The top-rated condo insurance agent in Ithaca, New York is Zach Clark - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Nick Romo - State Farm Insurance Agent, Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance. This directory lists 20 condo insurance agents serving Ithaca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Clark - State Farm Insurance Agent | 832 Hanshaw Rd | (607) 257-8900 |
| 2 | Nick Romo - State Farm Insurance Agent | 309 N Tioga St | (607) 256-2886 |
| 3 | Adam Megivern - State Farm Insurance Agent | 2359 N Triphammer Rd Ste 1B | (607) 216-9045 |
| 4 | Bailey Place Insurance | 2428 N Triphammer Rd | (607) 319-0094 |
| 5 | Freeway Insurance | 722 S Meadow St | (607) 319-7016 |
| 6 | True Insurance | 124 Seneca Way | (607) 273-7511 |
| 7 | Kris Yelverton - State Farm Insurance Agent | 401 Elmira Rd Suite 6 | (607) 229-1111 |
| 8 | Moscato & Associates Inc | 950 Danby Rd | (607) 216-1450 |
| 9 | Andrews Agency Insurance | 804 W State St | (607) 273-7551 |
| 10 | Warren Insurance Agency | 223 Elmira Rd | (607) 277-0267 |
Zach Clark - State Farm Insurance Agent in Ithaca, NY provides a full range of condo insurance services, including customized coverage options for individual unit owners and association policy consultations. Its service plans typically include policy reviews and claim assistance, ensuring clients understand their building-deductible and loss-assessment exposures. Standard maintenance plans focus on periodic coverage checkups to adjust for renovations or changing personal property values. The agency ultimately services a variety of property types, such as single-family homes, apartments, retail stores, and restaurants.
Nick Romo - State Farm Insurance Agent serves the Ithaca, New York area as a local condo insurance agent. The agency helps condo owners and associations understand coverage that aligns with shared building policies. Clients can discuss protection for personal belongings, interior structures, and liability within their unit. The agency also offers advice on loss assessment coverage to help with potential charges from the condo association. Specific services handled here include tailoring individual condo unit policies and guiding customers through coverage gaps between personal and master insurance plans.
Adam Megivern - State Farm Insurance Agent in Ithaca, NY, provides condo insurance policies tailored for individual condo owners and property managers seeking to protect their investments. Serving homeowners and investors, the agency helps clients secure coverage for personal liability, building property, and personal belongings. Services include risk assessment and policy customization to meet specific local needs. This agent also assists clients in the nearby community of Lansing, ensuring comprehensive coverage options for condominium holders across the greater Ithaca area.
Bailey Place Insurance serves Ithaca, New York, and the surrounding Tompkins County communities. It handles condo insurance policies designed to protect individual unit owners. The agency helps clients understand coverage for interior structures and personal property that a master policy typically excludes. To handle a typical job, it assesses a client’s unit details and community association requirements before comparing available plan options.
Freeway Insurance serves the Ithaca, New York area and the surrounding Tompkins County communities. It handles condo insurance policies designed to protect individual unit owners in multi-family buildings. The coverage typically includes the interior structure, personal belongings, and personal liability. To handle a typical job, the agency reviews the specific master policy details for the building before tailoring a standard HO-6 policy to the client's unique property value and personal asset needs.
True Insurance helps Ithaca condo owners compare one-time quotes for a new policy with the recurring service options of annual renewals and adjustments. Their agents explain typical coverage for shared building structures and individual interior liability. Policies can be tailored for long-term residents or owners renting out units. Service is available on a one-time basis for initial policy setup or as-needed for coverage questions and claims assistance.
Specializing in condo insurance for co-ops and townhomes in Ithaca, NY, Kris Yelverton - State Farm Insurance Agent provides tailored coverage options for individual unit owners. Their general service work includes advising on liability protection, personal property coverage, and loss assessment endorsements to address shared building exposures. The agent helps clients manage important seasonal considerations, such as ensuring adequate coverage for increased liability risks during the Lakefront or campus-area rental seasons in Tompkins County.
As winter weather in Ithaca brings freeze-thaw cycles that can damage pipes and roofs, Moscato & Associates Inc provides condo insurance tailored to local structures. They help owners understand what their association policy covers versus what personal unit protection addresses. Every client receives an individualized review of deductibles and liability exposure specific to their building. The company begins service by scheduling an initial walkthrough assessment of the property's plumbing and exterior condition.
Andrews Agency Insurance works with property owners to secure appropriate coverage for their condominium units, tailoring policies to the unique needs of each resident in Ithaca, New York. The agency specializes in adding endorsements for interior upgrades, personal liability, and loss assessment protection beyond the master policy. It assists clients in protecting their individual assets while managing common area exposures. For commercial needs, the agency also serves local offices, warehouses, and food service establishments requiring specialized business protection.
Warren Insurance Agency provides residential condo insurance services to property owners in Ithaca, New York. The agency also offers commercial coverage for condominium associations and their shared spaces. Serving clients throughout the Ithaca area, the agency guides owners through policy options tailored to individual units and association requirements. After handling a claim or updating a policy, the agent follows up to ensure coverage remains aligned with the owner’s needs before each regular renewal period.
What Does a a Condo Insurance Agent in Ithaca Cost?
Condo insurance in New York typically costs between $300 and $800 per year for a standard HO-6 policy. Factors like unit size, location in Ithaca, and chosen deductibles affect the price. Policies in flood-prone areas near Cayuga Lake may cost more. This is general information and not insurance advice.
About condo insurance agents in Ithaca
Condo insurance agents in Ithaca help owners protect their units and personal property. New York law requires condo associations to maintain a master policy, but individual unit owners still need their own HO-6 policy. Local agents understand the unique risks of the Finger Lakes region, including lake effect snow and potential flooding near Cayuga Lake.
Frequently Asked Questions
What does a condo insurance agent in Ithaca do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how your policy coordinates with the condo associations master policy in New York.
Is condo insurance required by law in New York?
New York law does not require condo insurance by statute, but most mortgage lenders and condo associations require it. Your agent can help you meet those requirements and avoid gaps in coverage.
How do I choose a condo insurance agent in Ithaca?
Look for an agent licensed in New York with experience handling HO-6 policies. Ask about their knowledge of local risks like winter storms and nearby waterways. Check reviews and verify their license through the New York State Department of Financial Services.
Condo Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Baldwinsville · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park