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HomeCondo Insurance AgentsNew York › Saratoga Springs

Find Condo Insurance Agents Near You in Saratoga Springs, NY

Browse condo insurance agents serving Saratoga Springs, New York. Updated 2026-07-14.

The top-rated condo insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 19 condo insurance agents serving Saratoga Springs.

Showing 19 condo insurance agents in Saratoga Springs, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kyle Magne - State Farm Insurance Agent120 West Ave Apartment 102(518) 633-1010
2Bob Fitch - State Farm Insurance Agent440 Maple Ave(518) 409-8685
3Dione Ramsdill - State Farm Insurance Agent4286 NY-50(518) 581-7010
4Jenks Family Insurance Agency, LLC11 Ballston Ave(518) 581-1111
5Lubica Mills - State Farm Insurance Agent8 Circular St Suite 3(518) 587-6483
6Todd Harvey Farmers Insurance2 Smith Bridge Rd(518) 693-6893
7Armor Group Insurance Agency340 Broadway Ste 301(518) 952-4296
8Steve Cook - State Farm Insurance Agent6 Franklin Square Ste E(518) 581-8240
9Cote Insurance Agency68 Weibel Ave(518) 587-3303
10Robert J. Hoy Agency, Inc.538 Maple Ave Suite C(518) 583-2025
KM
120 West Ave Apartment 102
Kyle Magne - State Farm Insurance Agent
Condo Insurance Agent · Saratoga Springs, NY

Kyle Magne - State Farm Insurance Agent serves Saratoga Springs, New York, and the surrounding Saratoga County area. The agency specializes in providing insurance solutions tailored for condominium owners. A standard condo policy typically covers interior structures, personal property, and liability protection against common accidents. Additional loss assessment coverage can help with shared building repairs. The agency also offers supplementary flood and earthquake endorsements that protect condo units from specific environmental risks.

BF
440 Maple Ave
Bob Fitch - State Farm Insurance Agent
Condo Insurance Agent · Saratoga Springs, NY

Bob Fitch - State Farm Insurance Agent in Saratoga Springs, NY, offers a range of consulting and policy management services for condominium owners, including coverage for personal property, liability, and building alterations. Its service plans involve periodic policy reviews to adjust coverage limits and deductibles based on changing local market conditions and individual unit needs. The business also provides routine maintenance support through claims assistance and risk evaluation. It services condominium properties, single-family homes, apartments, retail spaces, and restaurants within the Saratoga Springs area.

DR
4286 NY-50
Dione Ramsdill - State Farm Insurance Agent
Condo Insurance Agent · Saratoga Springs, NY

Homeowners and condo owners in Saratoga Springs turn to Dione Ramsdill - State Farm Insurance Agent for specialized condo insurance policies that protect personal property and interior structures. This agency helps clients understand typical coverage options such as loss assessment and liability protection associated with shared building ownership. Services are tailored to meet local housing association requirements and individual unit owner needs. The agency also serves clients in nearby Wilton and the greater Saratoga County area.

JF
11 Ballston Ave
Jenks Family Insurance Agency, LLC
Condo Insurance Agent · Saratoga Springs, NY

Jenks Family Insurance Agency, LLC serves Saratoga Springs, New York and the surrounding communities, handling condo insurance policies tailored for individual unit owners. It helps clients navigate coverage for interior structures, personal liability, and loss assessment protection within their condo associations. The agency generally works by reviewing a client’s specific building regulations and policy needs, then comparing available coverage options to address those requirements without overinsuring or leaving gaps in protection.

LM
8 Circular St Suite 3
Lubica Mills - State Farm Insurance Agent
Condo Insurance Agent · Saratoga Springs, NY

Lubica Mills, a State Farm Insurance Agent in Saratoga Springs, NY, assists condo owners in choosing between a one-time policy for a single purchase or scheduled coverage that renews automatically. Her agency helps protect unit interiors, personal property, and liability exposures that a master policy may not cover. Understanding these distinctions ensures residents meet mortgage or association requirements. This service offers flexible options, operating on an as-needed basis for consultations, claims, or policy adjustments, with scheduled renewal reviews to maintain continuous protection for each client.

TH
2 Smith Bridge Rd
Todd Harvey Farmers Insurance
Condo Insurance Agent · Saratoga Springs, NY

As a dedicated condo insurance agent serving the Saratoga Springs area, Todd Harvey Farmers Insurance provides specialized coverage for individual unit owners. Its typical work includes assessing policy needs for interior structures, personal belongings, and liability protection often not covered by a building’s master policy. For residents of this lakeside region, the agency commonly helps clients review coverage limits in advance of the winter months, when frozen pipes and ice dam damage from seasonal storms become frequent concerns.

