The top-rated disability insurance agent in Chino, California is Maria Feria - State Farm Insurance Agent, rated 5.0 stars across 318 reviews. Other highly rated options include Diane Ronnebaum - State Farm Insurance Agent, Alsop & Associates Insurance Agency: Allstate Insurance, CONTRACTORS CONNECTION INSURANCE SERVICES LLC. This directory lists 20 disability insurance agents serving Chino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maria Feria - State Farm Insurance Agent | 4531 Philadelphia St Ste 106B | (951) 734-5290 |
| 2 | Diane Ronnebaum - State Farm Insurance Agent | 12598 Central Ave Ste 207 | (909) 464-2906 |
| 3 | Alsop & Associates Insurance Agency: Allstate Insurance | 13841 Roswell Ave # C | (909) 362-8413 |
| 4 | CONTRACTORS CONNECTION INSURANCE SERVICES LLC | 4580 Eucalyptus Ave | (626) 354-0554 |
| 5 | CAP Insurance Services | 13415 5th St B | (909) 590-4405 |
| 6 | Green Light Auto Insurance (#2) | 12419 Central Ave | (909) 233-7933 |
| 7 | Joseph Insurance Broker LLC | 13659 Soper Ave | (909) 217-2630 |
| 8 | InsurTech Insurance Solutions | 14726 Ramona Ave Suite S14 | (800) 988-2512 |
| 9 | Good and Associates Insurance Services | 3811 Schaefer Ave suite f | (909) 613-0056 |
| 10 | The Mansour agency | 5690 Schaefer Ave Ste F | (909) 592-7630 |
Maria Feria - State Farm Insurance Agent serves the Chino, California area, offering professional disability insurance agency services to local residents. The company helps clients understand how disability coverage can protect their income if they become unable to work due to illness or injury. Policy options are explained clearly, allowing individuals to select plans that fit their financial needs and personal circumstances. Common services here include consultation on short-term disability policies and assistance filing claims for long-term disability benefits.
Diane Ronnebaum, operating as a State Farm Insurance Agent in Chino, California, provides disability insurance agent services to local residents and businesses. The company offers guidance on selecting individual or group disability income policies that protect a portion of earned income if an illness or injury prevents work. Ongoing policy reviews and claim assistance are part of the service maintenance plan, ensuring coverage remains aligned with changing needs. Their clients include professionals managing single-family homes, apartments, retail establishments, and restaurants.
Alsop & Associates Insurance Agency helps homeowners, local businesses, and property managers in Chino find disability insurance coverage. The agency works with clients to secure income protection policies that replace lost earnings if an injury or illness prevents them from working. These plans are tailored to support long-term financial stability during unexpected health events. The agency also provides disability insurance services to residents and commercial clients in nearby Ontario within the greater Inland Empire area.
At CONTRACTORS CONNECTION INSURANCE SERVICES LLC in Chino, CA, clients choose between one-time disability coverage for a specific period and recurring policies that renew annually or monthly. Coverage protects a portion of earned income if illness or injury prevents work. Agents assist in evaluating benefit periods, elimination periods, and policy riders tailored to individual needs. Service runs on a one-time, scheduled, or as-needed basis, depending on policy review and application requirements.
CAP Insurance Services provides disability insurance agent services to clients in Chino, California. It helps individuals assess their need for income protection against illness or injury that prevents them from working. The company explains policy options and benefits, guiding customers through the selection of appropriate coverage. Each year, it assists residents with evaluating their current plans during open enrollment periods and addresses concerns about workplace injury recovery or extended medical leave situations.
Based in Chino, Green Light Auto Insurance serves clients throughout Chino and the surrounding communities of the Inland Empire and San Bernardino County. As a disability insurance agent, the company handles applications for disability income policies that provide financial protection if a client becomes unable to work due to illness or injury. To handle a typical job, it begins with a thorough consultation to understand an individual’s occupation, income, and coverage needs before advising on appropriate policy options from available carriers.
Joseph Insurance Broker LLC guides clients through the process of securing income protection when illness or injury prevents work. Based in Chino, California, this firm focuses specifically on disability insurance agent services, helping individuals evaluate policy options that replace a portion of lost wages. Their work involves explaining coverage terms, benefit periods, and waiting periods to ensure informed decision-making. Businesses operating offices, warehouses, and food service facilities can rely on this agency for employee disability plan needs.
Serving residential clients in Chino, InsurTech Insurance Solutions provides disability insurance coverage that protects individual income. The agent also handles commercial coverage for small local businesses, advising on group disability policies to safeguard employee earnings. Their service area includes Chino and surrounding communities in San Bernardino County. Clients can expect the agent to reach out proactively before each policy cycle to conduct a thorough needs review, ensuring ongoing coverage adjustments are made between regular visits.
Good and Associates Insurance Services, based in Chino, California, is known for helping clients secure financial protection through disability insurance. The firm assists individuals in the local area with evaluating policies that provide income replacement in the event of an injury or illness. By reviewing coverage options and benefit structures, it guides clients toward plans that align with their personal circumstances and budget. An additional specialty service includes coordinating policy riders for cost-of-living adjustments and future purchase options.
The Mansour Agency serves the Chino, California area as a disability insurance agent. It assists individuals with securing coverage to replace income if an illness or injury prevents them from working. The agency guides clients through the process of evaluating policy options tailored to different professional needs and income levels. It regularly handles long-term disability policies designed for comprehensive income protection. Short-term disability insurance plans are also available through this agent.
What Does a a Disability Insurance Agent in Chino Cost?
Disability insurance agent services in California typically involve no direct fee to you because agents earn commissions from insurance companies. Policy premiums vary widely: short-term disability plans may cost 1% to 3% of your annual income, while long-term plans range from 2% to 5%. Costs depend on your age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Chino
Disability insurance agents in Chino, California help individuals and business owners secure income protection. California law requires employers to provide State Disability Insurance (SDI) through the Employment Development Department, but private agents can supplement this with additional coverage. Agents also guide clients through the claims process and understand local regulations specific to San Bernardino County.
Frequently Asked Questions
What does a disability insurance agent in Chino do?
A disability insurance agent helps you choose a policy that fits your needs and income. They explain California SDI rules and private policy options. They also assist with filing claims and understanding benefit timelines.
How does California SDI affect private disability insurance?
California SDI provides partial wage replacement for up to 52 weeks. Private disability insurance can fill gaps or provide higher benefits. An agent can help you coordinate both to maximize coverage.
Can a disability insurance agent help with claim denials?
Yes, agents often assist with the initial claim process and can advise on appeals. For formal denials, you may need a lawyer, but agents can explain your policy terms and California deadlines for filing appeals.
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