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Directory of condo insurance agents in Utica, New York. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Utica, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 10 condo insurance agents in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Grates - State Farm Insurance Agent
430 Trenton Rd, Utica, NY 13502
(315) 797-7763
insuranceforutica.com
AAA Utica
430 Court St, Utica, NY 13502
(315) 797-5452
branches.northeast.aaa.com
Matt Nimey Insurance Agency
By appointment Only, 2001 Bleecker St, Utica, NY 13501
(315) 737-6099
mattnimeyinsurance.com
Dan Meehan - State Farm Insurance Agent
2023 Sunset Ave, Utica, NY 13502
(315) 735-4494
danmeehaninsurance.com
BEACH AGENCY INC
1111 Oriskany St W, Utica, NY 13502
(315) 793-7626
beachagencyinsurance.com
Michael Garcia: Allstate Insurance
2046 Genesee St, Utica, NY 13502
(315) 793-3322
agents.allstate.com
Scalzo Zogby & Wittig Inc
120 Lomond Ct, Utica, NY 13502
(315) 792-0000
szwinsurance.com
Farmers Insurance - Michelle Santillo-Romano
2400 Genesee St, Utica, NY 13502
(315) 765-6531
agents.farmers.com
Good Move Insurance Co
409 Court St, Utica, NY 13502
(332) 208-9821
Success Insurance Utica
106 Genesee St, Utica, NY 13502
(315) 230-0287
monitorlife.com
A condo insurance agent in Utica New York can help you understand the unique coverage needs for your unit. New York law requires condominium associations to carry a master policy, but individual unit owners need their own HO-6 policy for personal property and interior improvements. A local agent can explain how New York insurance regulations affect your deductible and loss assessment coverage.
What Does a Condo Insurance Agent in Utica Cost?
Condo insurance in New York typically costs between 300 and 600 dollars per year for a standard policy, but this varies based on your unit value, location in Utica, and coverage limits. Higher deductibles or additional endorsements for water backup or loss assessment can change the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Utica do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and fixtures. They also explain how New York master policies work and what gaps you need to fill. Agents compare quotes from multiple insurers to find suitable coverage for your unit.
Is condo insurance required in New York?
New York law does not require condo insurance, but most mortgage lenders do require it. Your condominium association may also have by-laws that mandate a minimum level of coverage. An agent can help you meet these requirements without overpaying.
How does New York law affect condo insurance claims?
New York has a six-year statute of limitations for breach of contract claims on insurance policies. You must also follow the policy notice requirements and cooperate with the insurer. An agent can explain how these rules apply to your specific situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.