The top-rated condo insurance agent in Valley Stream, New York is Grober Imbey Insurance Agency, rated 4.9 stars across 794 reviews. Other highly rated options include Herb Albernas - State Farm Insurance Agent, Nicole Eliopoulos - State Farm Insurance Agent, BLS Nielsen Inc. This directory lists 18 condo insurance agents serving Valley Stream.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grober Imbey Insurance Agency | 1 Sunrise Plaza | (516) 872-9500 |
| 2 | Herb Albernas - State Farm Insurance Agent | 1575 Dutch Broadway | (516) 825-6556 |
| 3 | Nicole Eliopoulos - State Farm Insurance Agent | 157 Dubois Ave | (631) 689-7120 |
| 4 | BLS Nielsen Inc | 232 Rockaway Ave | (516) 704-9111 |
| 5 | Brightway Insurance, The Redler Agency | 70 E Sunrise Hwy Suite 500 | (516) 613-5010 |
| 6 | INTELLIVISION INSURANCE BROKERAGE INC | 465 Rockaway Ave | (516) 305-2574 |
| 7 | Chavelt Saint Charles: Allstate Insurance | 135 E Merrick Rd | (516) 405-6002 |
| 8 | Srs Insurance Brokerage | 59 Rockaway Ave | (888) 265-4002 |
| 9 | Farmers Insurance - Artur Sionov | 396 Rockaway Ave Ste C | (516) 231-1940 |
| 10 | NY Insurance Agency | 133 E Merrick Rd | (646) 736-4235 |
Grober Imbey Insurance Agency serves Valley Stream and the surrounding Nassau County area as a condo insurance agent. It helps local condo owners find coverage that protects their personal belongings and interior structures not covered by a building’s master policy. The agency specializes in tailoring policies to match the unique by‑laws of each condo association. Its services include loss assessment coverage for shared expenses and liability protection for accidents inside a unit.
Herb Albernas - State Farm Insurance Agent in Valley Stream, NY provides a range of condo insurance services, including personalized policy evaluations and risk assessments. It offers ongoing support plans to help clients adjust coverage as their needs change, such as reviewing liability limits and personal property protection. The agency serves single-family homes, apartments, retail spaces, and restaurants in the local area.
Serving Valley Stream and the surrounding communities in Nassau County, Nicole Eliopoulos - State Farm Insurance Agent handles condo insurance policies for local owners and associations. The office focuses on protecting individual units and shared building structures against common perils like fire, theft, and liability claims. It also works to clarify coverage gaps that often exist between master policies and personal unit policies. For each client, the agent assesses the specific risks of a given condominium building and its bylaws before tailoring a standard policy to match those requirements.
BLS Nielsen Inc serves condominium unit owners and condo association boards in Valley Stream, New York, by arranging property coverage for individual units and master policies for common areas. The company advises clients on protecting personal belongings and liability exposure within their condominium complexes. Clients receive guidance customizing insurance limits to meet lender and association requirements. BLS Nielsen Inc also provides similar insurance services for condominium communities in the surrounding communities of Lynbrook and Malverne on Long Island.
Brightway Insurance, The Redler Agency in Valley Stream, NY, offers both one-time condo insurance purchases and recurring service options for policy updates or renewals. Their coverage protects unit owners against common losses such as fire, water damage, and liability claims within complex buildings. Service for new policies, policy adjustments, or general inquiries is available on an as-needed basis rather than requiring a scheduled appointment.
INTELLIVISION INSURANCE BROKERAGE INC, serving Valley Stream, NY, specializes in tailoring condo insurance policies to protect individual units and shared building elements. Its general service work involves assessing coverage for personal property, interior fixtures, and liability in local condominium communities. The agency guides clients through HOA master policy requirements to avoid gaps. During seasonal storms common to the region, it helps ensure adequate protection against potential wind, water, and flood damage that often affects condominium associations.
As coastal storms and seasonal weather shifts increase concern for Valley Stream condo owners, Chavelt Saint Charles Allstate Insurance provides coverage for common building elements and individual interior units. Policies address shared roof liability, water backup, and personal property within association restrictions. The company evaluates specific building age and local flood zone requirements unique to this Nassau County area. An initial assessment of existing master policy coverage and individual unit exposures directs a tailored insurance proposal.
Srs Insurance Brokerage offers a full range of condo insurance services to property owners in Valley Stream, NY. They specialize in additional coverage options such as loss assessment and personal property protection. Their policies are designed to address the specific risks facing local condominium associations and individual unit owners. By evaluating common area liabilities and interior building structures, they tailor coverage to each client’s needs. They can also serve commercial sectors such as offices, warehouses, and food service establishments, ensuring complete property protection across multiple business venues.
Farmers Insurance - Artur Sionov provides residential condo insurance for homeowners in Valley Stream, New York, tailoring coverage to protect individual units and personal belongings. Commercial condo insurance options are also available for business properties in the area, supporting local owners and associations. Serving Valley Stream and surrounding communities, the agency helps clients navigate standard and additional coverage needs for their specific condo situations. After an initial consultation, the office can follow up with clients between scheduled policy reviews to adjust coverage or address new requests.
NY Insurance Agency in Valley Stream, New York, is known for providing specialized condo insurance policies for local condo owners. The agency works with homeowners to secure coverage that addresses unique needs like interior structural protection and common area liabilities. It assists clients in understanding their master policy gaps, ensuring personal belongings and improvements are adequately covered. Additionally, it offers guidance on loss assessment coverage, helping policyholders handle unexpected charges from their association. For added security, the agency can recommend flood insurance for units in flood-prone areas.
What Does a a Condo Insurance Agent in Valley Stream Cost?
Condo insurance in New York typically costs between 300 and 600 dollars per year for standard HO6 coverage. Factors include your unit value location and chosen deductibles. This is general information and not insurance advice.
About condo insurance agents in Valley Stream
Condo insurance agents in Valley Stream New York help unit owners understand their coverage needs. New York law requires condominium associations to carry a master policy but unit owners need their own HO6 policy for interior fixtures and personal property. A local agent can explain how the master policy deductible and loss assessment coverage work for your specific building.
Frequently Asked Questions
What does a condo insurance agent in Valley Stream do?
A condo insurance agent helps you find an HO6 policy that covers your personal property interior improvements and liability. They also explain how New York condominium master policies affect your individual coverage needs.
Is condo insurance required in New York for Valley Stream condos?
New York condominium bylaws typically require unit owners to carry an HO6 policy. Lenders also require insurance if you have a mortgage. An agent can help you meet these requirements.
How does a master policy affect my condo insurance in Valley Stream?
The master policy covers common areas and the building structure. Your individual HO6 policy covers your unit interior fixtures and personal property. You may also need loss assessment coverage for shared deductibles.
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