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Find Condo Insurance Agents Near You in Lakewood, NJ

Browse condo insurance agents serving Lakewood, New Jersey. Updated 2026-07-14.

The top-rated condo insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 20 condo insurance agents serving Lakewood.

Showing 20 condo insurance agents in Lakewood, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1PRIME Insurance Agency960 E County Line Rd(732) 886-5751
2Cosmo Insurance Agency1600 Ave of the States #408(732) 363-3888
3Sterling Property and Casualty20 4th St Suite 211(732) 730-7130
4Stonebrook Insurance Group500 River Ave Suite 230(732) 905-4100
5Mitchell Hnatt: Allstate Insurance1900 NJ-70(732) 477-6900
6Ben Goldfischer: Allstate Insurance300 Main St(732) 719-4050
7Diamant & Associates1700 Ave of the States Suite 401(732) 276-5089
8Wilhelm699 Cross St #1(732) 961-1551
9Insurance Agency New Jersey1166 River Ave(551) 273-4713
10J&R Insurance Agency & Financial Services LLC1400 Ocean Ave(732) 363-1625
PI
960 E County Line Rd
PRIME Insurance Agency
Condo Insurance Agent · Lakewood, NJ

PRIME Insurance Agency serves Lakewood, New Jersey, and the surrounding Ocean County area, specializing in condo insurance for local residents. The agency helps unit owners secure essential coverage for their individual spaces, including protection against interior damage and liability for accidents within the home. They also address common needs for community policy gaps, such as upgrades or assessments. PRIME Insurance Agency manages personal property coverage and loss-of-use protection for displaced condo owners.

CI
1600 Ave of the States #408
Cosmo Insurance Agency
Condo Insurance Agent · Lakewood, NJ

Cosmo Insurance Agency in Lakewood, NJ provides a full range of condo insurance services, including policy selection assistance and risk assessment for individual unit owners. It offers maintenance plan reviews to help clients ensure their coverage meets evolving needs. The agency diligently handles policy updates and claims support throughout the year. It serves single-family homes and residential apartments, as well as retail and restaurant properties along the Jersey Shore.

SP
20 4th St Suite 211
Sterling Property and Casualty
Condo Insurance Agent · Lakewood, NJ

Sterling Property and Casualty serves homeowners, property managers, and condominium associations in Lakewood, New Jersey, by offering tailored condo insurance policies. The agency assists clients with coverage for common areas, individual units, and liability protection, ensuring compliance with local HOA requirements. It also provides guidance on flood and windstorm endorsements, addressing risks specific to the Jersey Shore region. Beyond Lakewood, the company extends its services to neighboring communities, including Toms River and the surrounding Ocean County metro area.

SI
500 River Ave Suite 230
Stonebrook Insurance Group
Condo Insurance Agent · Lakewood, NJ

Stonebrook Insurance Group serves Lakewood, New Jersey, and the surrounding Ocean County communities with dedicated condo insurance solutions. It handles policies tailored for individual unit owners, covering interior structures, personal property, and liability protection against common claims in the area. It also assists with loss assessment coverage for shared building elements. To handle a typical job, Stonebrook begins by reviewing the condo association’s master policy to identify gaps, then customizes a plan that aligns the owner’s personal assets with the specific risks present in the local housing market.

MH
1900 NJ-70
Mitchell Hnatt: Allstate Insurance
Condo Insurance Agent · Lakewood, NJ

Mitchell Hnatt: Allstate Insurance in Lakewood, NJ provides condo insurance agent services that differentiate between one-time policy purchases and ongoing coverage management. Condo insurance typically covers interior structures, personal property, and liability protection not included in a master policy. This agency assists clients in evaluating specific unit risks and building association requirements. Service arrangements run on a one-time, scheduled, or as-needed basis depending on whether a client needs an initial quote, periodic policy reviews, or claims support after an incident.

BG
300 Main St
Ben Goldfischer: Allstate Insurance
Condo Insurance Agent · Lakewood, NJ

As a condo insurance agent in Lakewood, NJ, Ben Goldfischer: Allstate Insurance specializes in tailored coverage options for condominium owners, including protection for interior fixtures, personal liability, and loss assessment. The agency generally works with clients to assess policy gaps and align coverage with homeowners association requirements or individual needs. Situational help is often provided during the transition from a rental to a purchased unit, where new insurance requirements must be addressed quickly.

