The top-rated condo insurance agent in Centerville, Ohio is Tim McKenzie - State Farm Insurance Agent, rated 5.0 stars across 337 reviews. Other highly rated options include Greg Fay Insurance Agency, Shawn Thacker - State Farm Insurance Agent, Carr Insurance Agency, Inc.. This directory lists 12 condo insurance agents serving Centerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim McKenzie - State Farm Insurance Agent | 157 S Main St | (937) 433-8733 |
| 2 | Greg Fay Insurance Agency | 207 W Franklin St | (937) 619-9705 |
| 3 | Shawn Thacker - State Farm Insurance Agent | 156 Spring Valley Pike | (937) 610-3276 |
| 4 | Carr Insurance Agency, Inc. | 255 N Main St | (937) 435-9000 |
| 5 | Tinnerman Insurance Agency - Centerville | 5 Iron Gate Park Dr | (937) 439-0212 |
| 6 | American Insurance Strategies | 76 Marco Ln | (937) 886-6454 |
| 7 | Brandelyn Blair American Family Insurance | 872 E Franklin St STE B | (937) 374-0855 |
| 8 | Centerville Insurance Agency | 55 W Franklin St | (937) 433-0874 |
| 9 | Southern Ohio Insurance LLC | 255 N Main St Suite B | (937) 424-1041 |
| 10 | Farmers Insurance - Chris Newport | 948 E Franklin St | (937) 519-3300 |
Tim McKenzie - State Farm Insurance Agent serves the Centerville, OH, metro area and provides condo insurance coverage for local homeowners. The agency assists clients in selecting policies that protect personal property and liability within condominium associations. Individual unit owners can find options tailored to their building’s master policy structure. Services include reviewing policy limits for interior improvements and loss assessment coverage, as well as offering additional protection for valuable items like jewelry or electronics.
Greg Fay Insurance Agency provides a full range of coverage options tailored specifically for condo owners in and around Centerville, OH. It offers comprehensive policies that protect individual units, personal belongings, and liability exposures common to condominium living. Regular policy reviews and renewal assistance help ensure clients maintain appropriate coverage as their needs change. The agency also works closely with condo associations to guide owners through master policy requirements. Its services extend to single-family homes, apartments, and retail properties.
Shawn Thacker - State Farm Insurance Agent in Centerville, Ohio, serves homeowners, condo owners, and property managers seeking tailored coverage. The agency provides condo insurance policies that protect individual units and personal belongings, with options for liability protection and loss assessment coverage. These plans help residents safeguard their investments against common risks like fire, theft, or water damage. The agent also assists clients throughout the Dayton metro area, including neighboring communities such as Kettering and Oakwood.
Carr Insurance Agency, Inc. serves Centerville, Ohio, and the surrounding communities of the greater Dayton area, handling condo insurance policies for individual unit owners. It addresses the specific coverage needs that standard homeowners insurance often excludes for condominiums, such as interior structure and personal liability. For a typical job, the agency reviews the condo association’s master policy to identify gaps and then customizes a policy to fill those coverage limits precisely.
Tinnerman Insurance Agency in Centerville offers condo insurance policies, distinguishing between one-time quotes to evaluate coverage options and recurring service agreements for ongoing policy management. They tailor plans to protect personal property, interior building features, and liability within local condominium associations. Their policies typically address gaps between a master association’s coverage and a unit owner’s needs. Service runs on a one-time, scheduled, or as-needed basis, allowing clients to select the frequency of policy reviews and updates.
American Insurance Strategies offers tailored coverage options and risk assessments specific to condo ownership in Centerville, Ohio. The agency helps clients understand the differences between master policies and personal unit policies, ensuring proper protection for interiors, personal property, and liability. It regularly assists homeowners in adjusting coverage limits after renovations or major purchases. Each season, the agency guides condo owners through insurance needs related to winter pipe bursts and the increased guest liability that accompanies summer holidays.
When heavy spring storms or sudden hailstorms sweep through Centerville, condo owners often find themselves assessing damage to roofs and siding. Brandelyn Blair American Family Insurance helps homeowners sort through coverage questions specific to shared-wall buildings and association master policies. An agent can clarify how standard condo insurance applies to interior fixtures and personal belongings while addressing gaps in the blanket coverage. To get started, the company schedules a convenient property walkthrough for a detailed initial assessment of exposures and unit protection needs.
Centerville Insurance Agency works with property owners in Centerville, OH, to secure coverage tailored to individual condo units. This includes general liability protection and specialized endorsements for interior fixtures, personal belongings, and loss assessments from the homeowners association. The agency’s role involves assessing local building values and common policy gaps. It can serve commercial sectors such as professional offices located in mixed-use developments, small warehouses storing association equipment, and food service establishments operating within condo complexes.
Southern Ohio Insurance LLC is known for helping condo owners in Centerville, OH secure coverage tailored to the unique needs of their property type. Its service range includes policies that protect interior fixtures, personal belongings, and liability risks beyond the master building policy. The agency works to explain differences between individual unit coverage and the association’s master plan. For added protection, it specializes in offering loss assessment coverage for shared building repairs.
Farmers Insurance - Chris Newport provides residential condo insurance service in the Centerville, OH area, ensuring proper coverage for unit interiors, personal property, and liability exposures. Additionally, commercial insurance policies are available for local businesses. The agency serves the greater Centerville region and surrounding communities. Scheduled contact and annual policy reviews help align protection with changing needs, while clients may also reach out between regular visits for quick assistance with policy adjustments or coverage questions.
What Does a a Condo Insurance Agent in Centerville Cost?
The cost of a condo insurance policy in Ohio typically ranges from 200 to 600 dollars per year for a standard HO-6 policy. Factors like your unit location coverage limits and deductible will affect the premium. This is general information and not insurance advice.
About condo insurance agents in Centerville
Condo insurance agents in Centerville Ohio help owners protect their unit and personal property. Ohio law requires condo associations to insure common areas but unit owners need their own HO-6 policy for interior walls fixtures and belongings. A local agent can explain how Ohio condo bylaws affect your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Centerville do?
A condo insurance agent in Centerville helps you find an HO-6 policy that covers your unit interior personal property and liability. They also explain how your condo association master policy works with your individual coverage.
Is condo insurance required in Ohio?
Ohio law does not require condo insurance for unit owners but most lenders will require it if you have a mortgage. Even without a mortgage an agent can help you avoid financial loss from fire theft or water damage.
How does Ohio law affect condo insurance coverage?
Ohio Revised Code Section 5311 governs condo associations and requires the association to insure common areas. Your individual HO-6 policy must cover the interior of your unit and any improvements you have made. An agent can help match your policy to these legal requirements.
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