service this agent can add on is a policy rider for valuable items like jewelry or electronics, customizing the plan further.
Tawanda Jackson - State Farm Insurance Agent in Jersey City, New Jersey, serves homeowners and condominium unit owners needing coverage for their properties. The agency provides personalized condo insurance policies that help protect personal belongings, interior walls, and liability risks common in shared buildings. Clients can review their coverage options for their specific financial needs. The agent also assists residents in nearby communities such as Hoboken and the surrounding Hudson County metro area.
Alberto Santana - State Farm Insurance Agent serves Jersey City, New Jersey, and the surrounding communities, handling a range of condo insurance needs for local residents. It assists clients with protecting their personal property and liability within their individual units. The agency also helps navigate the differences between a master policy and personal coverage. When managing a typical job, it evaluates the client’s specific building requirements and personal assets to suggest an appropriate policy that fills common gaps.
Goosehead Insurance - Paula Keung in Jersey City provides condo insurance solutions that distinguish between one-time policy placements and recurring service for ongoing coverage adjustments. Policies address common condominium risks, including interior damage, personal liability, and loss assessments from shared building claims. Client service is offered primarily on an as-needed basis, allowing policyholders to request assistance for claims questions, coverage reviews, or policy changes without a scheduled obligation.
As a condo insurance agent in Jersey City, Soliman Agency LLC of Allstate Insurance focuses on tailoring coverage plans to meet the specific needs of condominium owners. It works to protect personal belongings, interior fixtures, and liability exposure within the common structure. The agency also provides guidance on understanding master policy gaps and securing appropriate loss assessment coverage. During winter months, it helps clients address risks like frozen pipes, ice dam damage, and liability from slip-and-fall incidents on icy walkways.
As Jersey City's waterfront condos face heightened flood risk each spring, J&J Assurance Group helps owners review their existing policies. This local agency focuses specifically on condo insurance, addressing each building’s master policy gaps and the individual’s personal liability needs. By working with owners navigating both complex homeowners association requirements and their own unit coverage, the team provides targeted recommendations. The process begins by scheduling a thorough inspection of the property’s interior and communal areas, followed by a full assessment of replacement costs.
As a local condo insurance agency, JC Insurance Agency serves property owners in Jersey City, NJ, assisting them with policies that protect individual units and shared building structures. The company also helps clients obtain specialized endorsements for renovations, personal liability, and loss assessment coverage. It handles account reviews and helps adjust deductibles as building association rules change. The firm regularly works with clients in residential high-rises and benefits those operating small businesses out of their units, including home offices, owner-storage warehouses, and permitted food service ventures.
JC Professional Insurance provides residential condominium coverage in Jersey City, New Jersey. The agency assists owners in protecting their interiors and personal belongings from common perils. Their practice typically extends to commercial condo insurance for building associations within the same local area. A typical engagement begins with a thorough review of current coverage to address potential gaps. The complete service area focuses on Jersey City and its surrounding neighborhoods. Many clients follow up between regular visits to adjust policies after renovating their units.
What Does a a Condo Insurance Agent in Jersey City Cost?
Typical condo insurance costs in New Jersey range from 200 to 600 dollars per year for a standard policy. Factors include your unit location in Jersey City, the age of the building, and the amount of personal property coverage you choose. Higher coverage limits or additional endorsements for water backup or flood risk can increase the premium. This is general information and not insurance advice.
About condo insurance agents in Jersey City
A condo insurance agent in Jersey City New Jersey helps you understand the unique coverage needs for your unit. New Jersey law requires condominium associations to carry a master policy, but that policy does not cover your personal belongings or interior improvements. An agent can explain how to fill the gaps between the master policy and your personal liability needs.
Frequently Asked Questions
What does a condo insurance agent do in Jersey City?
A condo insurance agent reviews your association master policy and advises on individual coverage for your unit. They help you select appropriate dwelling coverage for interior fixtures and personal property protection. They also ensure you meet any insurance requirements set by your condo board.
Is condo insurance required by law in New Jersey?
New Jersey law does not require individual unit owners to carry condo insurance. However most mortgage lenders and condo associations require proof of coverage. Your agent can help you meet these requirements while avoiding unnecessary coverage.
How does the New Jersey master policy affect my personal insurance?
The master policy covers common areas and the building structure. It typically does not cover your personal belongings, interior walls, or upgrades you make. Your individual policy fills these gaps and provides liability protection for incidents inside your unit.
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