AG
340 Broadway Ste 301
Armor Group Insurance Agency
Condo Insurance Agent · Saratoga Springs, NY

When winter ice dams threaten condos in Saratoga Springs, Armor Group Insurance Agency helps owners review their policy’s coverage for water damage and liability. As a dedicated condo insurance agent, the company focuses on protecting shared-wall dwellings from common local risks like frozen pipes or fire from space heaters. Armor Group schedules a detailed walk-through of each unit’s common areas, HVAC, and electrical systems to begin the policy review accurately.

SC
6 Franklin Square Ste E
Steve Cook - State Farm Insurance Agent
Condo Insurance Agent · Saratoga Springs, NY

Steve Cook - State Farm Insurance Agent in Saratoga Springs, NY assists local property owners with securing condo insurance policies tailored to individual needs. These policies typically cover personal belongings, interior structural damage, and liability protection beyond basic master coverage. The agency can also help customize policies with specialized endorsements for high-value items or water backup damage. In addition to serving residential homeowners, the agent supports commercial sectors such as offices, warehouses, and food service establishments.

CI
68 Weibel Ave
Cote Insurance Agency
Condo Insurance Agent · Saratoga Springs, NY

Cote Insurance Agency provides residential condo insurance services to clients in Saratoga Springs, New York. The company also offers commercial coverage options for properties within the same region. Their work focuses on addressing the specific insurance needs of condo owners and property managers in the local area. After providing an initial policy, the agency maintains contact for follow-up service, ensuring coverage adapts between regular visits.

RJ
538 Maple Ave Suite C
Robert J. Hoy Agency, Inc.
Condo Insurance Agent · Saratoga Springs, NY
ND
3257 US-9 Ste 4
Nicole DellaPorta - State Farm Insurance Agent
Condo Insurance Agent · Saratoga Springs, NY
(518) 587-0136
nicoledellaporta.com
TM
468 Maple Ave
Thomas McCurry: Allstate Insurance
Condo Insurance Agent · Saratoga Springs, NY
(518) 306-5315
agents.allstate.com/thomas-mccurry-saratoga-springs-ny.html
NI
195 Washington St
Nationwide Insurance: Michael O. Murphy
Condo Insurance Agent · Saratoga Springs, NY
(518) 584-1715
MC
26 Congress St Ste G
Michael Criscione: Allstate Insurance
Condo Insurance Agent · Saratoga Springs, NY
(518) 583-9457
agents.allstate.com/michael-criscione-saratoga-springs-ny.html
VI
513 Broadway
Vitality Insurance Agency NY
Condo Insurance Agent · Saratoga Springs, NY
(518) 620-8429
AS
229 Washington St
ADAMS STATION INSURANCE AGENCY INC
Condo Insurance Agent · Saratoga Springs, NY
(518) 512-5247
adamsstationinsurance.com
FI
3257 US-9 Suite 3
Fragomeni Insurance
Condo Insurance Agent · Saratoga Springs, NY
(518) 584-4200
fragomeni-insurance.com
KI
12 Lake Ave
Karbocus Insurance Agency
Condo Insurance Agent · Saratoga Springs, NY
(518) 583-3333
karbocusinsurance.com
PI
18 Bradford Dr
Pietrosanto Insurance Agency
Condo Insurance Agent · Saratoga Springs, NY
(518) 581-3282
pietrosanto.com

What Does a a Condo Insurance Agent in Saratoga Springs Cost?

The average cost of a condo insurance policy in New York ranges from 300 to 600 dollars per year depending on your unit size location and coverage limits. Saratoga Springs rates may be slightly higher due to seasonal weather risks like snow and ice damage. Actual costs vary based on your deductible personal property value and chosen endorsements. This is general information not insurance advice.

About condo insurance agents in Saratoga Springs

A condo insurance agent in Saratoga Springs can help you understand the specific coverage needs for your unit. New York law requires condo associations to carry a master policy but individual unit owners need their own HO-6 policy. Agents in Saratoga Springs are familiar with local property values and the unique risks of upstate New York weather.

Frequently Asked Questions

What does a condo insurance agent do in Saratoga Springs?

A condo insurance agent helps you find an HO-6 policy that covers your personal property liability and any interior improvements not covered by the association master policy. They can explain the difference between walls-in and all-in coverage options.

Is condo insurance required by law in New York?

New York law does not require individual condo owners to carry insurance but your mortgage lender will likely require it. Your condo association bylaws may also mandate minimum coverage levels for unit owners.

How does New York condo insurance differ from a standard homeowners policy?

Condo insurance typically covers personal property and interior fixtures while the association master policy covers the building structure and common areas. New York condos often have older buildings so agents may recommend additional coverage for plumbing or electrical systems.

Condo Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.