The top-rated condo insurance agent in Apex, North Carolina is Cherie Morrison - State Farm Insurance Agent, rated 4.9 stars across 478 reviews. Other highly rated options include Jill Gibson - State Farm Insurance Agent, Amy Williams - State Farm Insurance Agent, Jaclyn Lucas: Allstate Insurance. This directory lists 16 condo insurance agents serving Apex.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cherie Morrison - State Farm Insurance Agent | 109 Salem Towne Ct | (919) 387-9866 |
| 2 | Jill Gibson - State Farm Insurance Agent | 1785 W Williams St | (919) 355-2988 |
| 3 | Amy Williams - State Farm Insurance Agent | 2086 Energy Dr | (919) 303-7774 |
| 4 | Jaclyn Lucas: Allstate Insurance | 203 S Salem St | (919) 367-2810 |
| 5 | Marlow Campbell Insurance Group | 1001 Pemberton Hill Rd STE 203 | (919) 362-7319 |
| 6 | WOOMER Insurance | 106 N Salem St | (919) 290-6000 |
| 7 | NC Farm Bureau Insurance | 209 N Salem St | (919) 589-0225 |
| 8 | Morgan & Allen Insurance Group, Apex Office | 1031 Pemberton Hill Rd STE 203 | (919) 339-9126 |
| 9 | Affinity Insurance Group | 800 W Williams St Suite 231H | (919) 296-3787 |
| 10 | Barber Insurance Agency | 2201 Candun Dr #200 | (919) 629-7426 |
Cherie Morrison - State Farm Insurance Agent serves the Apex, North Carolina area and surrounding communities, providing professional condo insurance services. The agency helps condominium owners secure coverage tailored to their specific needs, including protection for personal belongings and interior structures not covered by the master policy. Common policies address liability protection and loss of use. The agency also assists with additional endorsements for valuable items.
Jill Gibson - State Farm Insurance Agent in Apex, NC, provides condo insurance services tailored to protect individual units and shared building elements. The agency helps clients understand coverage for interior structures, personal belongings, and liability exposures common in condominium living. Jill Gibson offers assistance with policy reviews and claims support. The agency services single-family homes, apartments, retail spaces, and restaurants.
Amy Williams - State Farm Insurance Agent in Apex, NC serves homeowners, condominium owners, and property managers seeking tailored condo insurance coverage. The agency focuses on protecting individual units and association structures from common risks such as fire, water damage, and liability claims. It provides guidance on policy options that complement master association plans. Its service area also extends to surrounding communities in the Cary and Raleigh metro region.
Serving Apex, North Carolina, and the surrounding communities, Jaclyn Lucas: Allstate Insurance handles condo insurance policies for local owners. The agency addresses coverage for interior fixtures, personal property, and liability within the condo association’s master policy structure. It also manages additional protection for improvements made by individual unit owners. The approach involves reviewing the specific association bylaws and individual policy needs to bundle appropriate dwelling and personal liability coverage for each client.
Marine Lake Insurance Agency in New Market, Alabama, differentiates between one-time policy purchases for single properties and recurring service packages for ongoing multi-unit condo associations. Coverage focuses on protecting individual unit interiors against perils like water damage, theft, and liability claims. Their recurring service ensures that policies are reviewed annually and updated as local regulations or property values change. Service runs on a scheduled basis, with options to book an as-needed consultation for policy adjustments or claims support.
WOOMER Insurance specializes in condo insurance policies tailored to the specific needs of attached homeowners in this area. The company assists local clients with protecting their individual units, personal property, and interior structures not covered by the master policy. By offering guidance on loss assessment coverage and liability concerns, this agency helps condo owners address gaps in their overall protection. During hurricane season, it helps residents review their wind and flood coverage to ensure they are fully prepared for potential storm damage.
Serving clients in Apex, North Carolina, this agency provides residential condo insurance solutions tailored to individual policyholder needs. For commercial coverage, they assist local businesses in protecting their real estate assets and liability concerns. Their service area encompasses the surrounding communities within Wake County. Clients may receive follow-up communication to review policy changes and ensure adequate protection remains in place between regular visits to the agency office.
As autumn storms sweep through the Triangle, securing adequate coverage for a condominium unit becomes a wise priority for residents around Apex. Morgan & Allen Insurance Group, Apex Office, works as a local condo insurance agent, helping owners understand the differences between a master policy and personal liability protection. They guide clients through North Carolina-specific building requirements and loss assessment coverage that HO-6 policies provide. A typical process begins by scheduling a walkthrough of the property to review unit specifics and measure existing safeguards.
Affinity Insurance Group provides comprehensive insurance solutions for property owners throughout the Apex, North Carolina area. Its core focus is on crafting specialized condo insurance policies that cover individual unit interiors, personal liability, and loss assessments from the homeowners association. The agency further enhances these policies with tailored add-ons such as coverage for valuable personal property and temporary living expenses during repairs. Beyond residential condos, the team serves the insurance needs of commercial sectors, including offices, warehouses, and food service establishments.
Barber Insurance Agency serves residential clients in Apex, North Carolina, specializing in condo insurance policies tailored to individual unit owners. The agency also handles commercial coverage for small businesses within the local area. Experienced professionals work with clients to understand the specific risks associated with shared building ownership. Policies are designed to protect personal property and interior structures. The agency provides ongoing support for policy adjustments, ensuring coverage remains aligned with changing needs upon subsequent visits or annual review periods.
What Does a a Condo Insurance Agent in Apex Cost?
Typical condo insurance costs in North Carolina range from 300 to 600 dollars per year for a standard HO6 policy. Factors like location in Apex, unit value, and chosen deductible affect the premium. High-value finishes or additional liability coverage can increase costs. This is general information and not insurance advice.
About condo insurance agents in Apex
Condo insurance agents in Apex, North Carolina help unit owners secure HO6 policies that cover personal property and interior walls. Under North Carolina law, the condo association master policy typically covers the building structure, so an individual policy fills gaps for fixtures and liability. Local agents understand the specific requirements of Apex HOAs and can tailor coverage to your unit.
Frequently Asked Questions
What does condo insurance cover in North Carolina?
Condo insurance in North Carolina covers personal property, interior improvements, and liability. It also provides loss assessment coverage if the master policy deductible is charged to unit owners.
Is condo insurance required by law in Apex?
North Carolina law does not require condo insurance, but most lenders and HOAs do. Your HOA bylaws likely mandate a minimum amount of coverage for interior walls and fixtures.
How do I choose a condo insurance agent in Apex?
Look for an agent licensed in North Carolina who specializes in HO6 policies. Ask about their experience with Apex HOAs and master policy reviews to ensure you have proper coverage.
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