The top-rated condo insurance agent in Hicksville, New York is Christie Simmons - State Farm Insurance Agent, rated 5.0 stars across 537 reviews. Other highly rated options include Nationwide/Progressive/Travelers, DCAP Insurance, Pinkham Agency Inc. This directory lists 20 condo insurance agents serving Hicksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christie Simmons - State Farm Insurance Agent | 101 Bloomingdale Rd | (516) 433-4275 |
| 2 | Nationwide/Progressive/Travelers | 55 Broadway #F | (516) 719-0700 |
| 3 | DCAP Insurance | 956 S Broadway | (516) 822-4848 |
| 4 | Pinkham Agency Inc | 40 Commerce Pl # 100 | (516) 931-1414 |
| 5 | Ranu Insurance Agency Inc. | 67 N Broadway 2nd Floor | — |
| 6 | Libardi Service Agency Inc | 100 Stewart Ave | (516) 333-3611 |
| 7 | SANJEEV KUMAR - Insurance Agent | 77 N Broadway | (516) 515-9618 |
| 8 | Rob Colarusso - State Farm Insurance Agent | 80 N Newbridge Rd | (516) 933-3276 |
| 9 | Universal Insurance Agency NY | 100 S Broadway | (516) 421-6867 |
| 10 | Fran Kasprzak Jr. - State Farm Insurance Agent | 104 Woodbury Road PARKING IN REAR | (516) 433-0050 |
Christie Simmons – State Farm Insurance Agent serves Hicksville, New York, and the surrounding Nassau County area. The agency offers personalized condo insurance policies designed to protect individual units within multi-family buildings. It also helps local condo owners review coverage for personal property and liability exposures tied to shared common areas. Clients can obtain quotes and modify their deductibles to match their budget. Among the specific services it handles are loss assessment coverage and water backup protection for condominium owners in Hicksville.
Serving Hicksville, NY, this agency offers a complete range of condo insurance services, including policy reviews, coverage upgrades, and claims assistance. It provides annual service consultations to help clients adapt their coverage to changing building regulations and personal asset growth. The team also manages renewal plan audits to ensure policy limits remain adequate. It services single-family homes, multi-unit apartments, retail storefronts, and local restaurants.
DCAP Insurance serves condo owners, homeowner associations, and property managers in Hicksville, New York, by providing tailored coverage for individual units and shared building structures. The agency helps clients understand HOA master policy gaps to protect personal belongings and interior improvements. Local agents guide residents through flood insurance options and liability coverage for common areas or rental units. Compensation accommodations are handled with clear explanations regarding deductibles and loss assessments policies. DCAP Insurance also extends its services to surrounding communities across Nassau County, including the neighboring town of Levittown.
Pinkham Agency Inc serves Hicksville and the surrounding communities of Nassau County with condo insurance coverage. It handles policies that protect individual unit owners from common liability claims and damage to interior finishes. The agency also addresses loss assessments and other exposures specific to condominium living. For a typical new policy request, it reviews the condo association master plan to identify coverage gaps. That approach determines personal property protection needs and the appropriate deductible for the unit owner.
Libardi Service Agency Inc offers specialized condo insurance policies tailored to the unique needs of unit owners in Hicksville, NY, along with general property and liability coverage. The agency works to help clients protect their personal belongings and interior structures from common risks. It assists with specific seasonal concerns such as freeze damage to pipes during the winter months, ensuring coverage options address vulnerabilities that arise in the local climate.
As the seasons change, many condo owners in Hicksville review coverage limits on shared structures and personal belongings. SANJEEV KUMAR - Insurance Agent helps local residents assess policy options that meet typical condo bylaw requirements and weather-related exposures in the area. By explaining common coverage gaps, the agent enables clients to make informed decisions regarding liability and contents protection. A practical initial assessment welcomes policyholders to review current documents and schedule a brief walkthrough of the unit.
Rob Colarusso - State Farm Insurance Agent provides coverage options tailored to protect condominium units and their owners in Hicksville, NY. This local agency specialties include supplemental liability, personal property protection, and loss assessment endorsements not always covered by master policies. Policies may extend to additional structures and improvements made by the unit owner. The agency can serve commercial sectors such as offices, warehouses, and food service operations, offering agents the opportunity to discuss various business insurance needs as well.
Universal Insurance Agency NY in Hicksville, New York, is known for helping condominium owners protect their individual units and personal property. Its service range includes standard coverage for interior structures, liability, and loss of use. Agents provide policies that align with each homeowner’s specific needs and building requirements. A specialty service the agency can add on is coverage for special assessments by the condo association, which pays for unexpected shared repair costs.
What Does a a Condo Insurance Agent in Hicksville Cost?
Condo insurance agent fees in New York are generally included in the policy premium, not charged separately. Annual HO-6 premiums in Hicksville typically range from 200 to 600 dollars for standard coverage. Factors like the unit value, deductible choice, and optional endorsements for water backup or identity theft affect the final cost. This is general information, not insurance advice.
About condo insurance agents in Hicksville
A condo insurance agent in Hicksville, New York helps unit owners understand their coverage needs. New York law requires condominium associations to maintain a master policy, but individual unit owners must insure their own interior improvements and personal property. An agent can explain the difference between an all-in and bare walls master policy and help you fill coverage gaps.
Frequently Asked Questions
What does a condo insurance agent in Hicksville do?
A condo insurance agent reviews your associations master policy and helps you choose an HO-6 policy. They explain what the master policy covers and what you need for your unit, such as walls, floors, and personal belongings.
Is condo insurance required in New York?
New York law does not require individual unit owners to carry condo insurance. However, most mortgage lenders require an HO-6 policy. Your association may also require proof of coverage in the bylaws.
How much does condo insurance cost in Hicksville?
Typical HO-6 policies in Hicksville range from 200 to 500 dollars per year for basic coverage. Costs increase with higher dwelling limits, valuable items, or if you add flood or earthquake coverage. Your location and the age of the building also affect the premium.
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