The top-rated condo insurance agent in Ogden, Utah is Brian Hawks: Allstate Insurance, rated 4.9 stars across 347 reviews. Other highly rated options include Jay Carnahan - State Farm Insurance Agent, Kallee Genta - State Farm Insurance Agent, Cornerstone Insurance Agency. This directory lists 19 condo insurance agents serving Ogden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Hawks: Allstate Insurance | 333 2nd St #3 | (801) 393-6511 |
| 2 | Jay Carnahan - State Farm Insurance Agent | 1077 W 12th St Suite 2 | (801) 394-2266 |
| 3 | Kallee Genta - State Farm Insurance Agent | 151 25th St | (801) 394-4561 |
| 4 | Cornerstone Insurance Agency | 585 24th St #106 | (801) 899-6995 |
| 5 | Sessions Insurance | 968 Chambers St STE 5 | (801) 882-9424 |
| 6 | Stanger Insurance | 3919 Riverdale Rd | (801) 627-1113 |
| 7 | Kent Nagao - State Farm Insurance Agent | 751 Washington Blvd | (801) 392-1901 |
| 8 | Affordable Insurance Solutions | 2650 Washington Blvd ste 102C | (801) 393-1122 |
| 9 | Farmers Insurance - Kirk Baldwin | 1001 24th St | (801) 392-3500 |
| 10 | Persico Insurance | 585 24th St #102 | (435) 374-4011 |
Brian Hawks: Allstate Insurance serves Ogden and Weber County as a condo insurance agent. The agency helps condominium owners secure coverage that protects their individual units and personal property. It handles the specific requirements of condo association master policies and the gaps those policies leave for individual owners. Common services include tailoring policies for interior walls, fixtures, and belongings. Customized loss assessment coverage can be arranged for shared building elements. The agency also assists with liability protection for incidents within a policyholder’s unit.
Jay Carnahan - State Farm Insurance Agent provides comprehensive condo insurance policies tailored to the specific needs of property owners and associations in Ogden, UT. Its service plans include personalized risk assessments and claims assistance to help clients manage coverage through policy reviews. Customizable plans address liability protection and property damage for various residential and commercial structures. This agency services single-family homes, apartments, retail establishments, and local restaurants.
Kallee Genta - State Farm Insurance Agent serves homeowners and property managers across Ogden, Utah. The agency provides personalized insurance for condominiums and townhomes, helping clients secure coverage tailored to their specific community requirements. Condo insurance typically protects personal belongings, interior fixtures, and liability exposures not covered by an association’s master policy. Because each strata’s bylaws differ, this local agent works closely with residents to understand their individual needs and policy limits. The agency also extends its services to neighboring communities within Weber County, including South Ogden.
Cornerstone Insurance Agency serves Ogden, Utah, and the surrounding communities with comprehensive condo insurance policies. It handles coverage for individual unit owners, including protection for interior structures, personal property, and liability concerns common in multi-unit buildings. The agency also addresses additional living expenses and loss assessments that may arise after covered incidents. To handle a typical job, it assesses the specific needs of each condo owner, reviews the master policy details to identify gaps, and then customizes a plan accordingly.
Sessions Insurance specializes in connecting Ogden condo owners with appropriate coverage, offering policies that address the unique needs of attached homes and shared community structures. Their general service work includes helping clients understand the distinction between individual unit and master policy responsibilities, ensuring no gaps exist in personal liability and belongings protection. For local residents, they specifically assist with springtime policy reviews following winter freeze damage, a common concern for condo buildings in northern Utah’s variable climate.
Some condo insurance agents offer one-time policy quotes while others provide ongoing service throughout the term. Stanger Insurance in Ogden, UT, helps clients select coverage that protects personal belongings and interior improvements within a condominium unit. Policies are tailored to align with the homeowner association’s master plan. Service for current clients typically runs on a scheduled basis, with periodic policy reviews to adjust for changes in unit value or lifestyle needs. Policy retrievals and new requests are handled as needed.
Located in Ogden, Utah, Kent Nagao - State Farm Insurance Agent offers comprehensive insurance solutions for property owners. This agency specializes in condo insurance, covering individual units against common perils like fire and theft. Policies are tailored to protect personal belongings and interior structures not handled by the association’s master policy. Deductible options and liability coverage can be adjusted to meet each resident’s needs. The agency serves a variety of commercial sectors, including offices and warehouses, as well as food service operations requiring specialized protection.
Affordable Insurance Solutions provides residential condo coverage to clients in Ogden, Utah. Commercial policies are also available for local associations requiring property and liability protection. Serving the greater Weber County area, this agency assists both owners and tenants in finding appropriate plans for their specific units. The agent’s team follows up after policies are issued to confirm coverage details and remains available for routine service visits as insurance needs change between terms.
Winter storms in Ogden can cause sudden roof leaks and frozen pipe bursts that threaten condo interiors. Farmers Insurance - Kirk Baldwin helps owners review their policy limits before these seasonal risks arrive. As a local condo insurance agent, this agency focuses on matching coverage to the unique shared-wall and HOA-liability situations common in Utah condo associations. Each client starts with a personal inspection of their unit's special assessments and replacement cost needs before receiving a tailored coverage proposal.
Persico Insurance in Ogden, UT, is a local agency focused on helping condominium owners secure proper coverage for their homes. It provides policies that address common area assessments and interior unit protection, tailoring plans to fit individual condo association rules and personal property needs. Residents of Ogden can work with the agency to bundle coverage for liability, personal belongings, and loss assessment protection. A specialty service Persico Insurance can add on is obtaining flood insurance for units situated in designated flood zones.
What Does a a Condo Insurance Agent in Ogden Cost?
The average cost for a condo insurance policy in Utah ranges from 300 to 600 dollars per year for a standard HO-6 policy. Factors that affect your premium include the unit location in Ogden, the age of the building, your deductible amount, and the coverage limits you choose. Older buildings or units near the mountains may cost more due to higher risk of snow and ice damage. This is general information and not insurance advice.
About condo insurance agents in Ogden
A condo insurance agent in Ogden Utah helps you protect your unit and personal property. Utah law requires your condo association to have a master policy, but you still need your own HO-6 policy for interior fixtures and liability. Local agents understand the specific risks in Ogden, including snow damage and seasonal weather.
Frequently Asked Questions
What does a condo insurance policy cover in Utah?
A standard HO-6 policy in Utah covers your personal belongings, interior walls and fixtures, and liability if someone is injured in your unit. It also provides loss of use coverage if your condo becomes uninhabitable. Your association master policy covers the building exterior and common areas.
Is condo insurance required by law in Utah?
Utah law does not require condo insurance by statute, but most mortgage lenders require an HO-6 policy. Your condo association bylaws may also require you to carry a minimum amount of liability coverage. Always check your governing documents for specific requirements.
How do I choose a condo insurance agent in Ogden?
Look for an agent licensed in Utah who has experience with condominium policies. Ask about coverage for water damage from frozen pipes, which is common in Ogden winters. A good agent will explain how your policy coordinates with the association master policy.
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