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Browse disability insurance agents serving Carlsbad, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Carlsbad, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 disability insurance agents in Carlsbad, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hayek Insurance
2777 Jefferson St Suite 203-D, Carlsbad, CA 92008
(800) 860-8835
hayekinsurance.com
Alta Vista Insurance Agency
2585 Pio Pico Dr Suite 100, Carlsbad, CA 92008
(844) 629-1500
altavistainsurance.com
Ken May Insurance Services
3146 Tiger Run Ct #114, Carlsbad, CA 92010
(760) 893-8055
kenmayinsurance.com
JP Hayes Insurance Agency
3129 Tiger Run Ct Ste 201, Carlsbad, CA 92010
(760) 935-3429
jphayesinsurance.com
SSA Insurance Services
2556 Gateway Rd, Carlsbad, CA 92009
(760) 607-6177
ssainsuranceservices.com
Benefits by Design Insurance Services
1902 Wright Pl 2nd Floor, Carlsbad, CA 92008
(760) 696-3573
benefitsbydesignca.com
Pacific Edge Insurance
1938 Kellogg Ave, Carlsbad, CA 92008
(760) 547-2622
pacificedgeinsurance.com
Health Insurance Services
2888 Loker Ave E #221, Carlsbad, CA 92010
(760) 672-3666
healthsecurity1.com
ISC MGA
1811 Aston Ave Suite 200, Carlsbad, CA 92008
(888) 531-4722
iscmga.com
ServicePro Insurance Solutions
2173 Salk Ave Suite 250 #42, Carlsbad, CA 92008
(760) 965-7675
serviceproinsurance.com
Advanced Brokers Insurance Services
325 Carlsbad Village Dr G2, Carlsbad, CA 92008
(858) 436-7999
advancedbrokersinc.com
SPF Insurance Services Carlsbad
7736 Via Rico, Carlsbad, CA 92009
(619) 937-3635
spfinsurance.com
Consumer Insurance Services Inc
5355 Avenida Encinas suite 208b, Carlsbad, CA 92008
(760) 434-5050
consumerinsuranceservicesinc.com
BF Insurance Agency
1902 Wright Pl #160, Carlsbad, CA 92008
(760) 405-8999
bfinsuranceagency.com
Diamond Valley Insurance Services
2011 Palomar Airport Rd #121, Carlsbad, CA 92011
(951) 553-7400
diamondvalleyins.com
Shorebreak Insurance Services
2647 Gateway Rd #105, Carlsbad, CA 92009
(760) 512-1300
shorebreakinsurance.com
HR West Insurance Agency
2888 Loker Ave E #110, Carlsbad, CA 92010
(760) 688-4249
hrwia.com
James M Morrison Insurance Services
2710 Gateway Rd, Carlsbad, CA 92009
(760) 438-9311
misbenefits.com
McKinzie Insurance Agency, Inc.
6965 El Camino Real # 105-515, Carlsbad, CA 92009
(760) 602-9275
mckinzieins.com
Auerbach & Gussin Insurance
701 Palomar Airport Rd #260, Carlsbad, CA 92011
(858) 546-4101
auerbachandgussin.com
Disability insurance agents in Carlsbad California help residents navigate disability claims and policy options. California law requires insurers to respond to claims within 40 days under California Insurance Code Section 790.03. Working with a local agent can simplify the process of securing income protection in San Diego County.
What Does a Disability Insurance Agent in Carlsbad Cost?
Disability insurance agents in California typically earn commissions from insurance companies so their services are often free to you. Policy premiums vary widely from 1 to 3 percent of your annual income for individual coverage. Costs depend on your age health occupation and benefit amount. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Carlsbad do?
A disability insurance agent helps you find and apply for disability insurance policies. They can also assist with claim submissions and understanding policy terms. In California agents must be licensed by the California Department of Insurance.
How long do I have to file a disability claim in California?
California law does not set a specific deadline for filing a private disability claim but policies often require prompt notice. For state disability insurance through EDD you must file within 49 days of becoming disabled. Check your policy for exact time limits.
Can a disability insurance agent help with an appeal in Carlsbad?
Yes many agents assist with policy questions and claim documentation for appeals. However for formal appeals or legal disputes you may need an attorney. Agents cannot provide legal advice but can guide you on policy requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.