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Directory of condo insurance agents in Wayne, New Jersey. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
Wayne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 13 condo insurance agents in Wayne, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maria Alawi - State Farm Insurance Agent
789 Hamburg Tpke, Wayne, NJ 07470
(862) 221-9707
wayneinsurancenj.com
Cajilema & Simpson Insurance Solutions
600 Valley Rd suite 208, Wayne, NJ 07470
(201) 707-7499
cajilemasimpsoninsurance.com
Joe Nachbaur - State Farm Insurance Agent
458 Hamburg Tpke, Wayne, NJ 07470
(973) 938-5342
josephnachbaur.com
Jason Bush - State Farm Insurance Agent
660 Valley Rd, Wayne, NJ 07470
(973) 697-1005
jasonbush.com
Goosehead Insurance - Verdi Kaba
1401 Valley Rd, Wayne, NJ 07470
(973) 777-3411
goosehead.com
World Insurance Associates LLC
500 Valley Rd Suite 203, Wayne, NJ 07470
(973) 831-2787
locations.worldinsurance.com
Wayne Insurance Team
23 Willowbrook Blvd, Wayne, NJ 07470
(732) 426-3554
John T Costa Agency
2025 Hamburg Tpke STE J, Wayne, NJ 07470
(973) 835-8444
burglaralarminsurance.com
Reynier Aparicio: Allstate Insurance
500 Valley Rd #105, Wayne, NJ 07470
(973) 633-5500
agents.allstate.com
Crown Insurance Agency
1 Hamburg Tpke, Wayne, NJ 07470
(862) 377-0770
crowninsurance.net
Coe Group
1044 NJ-23 Ste 311, Wayne, NJ 07470
(973) 628-0800
coeinsurance.com
Ontell Agency Inc
1341 Hamburg Tpke, Wayne, NJ 07470
(973) 628-1600
ontellagency.com
Cornerstone Assurance Group, LLC
1700 NJ-23 Suite 302, Wayne, NJ 07470
(973) 707-3035
mycornerstoneassurance.com
Condo insurance agents in Wayne New Jersey help owners understand the difference between the master policy and their individual unit coverage. New Jersey law requires condo associations to carry a master policy but unit owners need their own HO-6 policy for personal property and interior improvements. A local agent can explain how NJ statutes affect your coverage limits and deductibles.
What Does a Condo Insurance Agent in Wayne Cost?
Condo insurance in New Jersey typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors affecting the premium include the location of the condo in Wayne the value of personal property the deductible chosen and the loss assessment coverage limit. Older buildings or units with higher replacement costs may increase the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance policy cover in New Jersey?
A standard HO-6 policy in NJ covers your personal belongings interior walls and fixtures not covered by the association master policy. It also provides liability protection and loss assessment coverage for special assessments from the condo association.
Is condo insurance required by law in Wayne New Jersey?
New Jersey law does not require condo insurance for unit owners but most mortgage lenders do require it. Your condo association bylaws may also mandate that you carry a minimum amount of coverage for your unit.
How does the NJ master policy affect my individual condo insurance?
The master policy covers the building structure and common areas while your HO-6 policy covers your unit interior and personal property. You should review the master policy with your agent to avoid gaps or overlapping coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.