DA
1700 Ave of the States Suite 401
Diamant & Associates
Condo Insurance Agent · Lakewood, NJ

As the autumn winds sweep through Lakewood, condominium owners often review their coverage against potential storm damage. Diamant & Associates specializes in aligning individual condo policies with local association master plans to avoid coverage gaps for shared structures and personal liability. They evaluate how community bylaws affect personal property limits and water damage exclusions frequently overlooked by owners. An initial in-person inspection of your unit and a review of your association’s master policy form the first step toward securing tailored protection.

WI
699 Cross St #1
Wilhelm
Condo Insurance Agent · Lakewood, NJ

Wilhelm provides core condo insurance services for Lakewood residents, securing individual units against common perils like fire and theft. The agency specializes in adding supplemental protections, including loss assessment coverage and water backup endorsements tailored for multi-unit buildings. It regularly assists with policies for occupied units and rental properties within complex associations. Wilhelm can serve commercial sectors such as offices, warehouses, and food service operations seeking liability and property protection.

IA
1166 River Ave
Insurance Agency New Jersey
Condo Insurance Agent · Lakewood, NJ
JI
1400 Ocean Ave
J&R Insurance Agency & Financial Services LLC
Condo Insurance Agent · Lakewood, NJ
II
326 3rd St
Ideal Insurance Agency
Condo Insurance Agent · Lakewood, NJ
(732) 363-8300
idealinsuranceagencynj.com
5M
300 Boulevard of the Americas Suite 105
5 Minute Insure
Condo Insurance Agent · Lakewood, NJ
(877) 707-8555
5minuteinsure.com
AI
1200 River Ave
AGA Insurance
Condo Insurance Agent · Lakewood, NJ
(732) 370-3028
againsure.com
EI
1000 Monmouth Ave
East Insurance Group LLC
Condo Insurance Agent · Lakewood, NJ
(732) 364-2796
SC
300 Boulevard of the Americas
Sure Co Agency Inc
Condo Insurance Agent · Lakewood, NJ
(732) 730-8700
surecoagency.com/contact_us.html
FI
15 America Ave #202
Fidella Insurance Agency, A Division of World
Condo Insurance Agent · Lakewood, NJ
(732) 222-4500
fidellaplus.com
IS
55 S Lake Dr
Insurance security
Condo Insurance Agent · Lakewood, NJ
(929) 289-1438
SI
36 Chambers Brg Rd
SYMS Insurance Agency
Condo Insurance Agent · Lakewood, NJ
(732) 860-7967
symsins.com/contact-us
FA
212 2nd St
Friedman Associates of Nj
Condo Insurance Agent · Lakewood, NJ
(732) 363-6444
MA
1095 Ocean Ave
The Moffett Agency
Condo Insurance Agent · Lakewood, NJ
(732) 301-4204
moffettagency.com

What Does a a Condo Insurance Agent in Lakewood Cost?

Typical condo insurance costs in New Jersey range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include the unit location, coverage limits, deductible, and claims history. Premiums in Lakewood may be higher due to local property values and risk factors. This is general information, not insurance advice.

About condo insurance agents in Lakewood

Condo insurance agents in Lakewood, New Jersey help unit owners understand the difference between the master policy and personal coverage. New Jersey law requires condo associations to carry a master policy, but this does not cover your personal belongings or interior improvements. A local agent can explain how to fill gaps in coverage and meet your lender requirements.

Frequently Asked Questions

What does a condo insurance agent in Lakewood do?

A condo insurance agent helps you find a policy that covers your personal property, interior walls, and liability. They also explain how the association master policy interacts with your individual coverage.

Do I need condo insurance if the association has a master policy?

Yes. The master policy typically covers the building structure and common areas. You still need coverage for your personal belongings, upgrades, and liability if someone is injured in your unit.

What is the difference between an HO-6 policy and a master policy?

An HO-6 policy is your individual condo insurance. It covers your personal property, interior walls, and liability. The master policy covers the building shell and common areas. New Jersey law does not require you to buy HO-6 insurance, but your lender likely will.

Condo Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.