The top-rated condo insurance agent in Summerville, South Carolina is Tony Pope - State Farm Insurance Agent, rated 5.0 stars across 831 reviews. Other highly rated options include Jennifer Hoppe - State Farm Insurance Agent, The Farnsworth Family Agency: Allstate Insurance, Con Chellis: Allstate Insurance. This directory lists 21 condo insurance agents serving Summerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Pope - State Farm Insurance Agent | 1661 N Main St | (843) 851-2222 |
| 2 | Jennifer Hoppe - State Farm Insurance Agent | 100 Omalley Dr Unit A | (843) 486-3072 |
| 3 | The Farnsworth Family Agency: Allstate Insurance | 421 Old Trolley Rd | (843) 821-4870 |
| 4 | Con Chellis: Allstate Insurance | 437 N Main St Ste C | (843) 771-0061 |
| 5 | Mark Ensley State Farm Insurance Agent | 2301 Bacons Bridge Rd | (843) 871-9700 |
| 6 | C T Lowndes & Company | 136 S Main St | (843) 875-2300 |
| 7 | Sheally Insurance Group formerly Tidal Creek Insurance | 202 E 2nd N St | (843) 970-8588 |
| 8 | Covenant Insurance Group, LLC | 406 Nexton Square Dr | (843) 410-5934 |
| 9 | Brightway Insurance, The Summerville Agency | 700 Nexton Square Dr Ste 259 | (843) 848-8100 |
| 10 | Christie Fulkerson Agency | 141 N Main St | (803) 261-4076 |
Tony Pope - State Farm Insurance Agent serves Summerville, South Carolina, and the surrounding Dorchester County area, specializing in condo insurance policies for local homeowners and investors. This agency helps protect condominium owners by explaining how master policies interact with personal coverage needs. They assist clients in selecting liability protection and coverage for interior fixtures not covered by the building association. Specific services include customizable personal property insurance and loss of use coverage for temporary living expenses during a covered event.
Jeniffer Hoppe - State Farm Insurance Agent in Summerville, SC provides a range of condo insurance services, including policy consultations, coverage adjustments, and risk assessments for condominium owners. The agent offers routine policy reviews and assistance with claims processing to help maintain appropriate coverage for clients. Services are tailored for various property types, such as single-family homes, apartments, retail spaces, and local restaurants.
Homeowners and property managers in Summerville, South Carolina seeking condo insurance are served by The Farnsworth Family Agency: Allstate Insurance. The agency offers tailored coverage solutions for condominium associations and individual unit owners. These policies typically address dwelling protection, personal liability, and loss assessment needs. The agency remains knowledgeable about regional insurance requirements specific to the Charleston area. Its service area also extends to the neighboring community of Ladson.
Con Chellis: Allstate Insurance serves Summerville, South Carolina, and the surrounding Lowcountry communities with specialized condo insurance solutions. It handles coverage tailored specifically for individual condo units, including interior walls, personal belongings, and liability protection. Local policies often address shared building structures and common area responsibilities managed by homeowners’ associations. The agency helps owners understand master policy gaps and fills those needs with appropriate personal condo coverage. For each typical job, it reviews the client’s specific association requirements and then builds a policy to match those exact needs.
When considering condo insurance, clients can choose between a one-time policy for a single purchase or recurring coverage for ongoing protection against common perils like theft and water damage. Based in Summerville, SC, Mark Ensley State Farm Insurance Agent provides suitable policies for local condominium owners seeking financial safeguards. Policies typically address interior structure improvements and personal liability within the association’s master plan. This service operates on a scheduled or as-needed basis for policy reviews and updates.
As coastal storms gather in the Lowcountry, condominium owners in Summerville need insurance that addresses both interior repairs and building-maintenance costs. C T Lowndes & Company provides policies that cover personal possessions, liability, and loss assessments after damage. Working with local associations, the agent explains how master policies do not always cover unit upgrades. The initial step involves a walk-through of the condo to evaluate potential risks and review current coverage levels before recommending options.
Sheally Insurance Group, formerly Tidal Creek Insurance, specializes in securing personalized condominium policies tailored to individual unit coverage needs. It serves the Summerville area by helping condo owners understand their master policy gaps and ensuring adequate protection for personal property, liability, and interior improvements. The agency guides clients through options for deductibles and loss assessment endorsements. As hurricane season approaches, it assists with reviewing wind and flood coverages to safeguard homes against coastal storm damage.
Covenant Insurance Group, LLC guides clients through the essential process of securing financial protection for their condominiums. The company specializes in helping homeowners understand the specific coverage needs that supplement a condo association’s master policy. For those with unique requirements, this agent can discuss additional options such as personal liability protection and loss assessment endorsements. The agency’s commercial expertise extends to local business sectors, including offices, warehouses, and food service operations requiring tailored property and liability solutions.
Brightway Insurance, The Summerville Agency provides residential condo insurance solutions for property owners in the Summerville area, complementing this service with commercial coverage options for local businesses. Their work focuses on protecting shared structures, individual units, and liability risks commonly seen in managed communities across the South Carolina Lowcountry. Clients in Summerville and surrounding communities can rely on this agency for ongoing guidance on policy adjustments and renewal details during regular visits, ensuring consistent coverage between routine annual reviews.
What Does a a Condo Insurance Agent in Summerville Cost?
Typical condo insurance costs in South Carolina range from 300 to 800 dollars per year for an HO6 policy. Factors include the unit location deductible amount and coverage limits. Flood insurance adds 400 to 1000 dollars annually depending on flood zone. This is general information not insurance advice.
About condo insurance agents in Summerville
Condo insurance agents in Summerville South Carolina help owners protect their units with HO6 policies. South Carolina law requires condo associations to maintain master policies, but individual owners need separate coverage for interior improvements and personal liability. Local agents understand the unique risks in the Lowcountry including flood and hurricane exposure.
Frequently Asked Questions
What does a condo insurance agent in Summerville do?
A condo insurance agent helps you choose an HO6 policy that covers your personal property interior upgrades and liability. They also explain how your policy coordinates with the association master policy required by South Carolina law.
Is flood insurance required for condos in Summerville South Carolina?
Flood insurance is not required by state law but many lenders in Summerville require it for condos in flood zones. South Carolina is prone to hurricanes and heavy rain so agents often recommend flood coverage even when not mandated.
How does South Carolina law affect condo insurance coverage?
South Carolina Code Section 27-31-210 requires condo associations to carry property insurance on common areas. Individual owners must insure their own unit interiors and personal property. An agent can help you understand these legal requirements and avoid coverage gaps.
Condo Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Bluffton · Charleston · Columbia · Conway · Easley · Florence · Fort Mill · Goose Creek · Greenville · Greer · Hilton Head Island · Lexington · Mt Pleasant