The top-rated disability insurance agent in Tempe, Arizona is Nationwide Insurance: Ceo Insurance & Financial Services LLC, rated 5.0 stars across 459 reviews. Other highly rated options include Globe Life Liberty National Division: Carder Agency, Riseson Insurance, AZ Insurance Team. This directory lists 17 disability insurance agents serving Tempe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nationwide Insurance: Ceo Insurance & Financial Services LLC | 8400 S Kyrene Rd Ste 230 | (480) 270-2935 |
| 2 | Globe Life Liberty National Division: Carder Agency | 9280 S Kyrene Rd Suite 101 | (480) 427-3925 |
| 3 | Riseson Insurance | 64 E Broadway Rd STE 200, Office 285 | (602) 460-5470 |
| 4 | AZ Insurance Team | 442 E Southern Ave | (480) 535-5709 |
| 5 | Sharon Layman - State Farm Insurance Agent | 4411 S Rural Rd Ste 104 | (480) 345-2886 |
| 6 | 1st Insurance Group | 2033 E Warner Rd STE 102 | (480) 883-9977 |
| 7 | Inszone Insurance Services | 1231 W Warner Rd #104 | (480) 961-0101 |
| 8 | The Perkins Agency | 5235 S Kyrene Rd suite 215 | (602) 529-4878 |
| 9 | HealthMarkets Insurance - Mark Slemons | 4411 S Rural Rd Suite 201 Suite 201 | (480) 535-0114 |
| 10 | Hayden & Hayden Agency, Inc. | 5225 S McClintock Dr C | (480) 345-7226 |
Nationwide Insurance: Ceo Insurance & Financial Services LLC serves the Phoenix metro area and Maricopa County from its Tempe, Arizona location. This agency focuses on providing disability insurance coverage to local residents. Disability insurance replaces a portion of lost income when an illness or injury prevents someone from working. The company helps individuals and businesses understand policy options that fit different needs and budgets. It handles short-term disability plans for temporary recovery periods and long-term disability policies for extended or permanent leave from work.
Globe Life Liberty National Division: Carder Agency provides disability insurance agent services in the Tempe, Arizona area. The company assists clients in securing income protection plans that replace lost wages when an injury or illness prevents them from working. Ongoing service includes policy reviews, claim assistance, and adjustments to coverage as client needs evolve. The agency handles single-family homes, apartments, retail, and restaurants.
Riseson Insurance serves homeowners, renters, and small business owners in Tempe who need disability coverage to protect their income. The agency helps clients understand policy options that replace lost wages during illness or injury, focusing on individual and group disability insurance plans. It assists with comparing benefit periods, elimination periods, and waiting requirements. Riseson Insurance also provides services to residents in Mesa and the greater East Valley region.
AZ Insurance Team serves Tempe and the surrounding Phoenix metropolitan communities, handling disability insurance cases for both individuals and small businesses in the area. It guides clients through the process of securing income protection policies that cover a portion of lost earnings due to illness or injury. The agency works closely with applicants to clarify policy terms and exclusions, ensuring they understand their coverage. For each case, it begins by reviewing the client’s occupation and financial situation before comparing suitable policy options tailored to their specific needs.
Sharon Layman operates as a disability insurance agent in Tempe, AZ, where service options include a one-time policy review or an ongoing recurring relationship for life changes and benefit adjustments. Coverage addresses income protection from illness or injury, tailored to individual occupation and lifestyle needs. Service runs on a one-time, scheduled, or as-needed basis, depending on the client’s preference for permit renewals or claim consultations.
1st Insurance Group in Tempe, Arizona provides disability insurance agent services, specializing in helping individuals secure income protection policies to replace lost wages during illness or injury. The general service work includes assessing clients’ employment types, earnings, and routine coverage needs to match them with appropriate plans. Common seasonal concerns involve assisting self-employed clients before tax filing season to adjust coverage limits based on fluctuating annual income.
Inszone Insurance Services in Sun City West, Arizona provides a full range of disability insurance agent services, including helping clients select appropriate income protection plans. The company also offers ongoing policy maintenance and periodic reviews to ensure coverage remains aligned with changing needs. These consultations help clarify benefit structures for local professionals and small business owners in the area. Their specialty extends to serving clients residing in single-family homes, apartments, retail spaces, and restaurants.
As seasons change and local businesses and contractors in Tempe adjust their operations, the need for reliable income protection often becomes more pressing. The Perkins Agency responds by offering guidance on disability insurance policies tailored to individual circumstances. They help clients understand how these plans can provide financial stability during unexpected health challenges. An initial assessment of current coverage and long-term needs typically begins the process of identifying suitable options.
HealthMarkets Insurance in Tempe, Arizona helps individuals and businesses select disability insurance plans that provide income protection if illness or injury prevents work. Mark Slemons guides clients in understanding policy options, including coverage for short-term and long-term needs. This agency supports local professionals and companies seeking financial security through customized benefits. It serves a variety of commercial sectors, including corporate offices, distribution warehouses, and food service establishments.
Hayden & Hayden Agency, Inc. handles residential disability insurance needs in the Tempe area, helping individuals secure coverage for lost income due to illness or injury. The agency also assists local businesses with commercial disability policies designed to protect their operations and key personnel. They serve clients throughout Tempe and the surrounding communities. After an initial policy is set up, the agent often reaches out for follow-up discussions or adjusts coverage when clients request updates between regular annual visits.
What Does a a Disability Insurance Agent in Tempe Cost?
Disability insurance agent services in Arizona are usually paid through commissions from the insurance company, so there is no direct fee to you for policy purchase. Typical individual disability insurance premiums range from 1% to 3% of your annual income, depending on age, health, and occupation. Costs vary by case and policy features. This is general information, not insurance advice.
About disability insurance agents in Tempe
Disability insurance agents in Tempe, Arizona help individuals and businesses find coverage that meets their needs. Arizona law requires insurers to follow specific claim handling rules under ARS Title 20. Local agents can guide you through the process of selecting a policy or appealing a denied claim.
Frequently Asked Questions
What does a disability insurance agent in Tempe do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They do not provide legal advice but can assist with paperwork and understanding policy terms. In Arizona, agents must be licensed by the Arizona Department of Insurance.
How do I choose a disability insurance agent in Tempe?
Look for an agent with experience in disability insurance and knowledge of Arizona regulations. Check their license status on the Arizona Department of Insurance website. Ask about their familiarity with local insurers and policy types.
Are there time limits for filing a disability claim in Arizona?
Yes, Arizona law does not set a specific claim deadline, but most policies require prompt notification. For appeals, you typically have 180 days from the denial date under ERISA for group plans. Individual policies may have different time frames stated in the contract.
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