The top-rated condo insurance agent in Parsippany, New Jersey is Bierka Lopez at Comparion Insurance Agency, rated 5.0 stars across 293 reviews. Other highly rated options include Ronald Owens at Comparion Insurance Agency, Said Shamsudin - State Farm Insurance Agent, GA Financial Group LLC. This directory lists 16 condo insurance agents serving Parsippany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bierka Lopez at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4334 |
| 2 | Ronald Owens at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4335 |
| 3 | Said Shamsudin - State Farm Insurance Agent | 342 Parsippany Rd | (973) 334-5111 |
| 4 | GA Financial Group LLC | 342 Parsippany Rd unit 6 | (862) 254-8125 |
| 5 | NJM Insurance Group - Parsippany, NJ | 1 Sylvan Way | (973) 455-7200 |
| 6 | Love Parikh at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 512-6835 |
| 7 | Comparion Insurance Agency | 4 Campus Dr #102 | (973) 539-6080 |
| 8 | Ben Michalik: Allstate Insurance | 342 Parsippany Rd | (973) 884-8700 |
| 9 | Mitesh Patel: Allstate Insurance | 820 US-46 | (973) 335-3888 |
| 10 | Maxine Melo at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4341 |
Bierka Lopez at Comparion Insurance Agency serves property owners in the Parsippany region of New Jersey, specializing in condominium insurance coverage. As a local condo insurance agent, the agency helps residents protect their individual units and personal belongings against common risks. Standard services include tailoring policies to meet the specific requirements set by condo associations for interior structures and liability. The agency also handles supplemental coverage for unit upgrades or expensive personal property. Its work addresses the unique insurance needs of condo dwellers in this suburban area.
Ronald Owens at Comparion Insurance Agency provides a full range of condo insurance services, including policy evaluations for common-area coverage and individual unit protection. It offers ongoing support for updating dwelling limits and reviewing loss-assessment endorsements when needed. Service or maintenance plans help policyholders adjust deductibles and compare liability options annually. The agency handles single-family homes, apartments, retail spaces, and restaurants, tailoring coverage to each property's structural and occupancy requirements.
Said Shamsudin - State Farm Insurance Agent serves Parsippany, New Jersey and the surrounding communities. The company handles condo insurance, addressing the specific coverage needs of unit owners for their interior structures and personal property. It also provides liability protection and loss assessment coverage typical for such policies. To handle a typical job, the agent thoroughly reviews the condo association’s master policy to identify coverage gaps, then customizes a policy that exactly matches the client’s individual assets and risk profile.
GA Financial Group LLC in Parsippany, NJ, provides condo insurance services that can be arranged either as a one-time policy purchase or on a recurring, ongoing basis. The coverage typically protects the interior structure and personal belongings that a standard master condo policy may not cover, addressing liability and loss assessments. Service appointments run on an as-needed basis, allowing clients to request consultations or policy adjustments at their convenience.
NJM Insurance Group in Parsippany serves homeowners and condo owners seeking specialized insurance for their residences. The agency provides tailored condo insurance policies that cover interior structures, personal belongings, and liability protection for shared building spaces. It helps owners navigate the unique insurance requirements of condominium living with appropriate coverage options. The agency also extends its services to nearby communities like Morristown, offering the same professional guidance for protecting individual condo units through comprehensive insurance solutions.
Specializing in tailored coverage for condominium unit owners in Parsippany, New Jersey, Love Parikh at Comparion Insurance Agency provides comprehensive insurance solutions that protect personal belongings and interior structural improvements. This agent works with local homeowners to navigate the unique gaps between individual policies and master association plans, ensuring proper financial safeguards against common risks like water damage, theft, or liability claims. When winter storms threaten the region with potential pipe bursts, this service helps clients verify adequate protection for their specific unit and deductible responsibilities.
Comparion Insurance Agency serves clients in Parsippany, New Jersey, offering condo insurance that protects both interior fixtures and shared building areas. Policyholders typically choose between a one-time quote for a single property or recurring coverage that renews annually with updated terms. Liability protection and loss assessment coverage are common inclusions to address risks from common area incidents. Service is provided primarily on a scheduled basis, aligning with standard annual policy renewal cycles for condominium owners.
When autumn storms sweep through Parsippany, many condo owners worry about roof leaks and window damage that standard policies might not cover. Ben Michalik: Allstate Insurance addresses these concerns by matching residents with condo insurance plans designed for the specific risks of New Jersey’s weather and community association requirements. The agency helps clarify coverage for interior improvements, liability protection, and loss assessment. A typical first step involves a thorough review of your current policy and a walk-through inspection of your unit to identify any missing protections.
Mitesh Patel: Allstate Insurance in Parsippany, NJ, works with local property owners to secure necessary coverage for condominium units. The agency can arrange policies that protect interior structures, personal belongings, and liability exposures beyond what a master association policy covers. Clients in this area can receive guidance on customizing deductibles and add-on endorsements for water backup or identity theft protection. The company serves owners of residential condo units as well as commercial sectors including offices, warehouses, and food service operations.
As a residential condo insurance provider, Maxine Melo at Comparion Insurance Agency serves condominium owners in Parsippany, New Jersey, with policies tailored to individual unit coverage needs. The agency also writes commercial insurance for local businesses and covers the surrounding Morris County area. For multi-unit residential buildings, the agency offers risk assessments and community master policy guidance. After issuing an initial policy, Maxine Melo provides attentive follow-up service, adjusting coverage between regular renewal visits to reflect any changes in the client’s property or liability concerns.
What Does a a Condo Insurance Agent in Parsippany Cost?
Condo insurance in New Jersey typically costs between 200 and 600 dollars per year for an HO-6 policy. Premiums depend on your units replacement cost deductible amount and chosen coverage limits. Additional endorsements for flood or earthquake coverage raise the cost. This is general information and not insurance advice.
About condo insurance agents in Parsippany
Condo insurance agents in Parsippany New Jersey help owners understand their coverage needs under a master policy. New Jersey law does not require condo owners to carry insurance but lenders often do. Agents can explain how the master policy covers common areas while you need an HO-6 policy for your unit and personal property.
Frequently Asked Questions
What does a condo insurance agent in Parsippany do?
A condo insurance agent helps you find an HO-6 policy that covers your unit interior fixtures personal property and liability. They review your condo associations master policy to identify gaps in coverage. Agents also explain New Jersey specific rules about loss assessment coverage.
Do I need condo insurance in New Jersey?
New Jersey law does not require condo owners to have insurance. However your mortgage lender will likely require an HO-6 policy. Your condo association may also require you to carry liability coverage.
How much does condo insurance cost in Parsippany New Jersey?
Typical condo insurance premiums in Parsippany range from 200 to 600 dollars per year. Costs vary based on your unit value deductible and coverage limits. Factors like location and claims history also affect your rate.
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