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Find Condo Insurance Agents Near You in Smithtown, NY
Directory of condo insurance agents in Smithtown, New York. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Smithtown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 17 condo insurance agents in Smithtown, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer O'Brien - State Farm Insurance Agent
550 Smithtown Bypass 2nd Fl Suite 114, Smithtown, NY 11787
(631) 724-0002
insurewithjenn.com
AAA Smithtown
729 Smithtown Bypass, Smithtown, NY 11787
(631) 393-7613
branches.northeast.aaa.com
Joe Aguirre - State Farm Insurance Agent
61 W Main St, Smithtown, NY 11787
(631) 265-3880
smithtownagent.com
Lynne Barnhardt - State Farm Insurance Agent
58 N Country Rd, Smithtown, NY 11787
(631) 265-5030
lynnebarnhardt.com
Philip Forte: Allstate Insurance
310 Maple Ave, Smithtown, NY 11787
(631) 346-6400
agents.allstate.com
Platinum Insurance Group
111 E Main St, Smithtown, NY 11787
(516) 621-2436
platinuminsgroupny.com
Jeff Troiano: Allstate Insurance
25 Manor Rd, Smithtown, NY 11787
(631) 724-2100
agents.allstate.com
Zachary Millian: Allstate Insurance
360 E Jericho Tpke, Smithtown, NY 11787
(631) 656-7856
agents.allstate.com
Takach & Associates, Inc
112 Terry Rd, Smithtown, NY 11787
(631) 366-2774
takachinsurance.com
Cafaro Insurance Agency Inc.
738 Smithtown Bypass #110, Smithtown, NY 11787
(631) 321-6165
cafaroins.com
Antos Agency Inc
158 Terry Rd, Smithtown, NY 11787
(631) 360-3737
antosagencyinc.com
Central Insurance Agency
93 E Main St, Smithtown, NY 11787
(877) 242-9600
ciainsures.com
Navigators Insurance
550 Smithtown Bypass STE 202, Smithtown, NY 11787
(631) 724-4989
insnavigator.com
Schaefer Agency Inc. (The)
201 E Main St, Smithtown, NY 11787
(631) 979-7474
Nationwide Insurance: Bagatta Associates Inc.
823 W Jericho Turnpike Suite 1A, Smithtown, NY 11787
(631) 864-1111
bagatta.com
Marluca Insurance
50 Karl Ave #103, Smithtown, NY 11787
(631) 543-2232
Island Agency Inc.
2 Redan Dr, Smithtown, NY 11787
(516) 256-2300
islandagencyinc.com
A condo insurance agent in Smithtown New York helps you secure an HO-6 policy that covers your personal property and interior walls. New York law requires condominium associations to carry master insurance, but individual unit owners need their own policy for improvements and personal liability. An agent local to Smithtown can explain how Suffolk County building codes affect your coverage limits.
What Does a Condo Insurance Agent in Smithtown Cost?
Typical condo insurance costs in New York range from 300 to 800 dollars per year for a standard HO-6 policy. Factors include your unit location in Smithtown the building age and your chosen deductible. Higher coverage limits for valuable items like jewelry or electronics increase the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Smithtown do?
A condo insurance agent in Smithtown helps you compare HO-6 policies from different carriers. They explain the difference between the master policy and your personal coverage. They also advise on loss assessment coverage for shared building elements.
Is condo insurance required in New York?
New York law does not require individual unit owners to carry condo insurance. However most mortgage lenders and condominium associations require it. An agent can help you meet these requirements and avoid personal financial risk.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.