The top-rated condo insurance agent in White Plains, New York is Edgar Almanzar - State Farm Insurance Agent, rated 4.9 stars across 419 reviews. Other highly rated options include Mike O'Boyle - State Farm Insurance Agent, F Falzone Insurance Services, LLC, Soliman Insurance Agency. This directory lists 20 condo insurance agents serving White Plains.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Edgar Almanzar - State Farm Insurance Agent | 477 Central Ave | (914) 358-9712 |
| 2 | Mike O'Boyle - State Farm Insurance Agent | 235 Mamaroneck Ave Floor 1 | (914) 948-3500 |
| 3 | F Falzone Insurance Services, LLC | 300 Mamaroneck Ave | (646) 305-2047 |
| 4 | Soliman Insurance Agency | 470 Mamaroneck Ave # 205 | (914) 643-1218 |
| 5 | Wm. E. Morrell Insurance | 128 Court St | (800) 942-0904 |
| 6 | Brightway Insurance, The Ramirez Agency | 280 Mamaroneck Ave Ste 307A | (914) 919-9332 |
| 7 | Goosehead Insurance - John T. Sules | 44 Mamaroneck Ave Suite C | (914) 216-7630 |
| 8 | Campos Insurance | 12 E Post Rd | (914) 949-5369 |
| 9 | PURE Insurance | 1 N Lexington Ave Suite 1900 | (888) 813-7873 |
| 10 | Deirdre Cosgrove: Allstate Insurance | 402 Mamaroneck Ave | (914) 328-0100 |
Edgar Almanzar - State Farm Insurance Agent serves White Plains, NY, and provides condo insurance policies to local residents. The agency helps protect personal belongings and structural interiors within individual condo units. Common coverage includes walls, floors, cabinets, and installed appliances that are not part of the building master policy. Liability protection and loss of use coverage are also available through this office. The company specifically handles damage from fire, theft, and water seepage in condominium properties.
Mike O'Boyle - State Farm Insurance Agent in White Plains, NY, offers a full range of condo insurance services. These include coverage for personal property, liability protection, and loss assessment coverage. The agency helps condominium owners understand their master policy gaps and tailor individual policies to fill those needs. Service or maintenance plans involve adjusting policies when renovations occur or association rules change. The company works with clients who own single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, business owners, and property managers in White Plains, New York, F Falzone Insurance Services, LLC provides specialized condo insurance policies. The agency helps clients understand master policy coverage gaps and secures protection for personal property, interior structures, and liability exposures common in condominium living. Evaluating building regulations and loss assessment coverage needs is part of its standard consultation process. The company also serves clients in the broader Westchester County area, including neighboring cities such as Scarsdale and Rye.
Serving White Plains and the surrounding Westchester communities, Soliman Insurance Agency specializes in providing condo insurance to local condominium owners. It handles policies designed to cover interior structures, personal belongings, and liability protection unique to shared living environments. To manage a typical client's needs, the agency first reviews their condo association’s master policy and then recommends individual gap coverage that aligns with their specific unit and lifestyle situation.
For homeowners in White Plains, Wm. E. Morrell Insurance offers a choice between a one-time individual policy purchase and a recurring annual renewal service for ongoing condo coverage. Handling common perils such as fire, theft, and liability within a building complex, the agency addresses the unique needs of unit owners. Local knowledge of New York condominium association requirements informs policy details. Service for existing clients is provided on an annual renewal basis, consistent with standard insurance schedules. New policy setups are completed on a one-time, as-needed basis.
As winter storms and seasonal rains pound White Plains condos, protecting common walls and individual units against water damage becomes a pressing need. Brightway Insurance, The Ramirez Agency provides condo insurance coverage suited to these local risks, guiding owners through the specific protections required for shared-building policies. They explain how master association plans interact with personal liability and interior upgrades. An initial assessment of your unit’s structure and personal property ensures the right gaps are filled, starting with a straightforward review of your current homeowners documents.
Goosehead Insurance - John T. Sules assists clients in White Plains, NY, with securing condo insurance policies that protect both personal property and shared building structures. They offer a range of specialty add-ons, including coverage for valuable personal items and liability protection for common areas. The agency can serve a variety of commercial sectors, including office spaces, warehouses, and food service operations.
Campos Insurance provides residential condo insurance services to clients in White Plains, New York, and also offers commercial coverage for condominium associations and businesses in the surrounding area. The agency helps policyholders assess their personal property and liability needs for individual units. After an initial consultation and policy setup, the company routinely contacts clients for periodic reviews or whenever coverage questions arise, ensuring continued protection between regular annual visits.
Specializing in coverage solutions tailored for condominium owners, PURE Insurance provides personalized guidance for unit and association policies. Operating from White Plains, NY, it assists clients throughout Westchester County with assessing liability exposures and protecting personal assets. The company helps property owners navigate the specific requirements of local condo board regulations and master policy gaps. As winter approaches, it advises on coverage adjustments for potential freeze-related water damage, a common concern in regional multi-unit buildings.
Deirdre Cosgrove: Allstate Insurance is a condo insurance agency in White Plains, NY. It assists local residents in securing coverage that addresses the specific needs of condominium ownership, including protection for personal property and interior improvements. This full-service agency helps clients navigate policy options that complement a condo association’s master plan. As a specialty service, it can add on extended water backup coverage for units in multi-story buildings to safeguard against plumbing overflow and drain issues.
What Does a a Condo Insurance Agent in White Plains Cost?
The cost of a condo insurance policy in White Plains New York typically ranges from 300 to 800 dollars per year for a standard HO-6 policy. Factors include the unit value, location, deductible amount, and coverage limits. Agents can help you compare quotes from multiple insurers. This is general information and not insurance advice.
About condo insurance agents in White Plains
Condo insurance agents in White Plains New York help unit owners understand the specific coverage needed under a HO-6 policy. New York law requires condo associations to carry a master policy, but that policy does not cover your personal belongings or interior improvements. An agent can explain how to fill coverage gaps and meet your lender requirements.
Frequently Asked Questions
What does a condo insurance agent in White Plains do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, liability, and interior fixtures. They also explain how your policy coordinates with the condo associations master policy under New York law.
Do I need condo insurance in White Plains New York?
Yes. While New York law does not require you to have your own policy, most lenders will require it if you have a mortgage. An agent can help you meet those requirements and protect your investment.
How does New York law affect my condo insurance?
New York Real Property Law Section 339-w requires condo associations to maintain a master property policy. Your individual HO-6 policy covers what the master policy does not, such as your personal belongings and interior walls.
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