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Condo Insurance Agents in Union, NJ

Looking for a condo insurance agent in Union? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Union, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 19 condo insurance agents in Union, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Union
2317 US-22, Union, NJ 07083
(908) 557-5222 branches.northeast.aaa.com
David Roy - State Farm Insurance Agent
530 Chestnut St Suite 102, Union, NJ 07083
(908) 688-2051 insurewithdavidroy.com
State Farm Insurance Agent Max Smirnov
1051 Stuyvesant Ave., Union, NJ 07083
(908) 810-0040 maxsmirnov.com
Farmers Insurance - David Robbins
2717B Morris Ave, Union, NJ 07083
(908) 557-5251 agents.farmers.com
Clear Path Insurance Services
969 Stuyvesant Ave. #3, Union, NJ 07083
(908) 955-8085 clearpathinsuranceservices.com
Tavares Insurance Agency
2086 Morris Ave, Union, NJ 07083
(908) 686-0404 tavaresins.com
Insurance Associates Plus
1523 Morris Ave, Union, NJ 07083
(908) 964-9010 iapins.com
Allianza Insurance
1191 Morris Ave, Union, NJ 07083
(908) 444-4067 allianzainsurance.net
Annagard Insurance Agency
397 Chestnut St Suite 6, Union, NJ 07083
(908) 888-0120 annagardinsurance.com
Karing Is Mutual LLC
1575 Vauxhall Rd, Union, NJ 07083
(908) 468-7522 karingismutualllc.com
Goosehead Insurance - Monique Perry
2400 Morris Ave # 104, Union, NJ 07083
(973) 954-9288 goosehead.com
Ringler Insurance Agency
2225 Morris Ave, Union, NJ 07083
(908) 688-0011
American Union insurance agency
2519 Audrey Terrace, Union, NJ 07083
(732) 426-1435
Blue Insurance LLC
2010 Morris Ave, Union, NJ 07083
(908) 696-7368
Diane L Murray Insurance Agency
1549 Stuyvesant Ave., Union, NJ 07083
(908) 686-4609 dlminsurance.com
Farmers Insurance-Leslie Perez Agency
1915 Morris Ave 2nd Fl, Union, NJ 07083
(908) 686-8777 agents.farmers.com
Protection Pro Insurance NJ
1255 Stuyvesant Ave., Union, NJ 07083
(908) 858-3530
PROGRESSIVE INSURANCE UNION NEW JERSEY NJ
1005 Stuyvesant Ave., Union, NJ 07083
(908) 875-0925
Strive Insurance Agency
1307 Stuyvesant Ave., Union, NJ 07083
(908) 882-5788

Condo insurance agents in Union, New Jersey help owners protect their unit and personal property. New Jersey law requires condo associations to carry a master policy, but that policy usually does not cover interior fixtures or your personal belongings. A local agent can explain how to fill coverage gaps and meet any lender requirements.

What Does a Condo Insurance Agent in Union Cost?

In New Jersey, a typical condo insurance policy costs between 300 and 600 dollars per year for standard coverage. Factors like your unit location, coverage limits, and deductible choices affect the price. For example, adding coverage for the master policy deductible or higher personal property limits can raise the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance policy in New Jersey typically cover?
A standard HO-6 policy in New Jersey covers your personal property, interior walls and fixtures, and personal liability. It also provides loss of use coverage if your unit becomes uninhabitable. The master policy from the association usually covers the building structure and common areas.
Do I need condo insurance if the association has a master policy in Union?
Yes. The master policy often covers only the bare walls and common spaces. Your personal belongings, upgrades like new flooring or cabinets, and liability for injuries inside your unit are your responsibility. Many lenders also require an HO-6 policy to approve a mortgage.
How does New Jersey law affect my condo insurance deductible?
New Jersey law allows condo associations to set a deductible on the master policy, often between 1000 and 10000 dollars. If damage originates in your unit, the association may charge you that deductible. Your individual HO-6 policy can include coverage to reimburse you for this charge.