The top-rated condo insurance agent in Kent, Washington is Cesar Ramos - State Farm Insurance Agent, rated 5.0 stars across 2,801 reviews. Other highly rated options include Heritage, Scott Kizer - State Farm Insurance Agent, A'lan Edmonson - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Kent.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cesar Ramos - State Farm Insurance Agent | 26019 104th Ave SE Suite 102 | (253) 277-8418 |
| 2 | Heritage | 24401 104th Ave SE #102 | (253) 638-8142 |
| 3 | Scott Kizer - State Farm Insurance Agent | 13106 SE 240th St Suite 101 | (253) 398-2746 |
| 4 | A'lan Edmonson - State Farm Insurance Agent | 18000 72nd Ave S #171 | (253) 833-2500 |
| 5 | Vern Fonk Insurance | 23830 Pacific Hwy S Ste 101 | (206) 408-5797 |
| 6 | Kyle J MacVicar: Allstate Insurance | 13121 SE Kent-Kangley Rd Ste 103 | (253) 639-1555 |
| 7 | Farmers Insurance - Kevin Busby | 13215 SE 240th St A | (253) 872-7366 |
| 8 | Farmers Insurance - Marisela Ibarra | 204 Central Ave N #102 | (253) 835-5715 |
| 9 | Craig Romney - State Farm Insurance Agent | 24255 104th Ave SE | (253) 859-0910 |
| 10 | Doug Jones - State Farm Insurance Agent | 124 4th Ave S #210 | (253) 850-3226 |
Cesar Ramos - State Farm Insurance Agent serves Kent, Washington, and the surrounding King County area, specializing in condo insurance for local homeowners and associations. This agency helps residents understand the specific coverage needed for their individual condo units, including personal property and liability protection. It also assists with policy adjustments to align with a condominium association’s master policy. The office handles personalized condo insurance reviews and claims assistance.
Heritage provides a full range of condo insurance services for property owners in the Kent, Washington area, including risk assessment, policy selection, and claims assistance. The company offers regular policy review plans to ensure coverage keeps pace with changing property values and local regulations. Maintenance guidance helps clients prevent common issues like water damage and liability concerns. Heritage serves single-family homes, apartments, retail spaces, and restaurants.
Scott Kizer's State Farm Insurance Agency in Kent, Washington, primarily serves homeowners, condo owners, and property managers seeking specialized coverage for their properties. The agency focuses on tailoring condo insurance policies that address building and personal property protection, along with liability and loss assessment needs common in multifamily dwellings. Clients receive guidance on understanding master policy coverage gaps and selecting appropriate personal endorsements. The agency also extends its services to property owners across the greater Seattle metro area, including nearby communities such as Covington and Federal Way.
A'lan Edmonson - State Farm Insurance Agent serves Kent, Washington, and the surrounding communities with condo insurance policies. The office assists clients in protecting their condominium units, personal belongings, and liability exposure within the specific local market. It provides guidance on the common gaps between a master policy and an individual unit owner's coverage. The agent helps homeowners understand deductible options and loss assessment protection unique to condo associations. To handle a typical job, the office first reviews the condo association's master policy to identify coverage deficiencies before tailoring a personal unit policy.
As winter storms approach the Seattle area, Kent condo owners often seek to ensure their policies cover water intrusion from shared roofs and exterior walls. Vern Fonk Insurance responds to these needs by helping local residents understand the master policy's limitations. The company assists in tailoring individual HO-6 policies to fill those specific gaps. Each assessment begins with a thorough review of the unit's existing homeowners association documents. This analysis is followed by a detailed inspection of the unit's unique layout and features.
Kyle J MacVicar: Allstate Insurance in Kent, WA, provides condo insurance that distinguishes between a one-time policy for a single transaction and recurring annual coverage that renews with each term. Their policies protect personal property, liability for accidents within the unit, and building alterations made by the owner. They also cover loss of use if the condo becomes uninhabitable. Service runs on both a scheduled renewal basis for established clients and an as-needed basis for one-time policy quotes or mid-term adjustments.
Farmers Insurance - Kevin Busby offers condo insurance policies tailored to individual unit owners in Kent, Washington. It provides general coverage that protects personal belongings, liability, and interior structural improvements. The agency helps residents navigate their unique responsibilities regarding shared building insurance. During the rainy season, it assists owners in understanding how to extend coverage for water damage from leaks or faulty pipes that the master policy may not fully address.
Farmers Insurance - Marisela Ibarra assists residents in Kent, Washington, with securing financial protection for their property against common perils such as fire, theft, and weather damage. The agency specializes in condo insurance, tailoring coverage to address shared walls, association requirements, and personal liability concerns unique to condominium owners. Beyond basic policies, it can help clients assess deductible options and add endorsements for valuable personal items or water backups. The firm serves individual homeowners as well as commercial sectors including offices, warehouses, and food service operations.
As autumn storms arrive in Kent, WA, condo owners often need to reassess their coverage for wind and water damage risks. Craig Romney - State Farm Insurance Agent helps residents customize policies that address these specific regional concerns. Their approach focuses on protecting personal belongings and interior walls while also covering liability for common-area incidents. For potential clients, the process begins with a thorough walk-through of the condo unit to identify coverage gaps and accurately calculate rebuilding costs for the owner’s portion of the structure.
Doug Jones - State Farm Insurance Agent in Kent, WA provides residential condo insurance services tailored to individual unit owners. Commercial coverage options are also available for small business properties in the surrounding area. Serving Kent and nearby communities, the agency advises condo owners on protecting personal belongings and interior fixtures. Clients can return for regular policy reviews or updates between annual renewal visits, ensuring their coverage remains aligned with any changes in their condo association requirements or personal needs.
What Does a a Condo Insurance Agent in Kent Cost?
The cost of a condo insurance policy in Washington typically ranges from 300 to 700 dollars per year for a standard unit. Factors affecting the premium include the unit location coverage limits deductible amount and the insurance score of the policyholder. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your situation.
About condo insurance agents in Kent
A condo insurance agent in Kent Washington helps you protect your unit and personal belongings. Washington state law requires condo associations to have a master policy, but you still need your own HO-6 policy for interior walls fixtures and personal liability. An agent can explain how the master policy and your individual coverage work together.
Frequently Asked Questions
What does a condo insurance agent in Kent do?
A condo insurance agent in Kent helps you choose an HO-6 policy that covers your personal property interior improvements and liability. They also explain how your coverage coordinates with the condo association master policy.
Do I need condo insurance in Washington state?
Yes, most lenders require condo insurance for a mortgage. Even if you own your unit outright, an HO-6 policy protects your belongings and provides liability coverage for accidents inside your unit.
What is typically covered by a Washington condo insurance policy?
A standard HO-6 policy covers personal property interior fixtures and improvements not covered by the master policy. It also includes loss of use coverage and personal liability protection. Washington law does not mandate specific coverage amounts but lenders often require minimum limits.
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