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Compare Disability Insurance Agents in Citrus Heights, CA
Looking for a disability insurance agent in Citrus Heights? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Citrus Heights, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 disability insurance agents in Citrus Heights, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Bullard: Allstate Insurance
7447 Antelope Rd #103, Citrus Heights, CA 95621
(916) 476-8119
agents.allstate.com
Primos Auto Insurance Services
7062 Sunrise Blvd, Citrus Heights, CA 95610
(916) 742-7011
primosautoinssac.com
Doug Rowley - State Farm Insurance Agent
5417 San Juan Ave, Citrus Heights, CA 95610
(916) 967-6617
dougrowley.com
Odessa Insurance - CA Registration Services
7433 Greenback Ln suite h, Citrus Heights, CA 95610
(916) 722-1100
odessainsurance.co
Save and Drive Insurance Services
8328 Auburn Blvd, Citrus Heights, CA 95610
(916) 735-3707
savenrideinsurance.com
Cal Save Insurance Services Inc.
6045 Greenback Ln, Citrus Heights, CA 95621
(916) 725-0588
calsaveins.com
Bolt Insurance Services
7359 Greenback Ln, Citrus Heights, CA 95621
(916) 727-4182
boltinsuranceservices.com
Horizon Valley Insurance Services Inc
8035 Madison Ave d3, Citrus Heights, CA 95610
(916) 331-0904
horizonvalley.com
Nationwide Insurance: Aaron Luke Grigsby
5620 Birdcage St Suite 230, Citrus Heights, CA 95610
Disability insurance agents in Citrus Heights, California help residents understand their policy options and file claims. California law requires insurers to respond to claims within 40 days under most circumstances. Working with a local agent can simplify the process and ensure you meet state-specific deadlines.
What Does a Disability Insurance Agent in Citrus Heights Cost?
Disability insurance agents in California typically earn a commission from the insurance company, so their services are often free to you. Policy premiums vary widely, from 1% to 3% of your annual income for individual coverage. For example, a 40-year-old earning 60,000 dollars per year might pay 60 to 180 dollars per month. Costs depend on your health, occupation, and benefit terms. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Citrus Heights do?
A disability insurance agent helps you choose a policy, file a claim, and communicate with the insurance company. They explain California disability rules, such as the 12-month limit for filing a lawsuit under ERISA plans. Agents do not give legal advice but can guide you through the process.
How is California disability insurance different from other states?
California has its own State Disability Insurance program for short-term benefits, but private disability insurance is separate. Private policies in California must follow strict claim handling rules, including a 30-day initial review period. Agents can help you understand how state laws affect your coverage.
Can a Citrus Heights agent help with a denied disability claim?
Yes, an agent can review your denial letter and help you gather documents for an appeal. Under California law, you have 180 days to appeal a denied claim for most group policies. Agents work with you to submit a strong appeal, but they cannot represent you in court.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.