The top-rated condo insurance agent in Salem, Oregon is Ted Ferry - State Farm Insurance Agent, rated 4.9 stars across 1,411 reviews. Other highly rated options include Alex Ferry - State Farm Insurance Agent, Michael Delgado - State Farm Insurance Agent, Freeway Insurance. This directory lists 20 condo insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ted Ferry - State Farm Insurance Agent | 2005 State St | (503) 370-7716 |
| 2 | Alex Ferry - State Farm Insurance Agent | 2005 State St | (503) 370-7716 |
| 3 | Michael Delgado - State Farm Insurance Agent | 4093 Commercial St SE #160 | (503) 363-1943 |
| 4 | Freeway Insurance | 3405 Commercial St SE Suite 160 | (503) 831-7029 |
| 5 | LeDoux Insurance | 1202 Hawthorne Ave NE | (541) 683-5112 |
| 6 | Beaver State Insurance Agency | 890 Promontory Pl SE | (503) 365-1900 |
| 7 | Farmers Insurance - Corey Benson | 1495 Commercial St NE | (503) 363-6336 |
| 8 | The Summit Group of Oregon, LLC | 6446 Fairway Ave SE UNIT 140 | (503) 581-2825 |
| 9 | Timothy Miner American Family Insurance | 3000 Market St NE #218 | (503) 588-0641 |
| 10 | Qualls Insurance Agency | 1193 Royvonne Ave SE # 14 | (503) 689-8930 |
Ted Ferry - State Farm Insurance Agent serves Salem, Oregon, and the surrounding Marion County area as a dedicated condo insurance agent. Condo insurance policies from this agency protect a unit owner’s personal property, interior walls, and fixtures. Liability coverage is typically included to help safeguard against accidents occurring inside the condominium. Because standard HOA master policies often exclude personal belongings and unit upgrades, Ted Ferry’s office provides tailored solutions for residents. The agency handles loss assessment coverage and helps adjust deductibles to match each homeowner’s financial needs.
Alex Ferry - State Farm Insurance Agent in Salem, OR, provides condo insurance coverage tailored to protect individual unit owners and their personal belongings. The agency assists clients in understanding policy details, including liability protection and loss assessment coverage, and offers regular policy reviews to adapt to changing needs. Service plans involve claims support and guidance on reducing premiums through safety features and bundling options. The company serves a range of local residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Michael Delgado - State Farm Insurance Agent in Salem, Oregon provides coverage for condominium owners seeking to protect their individual units and personal belongings. The agency also assists those investing in shared property interests common to many local condo associations. Services include helping clients understand the gap between a master policy and personal needs. Combining general insurance knowledge with specific condo protection strategies supports residents throughout Salem. The agent additionally serves homeowners and renters in nearby Keizer.
Freeway Insurance serves Salem, Oregon, and the surrounding communities, offering condo insurance policies for local homeowners. It handles coverage for individual units within a condominium association, including interior structures and personal liability. The agency also assists with protecting personal belongings and providing loss-of-use coverage for temporary living expenses. To manage a typical policy, Freeway Insurance begins by reviewing the client’s association master policy to identify gaps, then tailors its coverage to fill those specific needs through a personalized consultation.
LeDoux Insurance provides condo insurance services in Salem, Oregon, assisting clients with both one-time policy evaluations and ongoing coverage adjustments to match changing property values. Distinct from a single inspection, ongoing service includes regular policy reviews that address shifts in building assessments or personal liability needs. The company focuses on structuring policies that fit individual condo association requirements. Service for local condominium owners and associations operates on an as-needed basis, with clients contacting the agency when coverage renewals or modifications become necessary.
Serving Salem and the surrounding mid-Willamette Valley communities, Beaver State Insurance Agency specializes in condo insurance. This agency handles policies that cover interior structures, personal property, and personal liability for condominium unit owners. It ensures clients meet their homeowners association's master policy requirements while addressing gaps in coverage. For each assignment, the agency typically evaluates the client's condo declaration and HOA bylaws to tailor an appropriate insurance plan that matches individual needs and exposures.
Farmers Insurance - Corey Benson in Salem, OR provides condo insurance coverage options tailored for individual unit owners. These policies generally protect interior structures, personal belongings, and offer liability coverage beyond what a building’s master policy covers. Policyholders can choose between a one-time purchase for a single policy period or recurring service through annual renewal plans. When clients need assistance, service operates on a one-time, scheduled, or as-needed basis depending on the request.
The Summit Group of Oregon, LLC specializes in helping Salem condo owners secure tailored insurance policies that protect individual units and shared building structures. It also provides general coverage guidance, including liability and personal property protection. As a local agency, it addresses the unique insurance needs of community association living. For those preparing for Oregon’s rainy season, the firm helps evaluate flood and water damage risks that often affect condominium complexes.
Salem’s rainy season can create hidden moisture issues in condos, which Timothy Miner American Family Insurance helps address by tailoring coverage for shared-wall properties. They explain how master policies interact with individual unit protection. Condo owners need policies covering interior fixtures and personal liability. They take time to walk residents through common risks like water damage or theft in common areas. An initial inspection of the unit is conducted to identify specific coverage needs before a policy is written.
Qualls Insurance Agency provides coverage solutions for property owners in the Salem area, with a specialty in condo insurance policies that address shared-wall liabilities and association master policy gaps. Additional endorsements can be arranged for personal property replacement cost and loss assessment coverage. The agency can serve commercial sectors such as offices, warehouses, and food service operations requiring tailored business protection.
What Does a a Condo Insurance Agent in Salem Cost?
The average cost for a condo insurance policy in Oregon ranges from 300 to 600 dollars per year depending on your unit size location and coverage limits. Factors like the age of the building your deductible and the amount of personal property coverage affect the premium. This is general information not insurance advice.
About condo insurance agents in Salem
Condo insurance agents in Salem Oregon help you understand the unique coverage needs for your unit. Oregon law requires condo associations to carry master policies but individual unit owners need their own HO6 policy to cover personal property and interior improvements. A local agent can explain how Oregon Revised Statutes 100.005 affect your coverage responsibilities.
Frequently Asked Questions
What does a condo insurance agent in Salem do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings interior walls and fixtures. They also advise on loss assessment coverage which protects you if the condo association has a claim that exceeds its master policy limits.
Is condo insurance required in Oregon?
Oregon law does not require condo insurance but most mortgage lenders do require an HO6 policy. Your condo association bylaws may also require you to carry a minimum amount of liability coverage. An agent can review your specific requirements.
How is Oregon condo insurance different from renters insurance?
Condo insurance covers the interior structure of your unit including walls floors and cabinets while renters insurance only covers personal property. Oregon condo policies also include loss assessment coverage which renters policies do not offer.
Condo Insurance Agents in Other Oregon Cities
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