The top-rated condo insurance agent in Cottonwood Heights, Utah is Cottonwood Insurance Inc., rated 4.9 stars across 692 reviews. Other highly rated options include Lance Paulson Insurance Agency, Inc. American Family Insurance, Tony Evans at Comparion Insurance Agency, David Johnson at Comparion Insurance Agency. This directory lists 14 condo insurance agents serving Cottonwood Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cottonwood Insurance Inc. | 2028 Fort Union Blvd | (801) 943-5700 |
| 2 | Lance Paulson Insurance Agency, Inc. American Family Insurance | 2751 Fort Union Blvd | (801) 878-6300 |
| 3 | Tony Evans at Comparion Insurance Agency | 6965 S Union Park Center Suite 270 | (801) 849-2304 |
| 4 | David Johnson at Comparion Insurance Agency | 6965 S Union Park Center Suite 270 | (801) 849-2308 |
| 5 | Christopher Beitzel, Insurance Agent | Comparion Insurance Agency | 6965 S Union Park Center Suite 270 | (801) 290-4082 |
| 6 | Farmers Insurance - David Kim | 2044 East Fort Union Blvd | (801) 944-9600 |
| 7 | Julie Mendoza - State Farm Insurance Agent | 7050 S Highland Dr #110 | (801) 942-1300 |
| 8 | Holly Chidester at Comparion Insurance Agency | 6965 S Union Park Center Suite 270 | (801) 849-2302 |
| 9 | Insurance Concepts Inc | 1770 Fort Union Blvd #100 | (801) 942-0412 |
| 10 | Sandy Rudolph - State Farm Insurance Agent | 1399 East Fort Union Blvd | (801) 942-2200 |
Cottonwood Insurance Inc. serves the Salt Lake County region, including Cottonwood Heights, Utah, as a local condo insurance agent. The agency helps condo owners and associations secure appropriate coverage policies tailored to their specific buildings and personal units. It focuses on addressing common risks such as water damage, liability claims, and loss assessment protection for common areas. Condo insurance services handled here include interior structure and personal property coverage.
Lance Paulson Insurance Agency, Inc. American Family Insurance provides a full range of coverage options tailored for condo owners in Cottonwood Heights, Utah. It assists clients in securing policies that protect personal belongings and interior structures, while offering ongoing support for policy adjustments and claims. The agency helps customers understand association master policy gaps and recommends appropriate individual endorsements. Its property services include safeguarding single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Tony Evans at Comparion Insurance Agency in Cottonwood Heights, UT offers comprehensive condo insurance services, including coverage for personal property, liability protection, and loss assessment. Policies can be tailored to meet the specific needs of individual unit owners, and the agency provides guidance on adjusting deductibles and understanding master policy gaps. Regular policy reviews are available to ensure adequate coverage remains in place. The agency services condominium units across a range of property types, including single-family attached homes, multi-unit apartment-style condos, and mixed-use developments with retail or restaurant space.
Homeowners and condo unit owners in Cottonwood Heights, Utah, rely on David Johnson at Comparion Insurance Agency for tailored condo insurance policies. The agency assists clients in protecting their personal property and liability within common-interest communities, addressing the unique coverage needs of condominium living. By reviewing master association policies, they help ensure residents avoid gaps in coverage. David Johnson at Comparion Insurance Agency also serves clients throughout the greater Salt Lake City metro area, including the neighboring community of Holladay.
Christopher Beitzel, Insurance Agent with Comparion Insurance Agency, serves Cottonwood Heights, Utah, and surrounding communities in the Salt Lake Valley with specialized condo insurance guidance. It handles coverage options tailored specifically for condominium unit owners, including personal property protection, liability coverage, and assessments from homeowners associations. The agency reviews each client’s unique condo association master policy limitations to identify gaps in individual protection. It then customizes a policy by matching available endorsements to the specific risks of the area, ensuring clients receive appropriate coverage without paying for unnecessary extras.
In Cottonwood Heights, condo insurance can be tailored as either a one-time policy for a specific need or a recurring annual plan for ongoing protection. David Kim of Farmers Insurance helps clients understand policies covering interior fixtures, personal liability, and loss assessment coverage for shared building areas. He works with owners to secure appropriate limits for their individual units. Service is structured on an as-needed basis, allowing clients to schedule consultations or policy reviews whenever they arise.
Julie Mendoza - State Farm Insurance Agent in Cottonwood Heights, UT, specializes in condo insurance policies that cover interior structures and personal liability. The agency broadens this service by assisting with renters and auto insurance options tailored to local residents. Because owners in shared buildings depend on master policies for common areas, Julie helps clients identify gaps between those coverage limits and personal needs. As winter approaches, the agency guides condo owners in reviewing policies for potential freeze damage to plumbing systems.
Holly Chidester at Comparion Insurance Agency assists property owners in Cottonwood Heights with securing coverage for their condominiums. This work generally involves tailoring policies to address the unique needs of shared building structures and common areas. Common specialty add-ons available through such agents include protection for interior improvements and personal liability coverage beyond the master policy. An agent in this sector can serve multiple commercial clients, including those who manage residential complexes, operate corporate offices within condos, run local warehouses, or manage food service establishments situated in commercial condominium units.
As winter snowpack begins to melt in Cottonwood Heights, condo owners often worry about potential water damage from ice dams or hidden leaks. Insurance Concepts Inc addresses these seasonal concerns by reviewing condo association master policies and personal unit coverage for gaps. Their agents explain how individual contents, liability, and loss assessment protection interact with HOA insurance. After discussing typical local risks like frozen pipes or roof damage, they can schedule a walk-through to identify any immediate coverage needs before issuing a policy.
Sandy Rudolph - State Farm Insurance Agent provides residential condo insurance services for property owners in Cottonwood Heights, Utah. The agency also offers commercial coverage to protect business properties within the surrounding area. Agents work with clients to understand local risk factors specific to condo living. This ensures policies are tailored to individual needs and building requirements. Follow-up service assists with adjustments between regular policy reviews or after changes in the homeowner’s circumstances.
What Does a a Condo Insurance Agent in Cottonwood Heights Cost?
Typical condo insurance in Utah costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors include your unit value, deductible choice, and location in Cottonwood Heights. Higher risk areas near canyons may increase premiums. This is general information, not insurance advice.
About condo insurance agents in Cottonwood Heights
A condo insurance agent in Cottonwood Heights Utah helps you understand the specific coverage needed for your unit. Utah law requires HO-6 policies to cover interior improvements and personal liability. An agent can explain how your policy coordinates with the HOA master policy.
Frequently Asked Questions
What does a condo insurance agent in Cottonwood Heights do?
A condo insurance agent reviews your HOA master policy to find coverage gaps. They then recommend an HO-6 policy to protect your personal property and liability. They also help you meet Utah lender requirements for condo insurance.
Do I need condo insurance in Utah if the HOA has a master policy?
Yes. The HOA master policy typically covers the building structure and common areas. Your HO-6 policy covers your personal belongings, interior fixtures, and liability. Utah law does not require HO-6 insurance, but most lenders and HOAs do.
How does Utah law affect condo insurance coverage?
Utah Code 57-8-44 requires HOAs to maintain property insurance on common areas. Your individual policy must cover your unit from the interior walls inward. An agent can explain the specific loss assessment coverage that may be needed.
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