The top-rated condo insurance agent in Paramus, New Jersey is GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency, rated 5.0 stars across 146 reviews. Other highly rated options include Cangelosi Agency, Richard Sfass at Comparion Insurance Agency, Jim Bush - State Farm Insurance Agent. This directory lists 17 condo insurance agents serving Paramus.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency | 214 Rte 4 | (201) 843-8680 |
| 2 | Cangelosi Agency | 214 Rte 4 | (973) 427-9005 |
| 3 | Richard Sfass at Comparion Insurance Agency | 61 S Paramus Rd Ste 520 | (908) 673-6053 |
| 4 | Jim Bush - State Farm Insurance Agent | 237 W Midland Ave | (201) 444-4424 |
| 5 | Mariel Gramuglia at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1449 |
| 6 | Sameh Wahba: Allstate Insurance Co | 64 E Ridgewood Ave | (201) 262-9222 |
| 7 | Robert Giella at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1447 |
| 8 | Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 845-4300 |
| 9 | Coverage Cowboy | 66 NJ-17 Suite 300 | (551) 455-0769 |
| 10 | Michael Laudenback at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1450 |
GEORGIA PINES AGENCY, LLC, operating as Miramar Insurance Agency, serves the Paramus area and the greater Bergen County region of New Jersey. This agency provides professional guidance for condominium unit owners in securing tailored insurance coverage. Condo insurance in this area addresses unique exposures from interior maintenance responsibilities and liability for damage within unit boundaries. Complimentary services include helping adjust coverage limits to meet local lender requirements and bylaws. The team also assists with identifying appropriate personal property protection for valuable items stored within the unit.
Cangelosi Agency provides comprehensive condo insurance solutions for clients in Paramus, New Jersey, including tailored policy evaluations and claims assistance. Its service plans include regular coverage reviews to adapt to changing property values and local building regulations, ensuring clients maintain adequate protection. The agency offers ongoing maintenance advice to help policyholders mitigate common risks associated with shared residential buildings. It services single-family homes, apartments, retail spaces, and restaurants.
Paramus condo owners and property managers rely on Richard Sfass at Comparion Insurance Agency for tailored condo insurance policies. The agency helps clients secure coverage that protects their units and personal belongings against common risks. Policy options typically address interior damage, liability concerns, and loss assessments. Understanding local building requirements and association master policies is central to the service provided. Richard Sfass at Comparion Insurance Agency also serves homeowners in nearby communities like Hackensack and surrounding Bergen County neighborhoods, ensuring consistent access to specialized condo insurance guidance.
Jim Bush - State Farm Insurance Agent serves the Paramus, New Jersey area and surrounding communities. The agency handles condo insurance policies designed to protect individual unit owners. Coverages typically address interior structures, personal property, and liability risks unique to condominium living. It also manages loss-assessment endorsements for shared building expenses. To handle a typical job, the agent reviews the condo association’s master policy first, then tailors individual coverage to close any gaps between the master policy and the unit owner’s personal exposure.
Mariel Gramuglia at Comparion Insurance Agency in Paramus, NJ, provides condo insurance agents with both one-time policy placements and ongoing service plans for existing clients. Coverage options include building property, personal liability, and loss of use protections, tailored to the needs of local condominium owners and associations. Service arrangements operate on either a scheduled basis or an as-needed basis, ensuring flexibility for individual policy reviews and claims assistance.
Sameh Wahba: Allstate Insurance Co in Paramus, NJ specializes in crafting condo insurance policies tailored to unit owners. It also provides general insurance services such as auto, life, and additional property coverage for local residents. The agency helps clients understand how master policies interact with individual needs, ensuring gaps in protection are addressed. Routine claims assistance and policy reviews are part of its ongoing work. It is particularly helpful when seasonal turnovers or renovation permits require updated liability limits.
As the fall season brings leaves and storms that can clog gutters or damage roofs in the Paramus area, Robert Giella at Comparion Insurance Agency helps local condo owners protect their investment from seasonal wear and weather-related liability. This agent provides coverage tailored to the specific shared-wall and common-area risks that condo associations require. Policies can be reviewed to ensure personal belongings and interior improvements are accounted for. An initial one-on-one inspection of the unit typically begins the process of determining the proper level of protection needed.
Comparion Insurance Agency provides comprehensive condo insurance services tailored to protect individual units and shared building elements. Its offerings include coverage for interior structures, personal property, liability protection, and loss assessment. The agency assists clients in understanding their master policy requirements and selecting appropriate supplemental endorsements. Customers can access policy reviews and claims support through the Paramus office. The company maintains coverage plans for single-family homes, apartments, retail businesses, and restaurants in the surrounding area.
Coverage Cowboy in Paramus, New Jersey provides condo insurance agency services to local homeowners. Its agents specialize in offering tailored coverage for common elements and personal liability within condominium associations. The firm helps clients distinguish between master policies and individual interior protections. Additional coverage options can address loss assessments, personal property, and temporary living expenses during repairs. Commercial sectors it serves include offices, warehouses, and food service operations that require liability and property insurance for their business condos.
Michael Laudenback at Comparion Insurance Agency in Paramus, NJ offers residential condo insurance services tailored to individual policyholder needs. The agency also assists local businesses with commercial coverage options throughout Bergen County and nearby communities. Every condo policy is reviewed to address building-specific requirements and personal liability protections. After an initial sale, the agent follows up to adjust coverage upon lifestyle changes or policy renewals, ensuring continued protection between regular annual visits.
What Does a a Condo Insurance Agent in Paramus Cost?
Typical costs for a condo insurance policy in Paramus, New Jersey range from 200 to 600 dollars annually. This price depends on your coverage limits, deductible amount, and the value of your personal belongings. Agents can provide quotes based on your specific unit and association requirements. Note that this is general information and not insurance advice.
About condo insurance agents in Paramus
A condo insurance agent in Paramus, New Jersey can help you secure coverage for your individual unit and personal belongings. In New Jersey, condo owners are typically responsible for insuring interior fixtures and improvements, while the condo association covers the building structure. Working with a local agent ensures you understand the specific master policy requirements and your personal liability needs.
Frequently Asked Questions
What does a condo insurance agent in Paramus do?
A condo insurance agent helps you find a policy that covers your personal property, interior walls, and liability. They also explain how your coverage aligns with the condo associations master policy, which is required under New Jersey law.
Is condo insurance required in New Jersey?
Yes, most condo associations in New Jersey require unit owners to carry an HO-6 policy. This policy covers your personal property and provides liability protection, and it must meet minimum coverage limits set by the association.
How much does condo insurance cost in Paramus?
Condo insurance in Paramus typically costs between 200 and 600 dollars per year for standard coverage. Factors like your unit location, deductible choice, and personal property value affect the final premium.
Condo Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Elizabeth · Englewood Cliffs · Fair Lawn · Fairfield · Flemington · Fort Lee · Hackensack