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Find Condo Insurance Agents Near You in Riverhead, NY

Directory of condo insurance agents in Riverhead, New York. Verify credentials with the state department of insurance before hiring.

13 agents listed
Updated May 2026
Riverhead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 condo insurance agents in Riverhead, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Daniel Valet - State Farm Insurance Agent
177 Old Country Rd Ste 2, Riverhead, NY 11901
(631) 378-5370 insurewithvalet.com
Elizabeth Hanlon: Allstate Insurance
1236 Roanoke Ave, Riverhead, NY 11901
(631) 727-1700 agents.allstate.com
Ed Graves - State Farm Insurance Agent
1149 Old Country Rd B5, Riverhead, NY 11901
(631) 727-1122 edgraves.net
Budget Brokerage Insurance
1186A E Main St, Riverhead, NY 11901
(631) 369-1000 budgetbrokerage.com
The RUOK Insurance Agency, Inc.
1549 Main Rd, Riverhead, NY 11901
(631) 876-1231 ruokins.com
Lighthouse Insurance - Riverhead
221 W Main St, Riverhead, NY 11901
(631) 369-9600 lighthouseinsurance.com
Giacalone Insurance | Insurance Agency Riverhead
59 E Main St, Riverhead, NY 11901
(631) 208-9090 giacaloneinsurance.com
The Washwick Agency, Inc.
860 E Main St, Riverhead, NY 11901
(631) 369-0888 washwick.com
Acrisure Riverhead, NY (Atlantic Agency)
619 Roanoke Ave, Riverhead, NY 11901
(631) 244-7784 ext. 3 acrisure.com
Family Insurance Co
PROFESSIONAL BUILDING, 940 Roanoke Ave, Riverhead, NY 11901
(631) 729-9714
Gadzinski Insurance
525 Pulaski St, Riverhead, NY 11901
(631) 727-4484 progressiveagent.com
Allstate Personal Financial Representative: Colin Tooker
1236 Roanoke Ave, Riverhead, NY 11901
(631) 727-3727 agents.allstate.com
WILLIAM FIELDS: Allstate Insurance
1375 Old Country Rd Ste 1, Riverhead, NY 11901
(631) 727-0556 agents.allstate.com

A condo insurance agent in Riverhead New York helps unit owners understand the specific coverage needed under New York law. New York requires condo associations to carry a master policy, but individual unit owners must still get their own HO-6 policy for interior fixtures and personal liability. Local agents can explain how the Riverhead area flood zones and winter weather affect your policy needs.

What Does a Condo Insurance Agent in Riverhead Cost?

Typical costs for a condo insurance HO-6 policy in Riverhead New York range from 300 to 800 dollars per year for basic coverage. Factors include unit size, location in a flood zone, and the deductible on the master policy. Adding flood insurance can add 400 to 1,000 dollars annually. Costs vary by situation. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Riverhead do?
A condo insurance agent helps you find an HO-6 policy that covers your unit interior, personal property, and liability. They review your condo associations master policy to identify gaps in coverage. In New York, the agent can also advise on loss assessment coverage for common area damages.
Is condo insurance required by law in New York?
New York law does not require individual condo owners to carry insurance, but most mortgage lenders do require an HO-6 policy. The condo association must carry a master policy under the New York Condominium Act. An agent can help you meet both legal and lender requirements.