The top-rated condo insurance agent in Boardman, Ohio is The Agent Insurance Services, rated 4.9 stars across 331 reviews. Other highly rated options include Nick Russell - State Farm Insurance Agent, John G Clark - State Farm Insurance Agent, Kuchmaner Advisory Group. This directory lists 12 condo insurance agents serving Boardman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Agent Insurance Services | 6911 Bridgewood Dr | (330) 758-3339 |
| 2 | Nick Russell - State Farm Insurance Agent | 7253 Glenwood Ave Ste A | (330) 758-9779 |
| 3 | John G Clark - State Farm Insurance Agent | 7205 Market St | (330) 758-4067 |
| 4 | Kuchmaner Advisory Group | 1032 Boardman-Canfield Rd #101 | (330) 623-7891 |
| 5 | Monica Hoskins Agency LLC American Family Insurance | 7006 Market St | (330) 782-6100 |
| 6 | George Passas: Allstate Insurance | 1240 Boardman-Canfield Rd | (330) 726-1696 |
| 7 | Rocco Nolfi Agency: Allstate Insurance | 6810 Market St | (330) 729-5657 |
| 8 | Smotrila Insurance | 8286 South Ave Building A | (330) 953-3722 |
| 9 | Progressive Insurance - Claims Office | 955 Windham Ct Suite 200 | (800) 776-4737 |
| 10 | Ashton Insurance, Inc. | 725 Boardman-Canfield Rd P2 | (330) 726-5502 |
The Agent Insurance Services, serving Mahoning County from Boardman, Ohio, specializes in securing comprehensive coverage for residential condominiums. Its agents assist property owners in understanding master policy gaps to protect personal belongings and interior structures. Services include tailoring individual policies for liability protection and loss assessment coverage. The firm specifically handles claims assistance and policy reviews for seasonal lakefront condos in the area.
Nick Russell - State Farm Insurance Agent in Boardman, OH, provides a full range of condo insurance services, including customizable coverage for personal property, liability protection, and loss assessment. It offers routine policy reviews to ensure coverage aligns with current needs and inflation adjustments. The agency also assists with filing claims and updating deductibles. It services single-family homes, apartment complexes, retail spaces, and restaurants within the local area.
John G Clark - State Farm Insurance Agent in Boardman, OH, serves homeowners and condo owners needing tailored coverage for their personal property and liability. The agency helps clients understand the unique protections required for condominium living, including loss assessment and building property endorsements. Their insurance services address common condo risks such as water damage and theft. Guidance is provided on deductibles and policy limits to match each homeowner’s unit and association requirements. The agency also extends its services to clients in the nearby Youngstown area for additional condo insurance needs.
Kuchmaner Advisory Group serves Boardman, Ohio, and the surrounding Mahoning Valley communities with specialized condo insurance solutions. The agency handles coverage for individual unit owners, addressing the unique needs of protecting personal property and interior structures within a condominium association. It coordinates with each client’s master policy to fill coverage gaps. To handle a typical job, the agent begins with a thorough review of the association’s master policy and then tailors a personal policy that aligns with the client’s specific assets and liability requirements.
Monica Hoskins Agency LLC American Family Insurance in Boardman, OH, provides condo insurance coverage to protect unit interiors, personal property, and liability exposures. The primary difference between a one-time policy purchase and recurring service is that a single transaction secures a standard annual policy, whereas ongoing service allows for periodic policy reviews and adjustments based on changing property values or claims history. Coverage typically includes dwelling protection, loss assessment, and guest medical payments. Their condo insurance assistance is available on a scheduled basis throughout the year for plan verifications and annual renewals.
As the seasons change in Boardman, condominium owners often review their coverage against shifting local weather risks and association bylaw updates. George Passas: Allstate Insurance helps clarify those policies, explaining how master policies interact with individual unit protection and liability needs. This agent assists with adjusting deductibles and understanding loss-assessment clauses common in Ohio condo agreements. The process begins with a review of the property and any homeowner association documents to determine the appropriate level of personal property coverage and structural gaps.
From its Boardman office, Rocco Nolfi Agency Allstate Insurance specializes in providing condo insurance policies that cover both personal property and interior structural elements. The agency assists individual unit owners with understanding their master policy gaps and selecting appropriate loss assessment or liability protection. It works with clients throughout the community to review building ordinance endorsements and common area deductibles. During the winter season, it also helps policyholders address coverage for frozen pipes or ice dam damage.
Smotrila Insurance handles the day-to-day coverage needs of property owners in Boardman, OH, with a particular focus on protecting residential investments against common local risks. As a condo insurance agent, the company also specializes in tailoring gap coverage and personal property endorsements that standard policies may overlook. Its portfolio can accommodate commercial sectors such as small professional offices, warehouse storage facilities, and food service establishments requiring specific liability protections.
At this Condo Insurance Agent in Boardman, Ohio, clients choose between a one-time consultation for immediate policy needs or recurring service to adjust coverage over time. Coverage offered addresses interior unit damage, liability, and loss of use, all standard protections for condominium homeowners in this area. Policy guidance focuses on matching master policy gaps with personalized plans. Service is available on a scheduled basis, typically for annual policy reviews or as-needed updates when life events require coverage changes.
Ashton Insurance, Inc. provides residential condo insurance services in Boardman, Ohio, and also assists clients with commercial coverage needs throughout the region. The agency works with local property owners to build policies that protect individual units against common risks such as water damage and liability claims. A focus on personalized support helps customers understand the nuances of condo association master policies versus personal coverage. The team is available for follow-up service between regular visits to adjust plans whenever circumstances change.
What Does a a Condo Insurance Agent in Boardman Cost?
The cost of a condo insurance policy in Boardman Ohio typically ranges from 200 to 600 dollars per year for a standard HO-6 policy. Factors that affect the premium include the value of your personal property, the deductible you choose, and the age of the building. Ohio does not regulate condo insurance rates, so prices vary by insurer. This is general information and not insurance advice.
About condo insurance agents in Boardman
A condo insurance agent in Boardman Ohio helps you understand the unique coverage needs for your unit. Ohio law requires condo owners to carry a minimum amount of liability insurance as outlined in the condominium declaration. An agent can explain how the master policy covers the building and what you need for your personal property and interior walls.
Frequently Asked Questions
What does a condo insurance agent in Boardman do?
A condo insurance agent helps you select an HO-6 policy that covers your personal belongings, interior fixtures, and liability. They also review your condo associations master policy to identify gaps in coverage. This ensures you are protected for losses the master policy does not cover.
Is condo insurance required by law in Ohio?
Ohio law does not require condo insurance by statute, but most mortgage lenders and condo associations require it. Your association may have specific minimum coverage amounts for liability and loss assessment. An agent can help you meet these requirements.
What is the difference between a master policy and an HO-6 policy in Ohio?
The master policy covers the building structure and common areas, while an HO-6 policy covers your personal property, interior improvements, and liability. In Ohio, the master policy often covers only the original construction, so you need an HO-6 policy for upgrades like new flooring or cabinets.
Condo Insurance Agents in Other Ohio Cities
Akron · Amelia · Avon Lake · Beavercreek · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin