The top-rated disability insurance agent in Colton, California is Dr. Bill LaTour's Disability Advocates of America, rated 4.5 stars across 3,682 reviews. Other highly rated options include Business Direct Insurance Services, LLC, A-MAX Insurance, Fiesta Auto Insurance & Tax Service. This directory lists 19 disability insurance agents serving Colton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dr. Bill LaTour's Disability Advocates of America | 1420 E Cooley Dr Suite 108 | (909) 316-5861 |
| 2 | Business Direct Insurance Services, LLC | 1400 E Cooley Dr #202a | (888) 440-4094 |
| 3 | A-MAX Insurance | 1211 N Mt Vernon Ave | (909) 372-0101 |
| 4 | Fiesta Auto Insurance & Tax Service | 1043 N Mt Vernon Ave | (909) 810-2090 |
| 5 | Veronica's Insurance Colton | 1163 N Mt Vernon Ave | (909) 584-3665 |
| 6 | Pronto Insurance Agency | 1231 E Washington St Ste A | (909) 512-6130 |
| 7 | Allstate Insurance: Anita Jacob | 1220 E Washington St A24 | (909) 783-9450 |
| 8 | Red line Insurance services | 145 W Valley Blvd | (909) 350-8833 |
| 9 | Suitable Insurance Services | 415 W Valley Blvd #11 | (909) 402-2650 |
| 10 | Elizabeth's Insurance Services | 620 E Valley Blvd | (909) 254-5910 |
Dr. Bill LaTour's Disability Advocates of America serves the Colton, California metro area and surrounding San Bernardino County as a disability insurance agency. The firm assists individuals and professionals in understanding their options for income protection coverage against illness or injury. Clients work with the agency to assess personal policies tailored to their specific occupational and financial needs. The company handles both individual long-term disability plans and employer-sponsored group disability insurance policies for local residents and small businesses.
Business Direct Insurance Services, LLC provides disability insurance agent services in Colton, California. It assists individuals and businesses with evaluating and securing disability coverage to protect income during illness or injury. The company offers education on policy options and guides clients through the application process. Ongoing support includes annual policy reviews and assistance with claims management. Its service accounts for a range of property types, including single-family homes, apartments, retail establishments, and restaurants.
A-Max Insurance is a Colton, California, disability insurance agent assisting individuals and business owners with income protection. The agency guides clients through Social Security, long-term, and short-term policy options to help cover earnings during illness or injury. Each plan is reviewed to fit a client's occupation and financial situation. Evaluation is provided to determine eligible coverage levels. A supplemental critical illness rider is often available as an additional specialty service to add on.
Fiesta Auto Insurance & Tax Service provides disability insurance agent services to residents in Colton, California. Commercial disability coverage is also available for local business owners and their employees throughout the broader Inland Empire area. This agency helps clients select policies that replace income during illness or injury. Renewals and policy reviews happen between regular visits to ensure ongoing protection for each individual situation.
Veronica's Insurance Colton serves local homeowners, business owners, and property managers in the Colton, California area by advising them on disability insurance agent options. The company helps clients understand how disability coverage can protect their income during unexpected illnesses or injuries. Each consultation focuses on explaining policy features and tailoring plans to individual financial situations. The agency also assists with claims guidance and coverage reviews for existing policies. Its service area extends into neighboring San Bernardino and nearby parts of the Inland Empire metro region.
Serving the city of Colton and its surrounding communities, Pronto Insurance Agency acts as a disability insurance agent. It handles applications for income protection policies designed to replace lost wages due to illness or injury. The agency helps local professionals assess their daily coverage needs against various disability scenarios. To handle a typical job, it explains the policy terms and claims process in clear, plain language before assisting with the initial paperwork.
Allstate Insurance: Anita Jacob provides disability insurance agent services in the Colton area, specializing in helping clients select policies that replace income if illness or injury prevents them from working. The agency generally assists individuals and local small business owners with navigating coverage options and filing claims. This office specifically addresses the financial pressure clients face during seasonal holiday periods, when unexpected disabilities can temporarily affect the ability to maintain household income and meet expenses.
Red Line Insurance Services in Colton, CA distinguishes between one-time policy evaluations and recurring coverage reviews for disability insurance. A one-time service helps assess immediate income protection needs, while scheduled recurring support ensures ongoing adjustments as life circumstances change. The agency focuses on helping local professionals and self-employed individuals understand their disability coverage options, including typical benefit periods and elimination periods. Service runs entirely on an as-needed basis, allowing clients to schedule consultations solely when specific policy questions or life events prompt a review.
As seasonal work shifts impact income or a sudden health change arises near Colton, residents often need clarity on disability insurance options. Suitable Insurance Services helps individuals and families in this area assess income protection needs without pressure. The agent explains policy types available for short-term or long-term coverage, addressing local employment patterns near San Bernardino County. The initial step involves a straightforward review of the client’s current situation and coverage goals to identify appropriate options for an informed decision.
Elizabeth's Insurance Services operates as a disability insurance agent in Colton, CA, assisting individuals with income protection planning. The company focuses on providing disability coverage that can replace a portion of lost wages when a person cannot work due to illness or injury. Supplemental policy options include riders for partial disability and cost-of-living adjustments to maintain benefit value over time. These services are available to workers in a variety of commercial sectors, including offices, warehouses, and food service environments.
What Does a a Disability Insurance Agent in Colton Cost?
Disability insurance premiums in California typically range from 1% to 3% of your annual income, depending on your age, health, occupation, and benefit amount. For example, a 40-year-old professional might pay $100 to $300 per month for a policy with a $5,000 monthly benefit. Costs vary widely by case. This is general information, not insurance advice.
About disability insurance agents in Colton
A disability insurance agent in Colton, California can help you understand your policy options and file claims. California law provides specific protections for policyholders, including the right to appeal a denied claim. Agents in Colton serve residents of San Bernardino County and can guide you through the process of securing income protection.
Frequently Asked Questions
What does a disability insurance agent in Colton do?
A disability insurance agent helps you find and purchase a disability insurance policy that fits your needs. They can also assist with claim filing and explain policy terms. In California, agents must be licensed by the state Department of Insurance.
How long do I have to file a disability insurance claim in California?
California law does not set a specific deadline for filing a disability insurance claim, but most policies require prompt notice. You should file as soon as possible after becoming disabled. Check your policy for specific time limits, which are often 30 to 90 days.
Can a disability insurance agent help with a denied claim in Colton?
Yes, an agent can review your denial letter and explain your options under California law. They may help you gather evidence for an appeal. For complex denials, you may also need to consult a disability insurance attorney.
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