The top-rated condo insurance agent in Bothell, Washington is David Strasser - State Farm Insurance Agent, rated 5.0 stars across 433 reviews. Other highly rated options include Lorenzo Valdivia Jr - State Farm Insurance Agent, Rocio Luna-Culotti - State Farm Insurance Agent, Autumn Nelson - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Bothell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Strasser - State Farm Insurance Agent | 18404 120th Ave NE Unit 103 | (425) 318-8964 |
| 2 | Lorenzo Valdivia Jr - State Farm Insurance Agent | 17901 Bothell Everett Hwy Ste F-105 | (425) 408-0576 |
| 3 | Rocio Luna-Culotti - State Farm Insurance Agent | 22020 17th Ave SE #220 | (425) 318-4143 |
| 4 | Autumn Nelson - State Farm Insurance Agent | 12900 NE 180th St #220 | (425) 483-5400 |
| 5 | Nancy Pipinich - State Farm Insurance Agent | 10134 Main St | (425) 481-6217 |
| 6 | ProStar Insurance | 10308 NE 183rd St | (425) 881-2400 |
| 7 | Joel Hensel - State Farm Insurance Agent | 19201 120th Ave NE #106 | (425) 455-1400 |
| 8 | Kristina Frazier - State Farm Insurance Agent | 11801 NE 160th St ste b | (425) 488-0449 |
| 9 | Goosehead Insurance - Vy Tang | 22722 29th Dr SE UNIT 100 | (425) 523-7937 |
| 10 | Farmers Insurance - Job DeSantiago | 22232 17th Ave SE Ste 212 | (425) 961-6152 |
David Strasser - State Farm Insurance Agent serves the Bothell, WA area and the greater King County metro region, offering specialized condo insurance policies tailored to individual unit owners. The agency helps clients understand master policy coverage gaps and secures protection for personal property and interior building fixtures specific to condominium associations in Washington state. It handles liability coverage and loss assessment protection for common area damages affecting unit owners.
Lorenzo Valdivia Jr - State Farm Insurance Agent provides comprehensive condo insurance services, helping clients protect their units and personal belongings against common risks. It assists with tailoring coverage options to meet individual needs, including liability protection and loss assessment. The office offers ongoing policy management support, making adjustments easy when circumstances change. Lorenzo Valdivia Jr - State Farm Insurance Agent serves single-family homes, apartments, retail spaces, and restaurants in Bothell, WA.
Rocio Luna-Culotti - State Farm Insurance Agent in Bothell, WA, serves homeowners, property managers, and condo owners seeking tailored coverage for their individual units and shared building structures. The agency helps clients assess liability, dwelling, and personal property needs specific to condo associations and bylaws. It provides guidance on loss assessment coverage and deductible options to protect against unexpected repairs. In addition to serving Bothell, the agency also assists customers in neighboring Mill Creek with their condo insurance requirements.
Serving Bothell and the surrounding communities of Snohomish County, Autumn Nelson - State Farm Insurance Agent handles comprehensive condo insurance needs for local homeowners associations and individual unit owners. The agency addresses specific coverages for interior fixtures, personal property, and liability exposures unique to condo living. For a typical job, it reviews the master policy details to identify coverage gaps, then structures a personal policy that aligns with the association’s requirements and the client’s asset protection goals.
Nancy Pipinich - State Farm Insurance Agent in Bothell, WA, offers services that differentiate between a one-time condo insurance policy quote and an ongoing, scheduled renewal process. Coverage typically includes dwelling protection for interior fixtures and liability coverage for common area assessments. Assistance with personal property valuation and loss assessment endorsements is provided for unit owners. Service for new clients begins with one-time consultation and quote preparation, while existing accounts receive scheduled annual policy reviews and as-needed support throughout the policy term.
ProStar Insurance offers specialized condo insurance services for Bothell residents, ensuring coverage for individual units and shared building structures. The agency generally works to protect personal belongings and liability risks within homeowners association frameworks. It helps clients understand their policy boundaries, including what the master policy covers versus what owners must secure separately. This assistance proves particularly valuable during winter months, when frozen pipes or ice damming threats often emerge for local condo owners.
As the Pacific Northwest winter rains arrive, Bothell condo owners often review their coverage for water damage and liability. Joel Hensel - State Farm Insurance Agent provides tailored condo insurance policies covering common area assessments and personal property. Serving the local community, the agency helps residents understand what their master policy does not include. They recommend reviewing coverage gaps for interior improvements or special assessments from the condo association. Protection begins with scheduling a personal policy inspection to evaluate individual unit exposures and current deductibles.
Kristina Frazier - State Farm Insurance Agent in Bothell, WA provides condo insurance policies tailored for individual unit owners. This work includes helping clients protect their personal property and interior building elements not covered by the condo association's master policy. Specialty add-ons such as loss assessment coverage and sewer backup protection can also be arranged. Commercial sectors this agent can serve include local offices, neighborhood retail warehouses, and nearby food service establishments requiring landlord or tenant business liability policies.
Goosehead Insurance - Vy Tang provides residential condo insurance services in Bothell, WA, helping owners protect their units and personal belongings. The agency also offers commercial coverage for condominium associations or rental properties within the surrounding area. Policies are tailored to address local needs, such as shared building structures and liability requirements. Clients receive ongoing follow-up support after a policy is issued, including assistance with coverage adjustments between regular visits to ensure continued protection as circumstances change.
Farmers Insurance - Job DeSantiago is known for offering tailored condo insurance solutions to property owners in Bothell, WA. Its service range includes coverage for individual unit structures, personal belongings, and liability protection against accidents within the condo. The agency assists clients in navigating the complexities of master policy gaps and association requirements common to this region. As a specialty service, it can add on loss assessment coverage to help protect owners from unexpected charges levied by the homeowners' association after a covered event.
What Does a a Condo Insurance Agent in Bothell Cost?
The cost of condo insurance in Washington typically ranges from 200 to 600 dollars per year for a standard HO-6 policy. Factors that affect the premium include the location of the condo in Bothell, the amount of personal property coverage, the deductible chosen, and the age of the building. This is general information and not insurance advice.
About condo insurance agents in Bothell
Condo insurance agents in Bothell Washington help you find coverage that meets the unique needs of condominium owners. Washington state law requires condo associations to carry master policies, but individual unit owners still need their own HO-6 policy to cover personal property and interior improvements. A local agent can explain how these policies work together to protect your investment.
Frequently Asked Questions
What does a condo insurance agent in Bothell do?
A condo insurance agent helps you compare policies from different insurers to find coverage for your personal belongings, interior walls, and liability. They can also explain how your policy interacts with the condo associations master policy. In Washington, agents must be licensed by the Office of the Insurance Commissioner.
Is condo insurance required in Washington state?
Washington state law does not require individual condo owners to carry insurance, but most mortgage lenders do require it. Additionally, many condo associations in Bothell require unit owners to have a minimum amount of liability coverage as stated in the associations bylaws.
How does Washington state law affect condo insurance coverage?
Washington state law (RCW 64.34) governs condominium associations and their master policies. This law defines what the association must insure, such as common areas and the building structure. Your personal condo insurance policy fills gaps for items not covered by the master policy, such as interior upgrades and personal property.
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