The top-rated condo insurance agent in Draper, Utah is Insure Pro, LLC, rated 4.8 stars across 600 reviews. Other highly rated options include Compass Insurance Advisors LLC, Farmers Insurance - The McGarrell Agency, One Stop Insurance LLC. This directory lists 19 condo insurance agents serving Draper.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insure Pro, LLC | 178 W 13490 S Suite 201 | (801) 505-9960 |
| 2 | Compass Insurance Advisors LLC | 38 E Scenic Pointe Dr Ste 140 | (801) 901-3519 |
| 3 | Farmers Insurance - The McGarrell Agency | 254 E 12200 S #200 | (801) 553-1173 |
| 4 | One Stop Insurance LLC | 13084 S 150 E | (801) 900-5223 |
| 5 | Adam Ware: Allstate Insurance | 668 E 12225 S Ste 202 | (801) 571-4477 |
| 6 | Banasky Insurance, Inc. | 13693 S 200 W Suite 300 | (801) 748-1009 |
| 7 | Rocky Mountain Insurance | 11931 S 700 E | (801) 613-7447 |
| 8 | Auto-Owners Insurance Draper Regional Office | 13968 S Bangerter Pkwy | (800) 613-6433 |
| 9 | Millstone Insurance Group | 12012 S 700 E #205 | (801) 683-3939 |
| 10 | Mike LeBaron - State Farm Insurance Agent | 444 E 12300 S | (801) 942-1133 |
Insure Pro, LLC serves Salt Lake County and the surrounding areas from its base in Draper, Utah, as a dedicated condo insurance agency. It assists condominium owners in securing coverage that protects their individual units and personal belongings against common risks such as fire, theft, and water damage. The agency also helps clients understand and meet the insurance requirements set by their homeowners associations. Specific services include arranging loss assessment coverage and adjusting personal liability limits for unit owners.
Compass Insurance Advisors LLC offers a range of condo insurance services including coverage consultation, policy comparison, and claims assistance tailored to individual unit owners. The agency provides ongoing account management to help clients adjust their plans as coverage needs change over time. Its service approach involves regular policy reviews to address evolving local risk factors. The company serves properties such as single-family homes, apartments, retail spaces, and restaurants throughout the Draper, UT area.
Farmers Insurance - The McGarrell Agency in Draper, UT, provides both one-time policy evaluations and recurring service options for ongoing coverage adjustments. Condo insurance policies protect personal property, interior structures, and liability risks that building master policies often exclude. Clients may choose a one-time consultation to review their current exposure or establish an annual renewal review as a recurring service. Coverage can include loss assessment protection and personal liability extensions specific to condominium living. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preference for regular policy updates.
When winter storms or spring runoff threaten the condition of a Draper condo, One Stop Insurance LLC assists owners in securing proper coverage for common walls, interior fixtures, and personal liability. This Draper-based agent focuses on aligning policy deductibles and loss-assessment endorsements with each homeowner association’s master plan. For a new client, the first step is a thorough review of the existing HOA documents and a walk-through inspection of the unit’s finishes and high-cost appliances.
Adam Ware: Allstate Insurance in Draper, UT, specializes in providing tailored condo insurance policies that cover individual unit interiors, personal liability, and loss of use. It serves as a local resource for condo owners seeking to understand the coverage gaps between their association’s master policy and their personal needs. The agency helps navigate policy options to protect personal belongings and units from common perils. As winter approaches in the area, it assists clients in ensuring their policies address potential damage from frozen pipes.
Serving homeowners and property managers, Banasky Insurance, Inc. in Draper, UT, provides condo insurance tailored to protect individual units and shared building elements. Their policies typically cover personal belongings, liability, and interior structures often excluded by a condo association’s master plan. They assist clients in understanding the gap between a personal policy and the HOA’s coverage to ensure full protection. The agency also extends its services to clients in the Sandy area of the Salt Lake Valley metro.
Rocky Mountain Insurance works with Draper condo owners to find appropriate coverage for individual units and shared building structures. It also offers specialty add-ons for common condo exposures, including loss assessment protection and enhanced personal property limits. The company helps homeowners understand how master policies interact with individual plans. For commercial sector needs, the agency provides insurance solutions for offices, warehouses, and food service operations in the region.
Auto-Owners Insurance Draper Regional Office serves clients throughout Draper, Utah, and the surrounding communities in Salt Lake and Utah counties. It handles condo insurance needs, including coverage for individual units, common area liability, and personal property protection tailored to condominium associations and unit owners. The agency applies a consultative approach to assess each client’s specific policy requirements, comparing building structure rules and individual possessions to determine appropriate coverage limits. Every typical job begins with a thorough review of the client’s HOA master policy to identify potential gaps.
Millstone Insurance Group in Draper, Utah, is known for offering tailored coverage options designed specifically for condo owners. Its service range encompasses policies that protect individual units, personal belongings, and liability exposures from events common to this region. Condo insurance agents here help owners navigate master policy gaps and match deductibles to local HOA requirements. A specialty service this company can add on is loss assessment coverage, which protects unit owners against special assessments levied by their homeowners association for shared property damage.
Mike LeBaron - State Farm Insurance Agent in Draper, UT, focuses on residential condo insurance, helping local owners protect their individual units and personal belongings. The agency also provides commercial coverage for small businesses and association needs within the broader Salt Lake Valley area. Each policy is tailored to address common regional risks like weather exposure and liability claims. Returning clients often schedule annual policy reviews or request adjustments when renovating or acquiring new property between regular seasonal visits.
What Does a a Condo Insurance Agent in Draper Cost?
Condo insurance in Utah typically costs between 200 and 600 dollars per year for a standard policy. Factors such as your unit location in Draper, the deductible amount, and the value of your personal property can change the premium. Higher coverage limits for valuable items or liability may increase the cost. This is general information, not insurance advice.
About condo insurance agents in Draper
Condo insurance agents in Draper Utah help you understand the coverage gap between your unit and the HOA master policy. Utah law requires HOAs to insure common areas but not your personal property or interior finishes. A local agent can tailor a policy to protect your belongings and provide liability coverage for incidents inside your unit.
Frequently Asked Questions
What does condo insurance cover in Utah?
Condo insurance in Utah typically covers your personal property, interior walls and fixtures, and liability for injuries in your unit. It also provides loss of use coverage if your condo becomes uninhabitable. The HOA master policy usually covers the building structure and common areas.
Do I need condo insurance if the HOA has a master policy in Draper?
Yes, the HOA master policy in Utah generally does not cover your personal belongings, upgrades, or liability for accidents inside your unit. Condo insurance fills these gaps and is often required by your mortgage lender. A local agent can help you determine the right amount of coverage.
How does Utah law affect condo insurance requirements?
Utah Code 57-8-44 requires HOAs to maintain property insurance on common areas but does not mandate coverage for individual units. This means you are responsible for insuring your own interior and personal property. A Draper agent can explain how this statute affects your policy limits.
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