The top-rated disability insurance agent in Brentwood, California is Julio Martinez - State Farm Insurance Agent, rated 5.0 stars across 269 reviews. Other highly rated options include Ross Lopez - State Farm Insurance Agent, Terry Nguyen - State Farm Insurance Agent, Farmers Insurance - Raul Diaz. This directory lists 23 disability insurance agents serving Brentwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julio Martinez - State Farm Insurance Agent | 2200 Sand Creek Rd ste d | (925) 432-2129 |
| 2 | Ross Lopez - State Farm Insurance Agent | 71 K, Sand Creek Rd | (925) 634-0330 |
| 3 | Terry Nguyen - State Farm Insurance Agent | 1120 2nd St #107 | (925) 513-1200 |
| 4 | Farmers Insurance - Raul Diaz | 9030 Brentwood Blvd STE H | (925) 679-2300 |
| 5 | Jose Martinez - State Farm Insurance Agent | 2200 Sand Creek Rd Ste D | (925) 634-2333 |
| 6 | Zeigler Insurance | 1300 Central Blvd Ste B | (925) 634-1240 |
| 7 | Mark Murray - State Farm Insurance Agent | 4431 Balfour Rd C | (925) 392-3228 |
| 8 | Circadian Insurance Brokers | 8440 Brentwood Blvd suite h | (925) 417-8500 |
| 9 | Stephanie Loureiro: Allstate Insurance | 613 1st St Ste 203 | (925) 634-1234 |
| 10 | Farmers Insurance - EJ Paje | 191 Sand Creek Rd Suite 202B | (650) 897-5540 |
Julio Martinez - State Farm Insurance Agent serves Brentwood and the surrounding Contra Costa County area, specializing in disability insurance coverage for local residents and professionals. This agency helps clients understand the financial protection that such policies can provide against income loss due to injury or illness. Disability insurance agents in this region often assist with tailoring benefits to match individual occupation types and income levels. The agency specifically handles short-term and long-term disability insurance plans to secure ongoing earnings during unexpected health setbacks.
Ross Lopez - State Farm Insurance Agent in Brentwood, CA, offers disability insurance coverage to help replace lost income if an injury or illness prevents work. The agency provides guidance on policy options and assists clients with claims or policy adjustments as needs change. This service supports individuals in safeguarding their financial stability during periods of temporary or long-term disability. The firm serves clients including homeowners of single-family residences, apartment dwellers, retail employees, and restaurant workers in the local area.
Terry Nguyen in Brentwood, CA provides disability insurance for those choosing between a one-time policy purchase or a recurring plan with ongoing coverage. Individual disability insurance helps replace a portion of income if a person becomes unable to work due to illness or injury. As a local agent, Terry gives residents straightforward policy guidance to protect their earnings. Coverage selection and application assistance are offered on an as-needed basis, with no obligation to schedule appointments annually.
Farmers Insurance - Raul Diaz in Brentwood, CA serves homeowners, businesses, and property managers seeking disability insurance solutions. The agency helps clients protect their income by identifying suitable short-term and long-term disability coverage options to fit individual needs. As a local resource, it also assists with policy comparisons and plan adjustments for changing circumstances. The agency extends its services to nearby communities within the East Bay metro area, including Antioch and Oakley.
Jose Martinez - State Farm Insurance Agent serves Brentwood, California, and the surrounding East Bay communities. The agency handles disability insurance policies, assisting local residents and small business owners. It works with clients to evaluate coverage needs based on their income and occupation. To understand each person's specific situation, the agent reviews their current protections and financial obligations. The typical job begins with a consultation to identify potential gaps in coverage, then presents tailored plan options from a major national insurer.
Zeigler Insurance offers specialized disability insurance services, helping clients in Brentwood secure coverage that protects their income if they are unable to work due to illness or injury. The agency also provides general guidance on policy options, helping individuals evaluate benefit periods, elimination periods, and occupation-specific provisions. For those entering a new career or starting a family in the area, the firm helps address how a sudden disability could disrupt their financial stability during these transitional periods.
As local families in Brentwood adjust their budgets for the new year, the need for dependable income protection often becomes a priority. Mark Murray - State Farm Insurance Agent supports area residents by offering consultation on disability insurance plans designed to replace lost wages during illness or injury. Clients discuss their job duties and coverage gaps with the agent to find a suitable policy. An initial needs assessment appointment then helps clarify how much income replacement may be necessary for each household.
Circadian Insurance Brokers provides disability insurance services to residential clients in the Brentwood area, helping individuals secure income protection for illness or injury. The agency also offers commercial disability coverage for local businesses in need of group or key-person policies. Serving clients throughout Brentwood, the firm focuses on matching policies to specific financial needs. Between regular policy reviews or life changes, clients often return for follow-up assistance with coverage adjustments or claims support.
Stephanie Loureiro: Allstate Insurance provides assistance to individuals seeking coverage that addresses income loss due to injury or illness, serving the Brentwood area. As a disability insurance agent, the company helps clients evaluate policies that offer financial protection when an individual cannot work. This includes guidance on plan features, waiting periods, and benefit durations tailored to different professions. It serves various commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - EJ Paje is known as a disability insurance agent serving the Brentwood, CA area. The firm helps clients evaluate income protection options for illness or injury that prevents work. General services include explaining policy terms, comparing benefit periods, and coordinating with employers or individual applicants. The agent assists residents in understanding elimination periods and coverage limits. A specialty service it can add on is a tailored review of existing disability policies to identify gaps in current coverage.
What Does a a Disability Insurance Agent in Brentwood Cost?
Disability insurance agent services in California typically do not charge you directly; they earn commissions from the insurance company. Premiums for a private policy can range from 1% to 3% of your annual income, or about $50 to $300 per month for a typical plan. Costs vary based on your age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Brentwood
A disability insurance agent in Brentwood, California can help you understand your policy options and file claims. California law requires certain employers to provide State Disability Insurance (SDI) but private agents offer supplemental coverage. Local agents know the Brentwood market and can guide you through the process.
Frequently Asked Questions
What does a disability insurance agent in Brentwood do?
A disability insurance agent helps you choose a policy, file claims, and understand your benefits. They work with private insurers to provide income protection if you become unable to work. In California, agents must be licensed by the state Department of Insurance.
How is California disability insurance different from other states?
California has a mandatory State Disability Insurance (SDI) program that provides partial wage replacement. Private disability insurance agents can help you get additional coverage beyond SDI. California also has strict time limits for filing claims, usually within 49 days of becoming disabled.
What should I look for in a disability insurance agent in Brentwood?
Look for an agent licensed in California with experience in disability insurance. Ask about their knowledge of California SDI rules and private policy options. A good agent will explain policy exclusions and waiting periods clearly.
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