The top-rated disability insurance agent in Chino Hills, California is Kristi Kim - State Farm Insurance Agent, rated 5.0 stars across 660 reviews. Other highly rated options include Freeway Insurance, Kardar Insurance Agency, Tradestone Insurance Services. This directory lists 10 disability insurance agents serving Chino Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kristi Kim - State Farm Insurance Agent | 14712 Pipeline Ave Ste A | (909) 606-5991 |
| 2 | Freeway Insurance | 14854 Pipeline Ave | (909) 580-8484 |
| 3 | Kardar Insurance Agency | 5861 Pine Ave Ste A2 | (909) 310-2422 |
| 4 | Tradestone Insurance Services | 14772 Pipeline Ave STE B | (909) 597-4241 |
| 5 | Insurance Latino | Seguros de Vida | 13890 Peyton Dr | (877) 522-6218 |
| 6 | California State Disability Insurance Office | 15315 Fairfield Ranch Rd | (800) 480-3287 |
| 7 | AACE Financial Services | 2545 Chino Hills Pkwy ste d | (855) 480-2223 |
| 8 | CauseWell Insurance | 3141 English Rd Unit 101 | (909) 606-9175 |
| 9 | Ample Insurance Services | 2545 Chino Hills Pkwy ste d | (909) 746-9127 |
| 10 | Amaya Insurance Services | 4195 Chino Hills Pkwy | (949) 929-8225 |
Kristi Kim - State Farm Insurance Agent serves the Chino Hills, California, area as a disability insurance agent. The agency helps local residents arrange income protection for times when illness or injury prevents them from working. Policies are designed to replace a portion of lost wages during recovery. The company specifically handles short-term disability coverage for temporary conditions and long-term disability policies for extended periods of inability to work.
Freeway Insurance serves residents in the Chino Hills, California area seeking personal disability income protection. The agency also offers commercial disability insurance for local businesses, helping cover operational risk across the region. A professional disability insurance agent can help clients evaluate policy options for income replacement needs. Freeway Insurance welcomes inquiries from new individuals and companies alike, providing follow-up support between regular visits to review changing coverage requirements.
Homeowners, renters, and business owners in Chino Hills, CA turn to Kardar Insurance Agency for disability insurance agent services. This agency assists clients in understanding how disability coverage can protect income if illness or injury prevents work. It helps individuals and businesses evaluate policy options tailored to their specific financial needs and employment situations. The agency serves residents throughout the region, including nearby communities such as Diamond Bar and the broader San Bernardino County metro area.
Tradestone Insurance Services serves clients in Chino Hills, California, and the surrounding communities of San Bernardino and Riverside Counties. The company handles disability insurance for residents seeking income protection in the event of illness or injury. This involves explaining policy options that coordinate with employer benefits and self-employment scenarios. It also addresses the differences between short-term and long-term coverage. The agency typically begins each case by reviewing the client’s occupation, current compensation, and any existing protection to recommend suitable policy structures.
Insurance Latino | Seguros de Vida in Chino Hills, CA offers both one-time policy consultations and recurring service arrangements for disability insurance coverage. As a local agent, the company assists individuals in securing income protection if illness or injury prevents work. Services include evaluating existing policies and filing claims when needed. Coverage options are explained in plain terms, helping clients understand benefit periods and elimination periods before they choose a plan. Service runs on either a one-time, scheduled, or as-needed basis depending on client preference.
Serving Chino Hills, California State Disability Insurance Office provides guidance on individual and group disability income protection policies, helping clients evaluate coverage options for income replacement due to illness or injury. Its service approach includes reviewing existing plans, explaining policy terms, and assisting with claims navigation to ensure maintained financial stability. Routine policy check-ins help adjust coverage as life circumstances change. The office services a variety of residential and commercial properties, including single-family homes and apartments, as well as retail stores and local restaurants.
AACE Financial Services in Chino Hills, CA specializes in disability income protection, helping clients secure coverage that replaces lost wages due to illness or injury. The agency works with individuals and local businesses to assess needs and compare policy options from various carriers. As tax season approaches, the agent assists self-employed professionals in structuring coverage that aligns with their fluctuating incomes and deductible filing strategies.
Spring often brings back injuries from yard work and sports leagues in San Bernardino County, and residents near Chino Hills turn to CauseWell Insurance for professional disability insurance agent guidance. The company helps working individuals understand policy options that provide income protection during recovery periods. Their agents take time to explain long-term benefit terms and elimination periods based on each client’s occupation and financial commitments. A thorough initial assessment begins with a confidential review of current coverage gaps.
Ample Insurance Services assists clients in the Chino Hills area with plans designed to replace income during periods of disability. The agency specializes in both short-term and long-term coverage add-ons to standard policies. Its agents help individuals secure financial protection against unexpected injuries or illnesses that prevent work. The company serves a broad commercial clientele, including offices relying on key personnel, warehouses needing worker loss coverage, and food service operations managing shift-based employee risks.
Amaya Insurance Services serves individual clients in Chino Hills, California, addressing personal disability coverage needs. The agency also provides commercial disability insurance solutions for local businesses seeking to protect their operations. Service throughout Chino Hills and the surrounding area is available to ensure broad accessibility. For specific policy options or coverage adjustments, clients can schedule a follow-up appointment between regular visits to review any changes in their circumstances or to update existing plans accordingly.
What Does a a Disability Insurance Agent in Chino Hills Cost?
Disability insurance agents in California typically charge a fee for their services. Fees can range from 100 to 500 dollars per hour or a flat rate of 1,000 to 3,000 dollars depending on the case complexity. Some agents may offer a free initial consultation. This is general information and not insurance advice.
About disability insurance agents in Chino Hills
A disability insurance agent in Chino Hills can help you understand your policy and file claims. California law requires insurers to respond to claims within 40 days. Local agents know the specific rules for California disability benefits and can guide you through the process.
Frequently Asked Questions
What does a disability insurance agent in Chino Hills do?
A disability insurance agent helps you apply for benefits and appeal denied claims. They explain your policy terms and assist with paperwork. In California, agents must follow state regulations for claim handling.
How long do I have to file a disability claim in California?
California law does not set a specific deadline for filing a disability claim. However, your policy may have its own time limit. It is best to file as soon as possible to avoid delays.
Can a disability insurance agent help with an appeal in California?
Yes, an agent can help you gather evidence and write an appeal letter. Under California Insurance Code Section 790.03, insurers must handle claims fairly. An agent can ensure your appeal meets all requirements.
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