The top-rated condo insurance agent in Everett, Washington is Vern Fonk Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include McClain Insurance Services, Grace Bocalan - State Farm Insurance Agent, Mike Ramirez - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 3531 Rucker Ave Suite A | (425) 434-4036 |
| 2 | McClain Insurance Services | 10410 19th Ave SE STE 100 | (425) 379-9200 |
| 3 | Grace Bocalan - State Farm Insurance Agent | 3715 Colby Ave | (425) 252-5121 |
| 4 | Mike Ramirez - State Farm Insurance Agent | 4809 132nd St SE A103 | (425) 823-2500 |
| 5 | Luigi Damian - State Farm Insurance Agent | 4522 Evergreen Wy | (425) 423-9800 |
| 6 | The Miller Insurance Agency of Washington | 3301 Hoyt Ave | (425) 212-3505 |
| 7 | Freeway Insurance | 11802 Evergreen Wy #106 | (425) 434-4154 |
| 8 | Monte Cain - State Farm Insurance Agent | 6928 Evergreen Wy | (425) 374-8077 |
| 9 | Calrose Insurance | 2231 Broadway | (425) 252-5188 |
| 10 | Farmers Insurance - Mary Allred | 909 SE Everett Mall Way Ste C318 | (425) 513-6204 |
Vern Fonk Insurance in Everett, Washington assists condominium owners with coverage for their individual units and personal liability. Specialty add-ons include protection for valuable personal property and loss assessment coverage for shared building components. Condo insurance policies can address water damage from internal plumbing and temporary living expenses during repairs. The company works with clients from various commercial sectors, including small offices, warehouses, and food service establishments needing tailored policies for their unique exposures.
McClain Insurance Services serves condo owners throughout the greater Everett area, including Snohomish County. As a dedicated condo insurance agency, it helps property owners secure coverage tailored to individual unit needs, including protection for personal belongings and interior fixtures. It also advises clients on how to align their policies with the master association insurance maintained by their building. The agency assists with specialized loss assessment coverage and liability protection for common areas the owner may share with other residents.
Grace Bocalan - State Farm Insurance Agent in Everett, WA, provides condo insurance services tailored to the needs of local property owners. Service and maintenance plans help clients protect their investments against common perils such as fire and theft. The agency works primarily with individuals seeking coverage for single-family homes and apartments. It also offers policies for retail spaces and restaurants, ensuring various property types in the area are properly insured.
Homeowners, condo owners, and property managers in Everett, Washington turn to Mike Ramirez - State Farm Insurance Agent for specialized condo insurance policies. This agency helps clients understand the distinction between HOA master policies and personal unit coverage, tailoring policies to protect interior fixtures and personal liability. Condo insurance agents in the area typically guide residents through assessing adequate dwelling and loss assessment coverage. The agency also serves clients in the neighboring community of Marysville, ensuring comprehensive protection for condominium owners throughout Snohomish County.
Serving Everett and the surrounding communities of Snohomish County, Luigi Damian - State Farm Insurance Agent handles all aspects of condo insurance, from individual unit coverage to master policy gap solutions. Policies are tailored to protect personal belongings and liability within the residential space. For a typical job, the agency begins by reviewing the homeowner association’s master policy to identify coverage gaps, then customizes a personal policy to fill those specific needs.
Specializing in policies that protect condo owners from interior water damage and liability claims, The Miller Insurance Agency of Washington serves homeowners in Everett. It offers personalized guidance through the unique coverage gaps that exist between master policies and individual unit needs. The agency helps clients assess appropriate deductibles and loss assessment coverage. During the rainy Pacific Northwest winter, it assists with reviewing flood exposure risks and ensuring adequate protection against mold-related damage.
Freeway Insurance serves the Everett, Washington area by providing residential condominium coverage tailored to individual unit owners. The agency also offers commercial insurance options for local businesses seeking property and liability protection. Clients in Snohomish County can expect knowledgeable guidance on standard condo policies and their unique coverage needs. For continued peace of mind, the office encourages policyholders to return for annual policy reviews or to adjust coverage between regular visits.
When a condo owner needs to protect their unit, a one-time service can review a single policy for gaps, while a scheduled service provides ongoing annual reviews as coverage needs change. A condo insurance agent in Everett, WA, can help align a policy with a homeowner association’s master plan. Regular adjustments may be needed when a complex upgrades its common areas or when you remodel your interior. Service is provided on both a one-time and as-needed basis to accommodate different policy management requirements.
As winter storms approach the Pacific Northwest, Everett condo owners often review their insurance coverage to guard against potential water damage. Calrose Insurance addresses this seasonal concern by specializing in policies tailored for Washington’s residential condominiums. The team focuses on matching individual unit needs with appropriate liability and dwelling protection, considering local building regulations and common HOA master policies. New clients can expect a thorough initial consultation, during which an agent reviews inventory lists and existing insurance summaries before arranging a quick property walkthrough to complete the assessment.
Farmers Insurance - Mary Allred provides comprehensive coverage for condominium owners in Everett, Washington. This agency specializes in tailoring condo insurance policies, often including supplementary protections for personal property, liability, and loss assessment. Policies are designed to fill gaps left by master building insurance, ensuring individual unit protection. Commercial sectors such as offices, warehouses, and food service establishments can also obtain tailored insurance solutions through this Everett-based agency.
What Does a a Condo Insurance Agent in Everett Cost?
Condo insurance in Washington typically costs between $200 and $500 per year for a standard HO-6 policy. Factors like your unit location in Everett, the deductible amount, and coverage limits affect the price. This is general information and not insurance advice.
About condo insurance agents in Everett
A condo insurance agent in Everett Washington helps you understand the unique coverage needs for your unit. Washington state law requires HO-6 policies to cover gaps left by the condo associations master policy. Local agents can explain how the Washington Condominium Act affects your personal liability and loss assessment coverage.
Frequently Asked Questions
What does a condo insurance agent in Everett do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior walls, and liability. They also explain how your policy works with the associations master policy under Washington law.
Do I need condo insurance in Washington state?
Yes, most mortgage lenders require an HO-6 policy. Washington law does not mandate it, but your condo association bylaws usually require proof of coverage. An agent can help you meet these requirements.
How does Washington law affect condo insurance?
Washington Revised Code 64.34 governs condominiums. It defines what the association must insure (common areas) and what you must insure (your unit interior and personal property). An agent can explain these rules.
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