The top-rated condo insurance agent in Concord, North Carolina is Tara Morgan-Barreiro - GEICO Insurance Agent, rated 4.9 stars across 527 reviews. Other highly rated options include Byrd Agency Inc, Trey Siner Insurance Group, The Compass Agency LLC. This directory lists 20 condo insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tara Morgan-Barreiro - GEICO Insurance Agent | 7741 Gateway Ln NW Suite 100 | (980) 258-6340 |
| 2 | Byrd Agency Inc | 797 Davidson Dr NW | (704) 786-2108 |
| 3 | Trey Siner Insurance Group | 247 Church St NE | (704) 795-6878 |
| 4 | The Compass Agency LLC | 638 Concord Pkwy N | (704) 933-8080 |
| 5 | Jim Hodgens - State Farm Insurance Agent | 845 Church St N #104 | (704) 782-3515 |
| 6 | Allen & Ballard Insurance Associates | 732 Kannapolis Pkwy | (704) 795-7801 |
| 7 | Pegram & AllCare Insurance Services | 50 Transit Ct NW | (704) 782-1123 |
| 8 | America Insurance & Tax Service | 2401 Poplar Tent Rd | (704) 720-0633 |
| 9 | Madison Insurance Group | 3775 NC-73 | (704) 782-2073 |
| 10 | Ralph or "Britt" Brittain - State Farm Insurance Agent | 280 Concord Pkwy S The Village, #117 | (704) 786-5417 |
Tara Morgan-Barreiro, a GEICO Insurance Agent in Concord, NC, provides condo insurance services for homeowners and investors in Cabarrus County. She works with clients to secure coverage for their condominium units, including personal property and interior structural elements that associations often do not cover. Liability protection and loss-of-use benefits are also arranged through her office. Her agency handles both individual condo policies and additional claims assistance for clients in this region.
Byrd Agency Inc provides comprehensive condo insurance services in the Concord, NC area, helping owners tailor coverage for individual units and common property liabilities. The agency assists clients in understanding master policy gaps and securing personal property protection along with loss assessment coverage. Service plans include regular policy reviews to keep coverage aligned with changing property values. The agency serves a variety of properties, from single-family homes to apartments, retail spaces, and restaurants.
Trey Siner Insurance Group serves homeowners, property managers, and condo owners in the Concord, North Carolina area by helping secure coverage tailored to condominium associations and individual unit policies. The agency works to assess each client’s specific liability and property protection needs under their master policy. Making sure gaps in interior coverage are addressed is a central part of their service. Their clientele also includes those with second homes or rental condos. Trey Siner Insurance Group additionally provides representation for clients throughout Cabarrus County and nearby Harrisburg.
Based in Concord, North Carolina, The Compass Agency LLC provides insurance services to clients throughout Cabarrus County and the surrounding communities. It handles specialized coverage needs for condo owners, protecting both individual units and shared building elements. The agency focuses on identifying potential gaps in a master policy to ensure financial safeguards for personal property and liability. For each typical job, it conducts a personalized consultation to assess unique coverage requirements and presents clear policy options.
Jim Hodgens - State Farm Insurance Agent in Concord, NC offers condo insurance with two distinct service paths: one-time policy setup for new owners and recurring annual reviews for existing clients. Coverage typically protects interior walls, personal belongings, and liability in a condominium unit. Service runs on a scheduled basis, aligning with annual policy renewals to reassess coverage needs and adjust as circumstances change.
As spring storms sweep through Concord, homeowners in condo associations increasingly need coverage that protects both interior upgrades and shared building structures. Allen & Ballard Insurance Associates specializes in clarifying the gap between a master policy and personal condo insurance needs. They assess individual policies to prevent costly gaps after hail damage or water intrusion from a neighbor’s unit. Their local agents work with residents to select affordable deductible levels and ensure inventory documentation is current. An initial risk assessment is scheduled on-site to review unit exposures.
Pegram & AllCare Insurance Services specializes in securing the appropriate coverage for condominium units, including interior structures and personal belongings. It also manages the general insurance needs for condo owners, from liability protection to loss assessment coverage. Located in Concord, NC, the company works closely with clients to understand their specific policy requirements. It helps policyholders review their coverage annually, particularly when the HOA master policy renews in the winter and potential gaps in protection become a pressing concern.
America Insurance & Tax Service in Concord, NC provides general property and risk coverage for condominium owners. Their specialty add-ons focus on protecting interior fixtures and personal liability within individual units. They can assist clients with tailor-made policies for commercial sectors that require condo-style exposures, such as small professional offices, commercial warehouses, and food service establishments that operate within condominium structures.
Madison Insurance Group serves condo owners in Concord, North Carolina, by guiding residents through the specific coverage options available for their individual units and shared building structures. The agency can also address the separate property insurance needs that may arise for small commercial holdings within the same local area. Their standard service approach involves providing clear annual policy reviews. This naturally supports ongoing client relationships, with the agent typically reaching out to coordinate updates before each regular renewal period arrives.
What Does a a Condo Insurance Agent in Concord Cost?
Typical condo insurance costs in North Carolina range from 300 to 600 dollars per year for a standard HO-6 policy. Factors include your unit size, location in Concord, deductible choice, and coverage limits. Actual premiums vary based on your specific risk profile and the insurance company. This is general information, not insurance advice.
About condo insurance agents in Concord
Condo insurance agents in Concord North Carolina help you protect your unit and personal belongings. North Carolina law requires condominium associations to carry a master policy, but you still need an individual HO-6 policy for your interior and liability. A local agent can explain how the master policy and your personal coverage work together.
Frequently Asked Questions
What does a condo insurance policy cover in Concord NC?
A standard HO-6 policy covers your personal property, interior walls and fixtures, and liability. It also provides loss of use coverage if your unit becomes uninhabitable. The association master policy usually covers the building exterior and common areas.
Is condo insurance required by North Carolina law?
North Carolina does not mandate condo insurance by state law, but your mortgage lender will require it. Additionally, your condominium association bylaws likely require you to carry a minimum amount of liability and property coverage.
How do I choose a condo insurance agent in Concord?
Look for an agent who is licensed in North Carolina and familiar with the specific HO-6 policy form. Ask about their experience with local condo associations and how they handle claims. You can verify a license on the North Carolina Department of Insurance website.
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