The top-rated condo insurance agent in Delaware, Ohio is HealthMarkets Insurance - Don Larson, rated 5.0 stars across 250 reviews. Other highly rated options include Bolton Insurance Agency, Tito Paul - State Farm Insurance Agency, Adam Bibb - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Delaware.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HealthMarkets Insurance - Don Larson | 50 Coughlin Ln Suite G | (740) 472-8512 |
| 2 | Bolton Insurance Agency | 5 E Winter St # 300 | (614) 551-6469 |
| 3 | Tito Paul - State Farm Insurance Agency | 7 E Winter St | (740) 369-4537 |
| 4 | Adam Bibb - State Farm Insurance Agent | 225 S Sandusky St | (740) 362-5632 |
| 5 | Jessica Forman - State Farm Insurance Agent | 377 E William St #36/37 | (740) 362-5500 |
| 6 | Trimble Insurance Agency, Inc. | 39 S Liberty St | (740) 369-6711 |
| 7 | Smudz Insurance Group LLC | 55 N Sandusky St | (614) 305-5191 |
| 8 | Converse & Associates, LLC American Family Insurance | 44 E Winter St | (740) 990-8208 |
| 9 | Creative Financial Insurance | 201 Pennsylvania Ave | (740) 363-5433 |
| 10 | Shelter Insurance - Toi Tucker | 560 Sunbury Rd | (740) 417-9391 |
HealthMarkets Insurance - Don Larson serves Delaware, Ohio, and the surrounding area as a dedicated condo insurance agent. The agency helps condo owners protect their personal property and individual liability within shared building structures. Coverage typically addresses interior finishes, appliances, and belongings not covered by the master policy. The agent also assists clients in adjusting deductible levels to fit individual financial situations. Services handled in this area include customization of loss assessment coverage and identifying adequate dwelling protection specific to local condo associations.
Bolton Insurance Agency provides a full range of condo insurance services for property owners in Delaware, OH. It helps clients secure appropriate coverage for their condominium units, including protection for interior structures and personal belongings. The agency also offers guidance on common area liability and loss assessment coverage, ensuring policyholders understand their specific needs. It services various property types, including single-family homes, apartments, retail spaces, and restaurants.
Serving condo owners, homeowner associations, and property managers in Delaware, Ohio, Tito Paul’s State Farm Insurance Agency provides condo insurance policies tailored to protect individual units and common areas. Coverage options typically address interior structures, personal belongings, liability, and loss assessments. The agency helps clients understand their master policy obligations and fill gaps where necessary. It also serves residents and associations in nearby locations such as Powell and the broader Columbus metropolitan area.
Adam Bibb - State Farm Insurance Agent serves the Delaware, OH area and its surrounding communities, providing condo insurance policies. It handles coverage for individual unit interiors, personal belongings, and liability protection within condominium associations. For a typical job, the agency reviews the homeowner association's master policy to identify gaps in coverage, then customizes a personal policy to address those specific exposures.
Jessica Forman - State Farm Insurance Agent in Delaware, OH provides both one-time policy evaluations and recurring coverage adjustments for condo owners. Services focus on protecting individual units and personal property within shared buildings, addressing specific condo association requirements and bylaws. The agency offers insurance that covers interior structures, liability, and loss-of-use expenses. Service options operate on an as-needed basis for policy changes or claims, with regular scheduled annual reviews to ensure coverage remains appropriate for the policyholder’s current needs and property value.
Trimble Insurance Agency, Inc. specializes in crafting tailored condo insurance policies for unit owners in Delaware, OH, addressing unique coverage gaps often left by a building’s master policy. It also provides general guidance on protecting personal belongings, liability, and loss assessment exposures. Recognizing the seasonal risks of Ohio winters, the agency frequently helps clients review their policies for adequate coverage against frozen pipes and ice dam damage.
Winter storms can cause surprising damage to condos in Delaware, Ohio, making reliable coverage essential. Located in the local community, Smudz Insurance Group LLC specializes in condo insurance that protects against common perils like ice damming and burst pipes. Their services help unit owners understand what their master policy covers and where supplemental protection is needed. Policies address interior liability and upgrades. The company begins every new relationship with a thorough inspection of the unit and a detailed assessment of the owner’s personal risk scenario.
Converse & Associates, LLC American Family Insurance assists clients with general insurance needs in the Delaware, Ohio area, offering specialized condo insurance policies as a focused add-on to its services. These tailored coverages protect individual unit interiors and shared building structures in local condominium associations and townhome communities from unexpected losses. The agency also serves a range of commercial sectors, providing coverage solutions for office spaces, warehouses, and food service operations.
Creative Financial Insurance provides residential condo insurance services for property owners in Delaware, OH. The agency also offers commercial coverage tailored to local business and association needs within the surrounding area. Each policy is assessed individually to match specific property and liability concerns common to the region. Clients can expect clear guidance on building protection, personal belongings, and common area exposures. The agency schedules full policy follow-ups between regular visits, ensuring coverage adjusts whenever personal circumstances or property changes occur.
Shelter Insurance - Toi Tucker is a condo insurance agent company in Delaware, Ohio known for providing property coverage tailored to the needs of condominium owners. It offers policies that help protect personal belongings and interior structures within the shared unit. The agency serves local residents by addressing risks common to Ohio’s seasonal weather patterns. A specialty service it can add on is loss assessment coverage, which assists with expenses from shared building damage assessments.
What Does a a Condo Insurance Agent in Delaware Cost?
The cost of a condo insurance policy in Ohio typically ranges from 300 to 600 dollars per year for standard coverage. Factors such as your unit value, deductible amount, and location in Delaware affect the premium. Higher coverage limits or additional endorsements for water backup or loss assessment can increase the cost. This is general information and not insurance advice.
About condo insurance agents in Delaware
Condo insurance agents in Delaware Ohio help you understand the specific coverage needed for your unit. Ohio law requires condo associations to carry a master policy, but individual unit owners need their own HO-6 policy for interior coverage. A local agent can explain how Ohio Revised Code Chapter 5311 affects your personal property and liability protection.
Frequently Asked Questions
What does a condo insurance agent in Delaware Ohio do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They also explain how the associations master policy interacts with your individual coverage. Agents can compare policies from different insurers to find suitable options for your unit.
Do I need condo insurance in Ohio if the association has a master policy?
Yes, you still need your own HO-6 policy in Ohio. The master policy usually covers common areas and the building structure, but not your personal belongings or interior upgrades. Your policy also provides liability coverage if someone is injured in your unit.
How does Ohio law affect condo insurance requirements?
Ohio Revised Code Chapter 5311 requires condo associations to maintain property insurance for common areas. Individual owners are responsible for insuring their own unit interiors and personal property. An agent can help you understand what the master policy covers so you do not buy duplicate coverage.
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