The top-rated disability insurance agent in Carson, California is Sheldon Stokes - State Farm Insurance Agent, rated 5.0 stars across 77 reviews. Other highly rated options include Jose Benavides: Allstate Insurance, Altima Insurance Services, VICTORY AUTO INSURANCE. This directory lists 11 disability insurance agents serving Carson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sheldon Stokes - State Farm Insurance Agent | 1822 E Carson St | (310) 935-2212 |
| 2 | Jose Benavides: Allstate Insurance | 17420 Avalon Blvd UNIT 206 | (310) 523-2323 |
| 3 | Altima Insurance Services | 21741 Avalon Blvd | (310) 518-5100 |
| 4 | VICTORY AUTO INSURANCE | 234 E Carson St #8 | (310) 618-9905 |
| 5 | Farmers Insurance - Alex Cainglet | 860 Carson St Ste 119 | (310) 830-7136 |
| 6 | Greenwood Insurance Agency | 350 Carson St | (310) 830-9052 |
| 7 | Farmers Insurance - AJ Cainglet | 860 E Carson St Suite 119 | (310) 830-7136 |
| 8 | RIVALDO INSURANCE SERVICES | 227 W Carson St | (562) 301-8548 |
| 9 | Ethicore Insurance Services, Inc. | 21039 S Figueroa St #300 | (310) 933-6690 |
| 10 | Carolyn Pate Insurance Services | 335 E Albertoni St ste 200-225 | (310) 200-6929 |
Sheldon Stokes - State Farm Insurance Agent serves the Carson, California area and surrounding communities as a disability insurance agent. The company helps local residents navigate the complexities of disability income protection, ensuring individuals can maintain financial stability if an unexpected illness or injury prevents them from working. This agency provides guidance on selecting appropriate policy terms and coverage levels tailored to personal situations. Specific services handled here include long-term disability insurance and short-term disability insurance for individuals in the Carson region.
Jose Benavides: Allstate Insurance provides disability insurance agent services to clients in Carson, CA. Its coverage helps replace a portion of lost income if an injury or illness prevents an individual from working. The office assists policyholders with plan selection, application paperwork, and ongoing service needs, including policy reviews and claims support. This agency typically serves a variety of property owners, including those with single-family homes, apartments, retail spaces, and restaurants.
Altima Insurance Services in Carson, CA serves local homeowners, small business owners, and property managers seeking income protection guidance. The agency offers consultations focused on disability insurance policies that help replace lost earnings during illness or injury. Clients receive personalized assistance in understanding coverage options tailored to their financial responsibilities and employment situations. This disability insurance agent also provides service to residential and commercial clients in the neighboring South Bay communities surrounding Los Angeles County.
VICTORY AUTO INSURANCE serves Carson, California, and its surrounding communities, handling disability insurance policies for local residents and workers. The agency assists clients in understanding their coverage options and helping them file claims when injury or illness prevents employment. Each disability insurance case is assessed individually to determine the specific benefits available under the policy. The company approaches every job by first reviewing the policy details thoroughly, then guiding the client through the necessary documentation and submission process.
Farmers Insurance - Alex Cainglet in Carson, CA helps clients decide between one-time policy setups and ongoing service adjustments for disability coverage that protects income during illness or injury. The agent explains how short-term and long-term disability policies can replace a portion of earnings, supporting financial stability when work is not possible. Service runs on a scheduled basis for annual policy reviews and as-needed when life changes arise.
Greenwood Insurance Agency specializes in disability insurance, helping clients in Carson, CA secure coverage that replaces a portion of lost income if an injury or illness prevents them from working. It also advises on policy terms, riders, and plan types to match individual financial needs. The agency further explains how benefits integrate with employer plans and government programs. For those facing an upcoming surgery or a chronic condition diagnosis, it assists in evaluating coverage options before a medical leave begins to help protect household earnings.
Farmers Insurance - AJ Cainglet provides disability insurance agent services in and around Carson, California. This agency helps working individuals secure income protection policies designed to replace lost wages during unexpected injury or illness. It can work with a variety of business operations and employment settings, focusing on comprehensive coverage for diverse work environments. The agency serves local offices, warehouses, and food service establishments seeking to safeguard their employees’ financial stability.
As local residents return to work after the holidays, safeguarding their income becomes a pressing concern. Rivaldo Insurance Services, a disability insurance agency in Carson, CA, assists clients by explaining how policies replace a portion of earnings if illness or injury prevents working. They help individuals and families compare plan options to find coverage matching their specific professionals needs. A thorough initial assessment of current income and employment status is scheduled to begin the consultation process.
Ethicore Insurance Services, Inc., based in Carson, CA, offers disability insurance for local residents, assisting individuals in safeguarding their income against unexpected medical conditions. The agency also serves commercial clients seeking coverage for their businesses to maintain financial stability during employee illness or injury. Serving the greater Carson area and surrounding communities, Ethicore Insurance focuses on aligning policies with each client’s personal and professional needs. Regular contact between annual or semi-annual review visits ensures policies remain appropriate, and follow-up service is provided when claims arise or circumstances change.
Carolyn Pate Insurance Services in Carson, CA is known for guiding individuals and businesses through the complex process of securing disability income protection. The agency works with local professionals to evaluate their earnings and living expenses, then matches them with private policies that cover a portion of their salary if injury or illness prevents them from working. A specialty service offered alongside basic disability coverage is a residual benefit rider that adjusts payments when a client can only work part-time.
What Does a a Disability Insurance Agent in Carson Cost?
Disability insurance agent services in California typically charge no upfront fee for policy placement. Commissions are paid by the insurance company and range from 5% to 15% of the annual premium. For ongoing claim assistance some agents may charge an hourly fee between $100 and $300. Costs vary by case and policy type. This is general information not insurance advice.
About disability insurance agents in Carson
A disability insurance agent in Carson California can help you understand your policy options and file claims. California law provides specific protections for policyholders including the right to appeal denied claims. Local agents know the regulations that apply to both short-term and long-term disability plans.
Frequently Asked Questions
What does a disability insurance agent in Carson do?
A disability insurance agent helps you select a policy that fits your needs and assists with claim filing. They explain policy terms and exclusions. They also guide you through the California appeals process if a claim is denied.
How long do I have to file a disability claim in California?
California generally requires you to file a claim within 30 days of becoming disabled. For ERISA plans the deadline may be 180 days. Check your policy for exact time limits.
Can a Carson agent help with an ERISA disability claim?
Yes many agents are familiar with ERISA rules that apply to employer-provided plans. They can explain the claims process and help you gather medical evidence. They do not provide legal advice but can refer you to a specialist if needed.
Disability Insurance Agents in Other California Cities
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