The top-rated disability insurance agent in Chula Vista, California is Willy's Insurance Service Inc, rated 5.0 stars across 918 reviews. Other highly rated options include Health Right Insurance Solutions, Altra Insurance Services Inc., CSS Insurance Services, LLC. This directory lists 18 disability insurance agents serving Chula Vista.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Willy's Insurance Service Inc | 205 garret ave Suite # 1 | (619) 240-3333 |
| 2 | Health Right Insurance Solutions | 730 Broadway Ste 101 | (619) 754-4422 |
| 3 | Altra Insurance Services Inc. | 651 Palomar St #3 | (619) 500-8001 |
| 4 | CSS Insurance Services, LLC | 40 3rd Ave | (619) 427-2662 |
| 5 | Eastlake Insurance Services | 884 Eastlake Pkwy # 1626 | (619) 216-6100 |
| 6 | Think Smart Retirement Inc. | 555 Broadway Suite 120 | (619) 918-4223 |
| 7 | Bernardo Vasquez - State Farm Insurance Agent | 460 Third Ave ste a | (619) 425-6560 |
| 8 | Ready Lane Insurance Services | 985 Broadway STE J | (619) 489-3751 |
| 9 | Ferregut Services | 669 Broadway | (619) 975-7380 |
| 10 | Hoffman Hanono Insurance | 2090 Otay Lakes Rd #102 | (619) 420-1861 |
Willy's Insurance Service Inc serves the Chula Vista, California area, providing disability insurance agent services. The company assists individuals and families in the region with understanding and securing disability income protection. It helps clients evaluate policy options that can replace a portion of their earnings if they become unable to work due to illness or injury. Short-term and long-term disability insurance plans are among the specific services it handles in this area.
Health Right Insurance Solutions provides disability insurance services, including policy evaluations and income protection planning, tailored to the needs of clients in Chula Vista, CA. The agency assists individuals in understanding coverage options and maintaining their policies over time through regular reviews and updates. It advises on ensuring consistent benefit payments during periods of inability to work. The company serves a diverse client base, including administrative professionals, self-employed contractors, and workers in local retail establishments and restaurants.
Altra Insurance Services Inc. serves homeowners, businesses, and property managers in Chula Vista, California, by helping them secure disability insurance coverage. As a dedicated disability insurance agent, the company assists clients in understanding the types of policies that can replace income if an injury or illness prevents them from working. The firm guides individuals through the selection process, aiming to match plans with their specific financial and professional needs. Its service area also extends to clients throughout the greater San Diego metro region.
CSS Insurance Services, LLC serves Chula Vista and the surrounding communities of San Diego County, providing disability insurance agent services. The company handles individual and group disability insurance policies designed to protect clients’ income in the event of injury or illness. Covering a range of occupations and industries, it helps local residents and businesses assess their specific coverage needs. To handle a typical job, the agent first reviews a client’s financial situation and occupation, then presents policy options from multiple carriers and guides the client through the application process.
Eastlake Insurance Services, based in Chula Vista, CA, assists clients in differentiating between one-time policy purchases and recurring service plans for disability coverage. The company provides guidance on individual disability insurance policies that replace income during illness or injury. Clients learn how long-term and short-term plans protect local workers across various professions. Appointments for policy reviews can be arranged on either a scheduled or as-needed basis.
As San Diego County residents review their financial plans for the new year, Think Smart Retirement Inc., a disability insurance agent serving Chula Vista, assists clients in protecting their income against unexpected illness or injury. The company helps individuals understand how disability coverage preserves financial stability when they are unable to work. An initial consultation evaluates current policies and personal income needs before recommending suitable coverage options.
Bernardo Vasquez - State Farm Insurance Agent in Chula Vista, CA, specializes in disability insurance, helping clients secure income protection against unexpected medical conditions. Beyond disability coverage, the agency provides broader insurance services to meet community needs. With a focus on local guidance, it assists residents in understanding policy options and navigating complex claims processes. As open enrollment periods approach or major life changes occur, such as a new job or injury, the agency helps individuals reassess their coverage to avoid financial gaps during recovery.
Ready Lane Insurance Services in Chula Vista, CA, helps individuals and businesses secure financial protection against lost income due to illness or injury. As a disability insurance agent, the company focuses on providing disability coverage that replaces a portion of earnings during recovery periods. Its services are suitable for a wide range of commercial sectors, including offices, warehouses, and food service operations.
Ferregut Services provides disability insurance agent services to residents in and around Chula Vista, California. The company also assists commercial clients who need coverage for their businesses. Understanding the financial challenges that can arise from illness or injury, the agents focus on helping individuals and local companies evaluate appropriate protection plans. They serve this area with responsive attention. After an initial consultation and policy setup, Ferregut Services offers follow-up support to ensure clients can review or update their coverage between regular visits.
What Does a a Disability Insurance Agent in Chula Vista Cost?
Costs for disability insurance in California vary by age, health, occupation, and benefit amount. A typical policy for a healthy 40-year-old may cost 1 to 3 percent of annual income. For example a 60,000 dollar annual salary might have premiums from 600 to 1,800 dollars per year. This is general information, not insurance advice.
About disability insurance agents in Chula Vista
A disability insurance agent in Chula Vista helps you find income protection for illness or injury. California requires employers to provide State Disability Insurance (SDI) but private policies offer extra coverage. Local agents understand the needs of Chula Vista residents near San Diego.
Frequently Asked Questions
What does a disability insurance agent in Chula Vista do?
An agent helps you compare private disability insurance policies from different carriers. They explain coverage limits, waiting periods, and benefit durations. They also guide you on how California SDI interacts with private plans.
Is disability insurance required in California?
California does not require private disability insurance. However most employees must pay into the state SDI program through payroll taxes. Private insurance can supplement SDI to replace more of your income.
How long does California SDI last?
California State Disability Insurance provides benefits for up to 52 weeks. Benefits are about 60 to 70 percent of your weekly wages. Private policies can extend coverage beyond one year.
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