The top-rated disability insurance agent in Covina, California is Matt Davenport - State Farm Insurance Agent, rated 4.9 stars across 122 reviews. Other highly rated options include Milik & Associates Insurance, PTL Insurance Brokers, FIRST WAY INSURANCE SERVICE, INC.. This directory lists 15 disability insurance agents serving Covina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Davenport - State Farm Insurance Agent | 373 E Rowland St | (626) 515-7007 |
| 2 | Milik & Associates Insurance | 917 S Village Oaks Dr #101 | (877) 468-2233 |
| 3 | PTL Insurance Brokers | 1345 Center Ct Dr | (626) 967-9581 |
| 4 | FIRST WAY INSURANCE SERVICE, INC. | 628 Shoppers Ln | (626) 642-0300 |
| 5 | Farmers Insurance - Soly Asmar | 961 N Azusa Ave Ste 1b | (626) 966-5093 |
| 6 | Farmers Insurance - Leticia Veliz | 461 N Grand Ave Ste I | (626) 210-2674 |
| 7 | Brittain Insurance Services | 122 N Citrus Ave # 210 | (626) 967-7985 |
| 8 | Premier One Insurance Services | 918 N Citrus Ave | (626) 603-7056 |
| 9 | Sequence Insurance Services | 570 S Barranca Ave | (626) 325-6520 |
| 10 | Catano Insurance | 1055 W San Bernardino Rd | (800) 558-6088 |
Matt Davenport - State Farm Insurance Agent serves the Covina, California area, offering guidance in disability insurance to local individuals and families. This agency helps clients understand various policy options that can protect their income in the event of an unexpected illness or injury. Working within the Covina market, the agency assists with evaluating coverage needs to secure financial stability during recovery periods. The agent handles applications for both short-term and long-term disability plans.
Milik & Associates Insurance provides disability insurance agent services in Covina, California, assisting clients with policy selection and application guidance. The company offers ongoing support to help beneficiaries manage claims and maintain coverage over time. As a local specialist, it focuses on protecting individuals against income loss due to injury or illness. Its services cover single-family homes, apartments, retail, and restaurants.
Residents and business owners in Covina turn to PTL Insurance Brokers for guidance on disability insurance matters. The company assists clients in reviewing options that provide income protection during periods of illness or injury. Its brokers explain policy terms and help applicants navigate the insurance process to find suitable coverage levels. This generally includes information on elimination periods and benefit durations. PTL Insurance Brokers also extends its services to clients in nearby West Covina and the broader San Gabriel Valley area.
First Way Insurance Service, Inc. serves Covina and the surrounding San Gabriel Valley communities, handling individual and group disability income protection policies. The agency addresses both short-term and long-term coverage needs for local professionals and small business owners. It works to match clients with suitable plans that provide income replacement if illness or injury prevents work. Its approach typically involves reviewing a client’s current earnings, occupation, and existing benefits before comparing policy options from multiple carriers to find an appropriate fit.
Farmers Insurance - Soly Asmar distinguishes between a one-time consultation for immediate disability income needs and an ongoing, scheduled review of coverage as life circumstances evolve. The agency provides disability insurance policies that replace a portion of lost income if a client suffers a qualifying injury or illness and cannot work. Services in the Covina area run primarily on a scheduled, as-needed basis to accommodate changing medical and employment conditions over time.
As a disability insurance agent, Farmers Insurance - Leticia Veliz specializes in protecting income by offering disability coverage that replaces a portion of earnings if illness or injury prevents work. Serving the Covina, CA area, the agent assists clients in evaluating policy options that help maintain financial stability and cover living expenses during recovery. This guidance proves particularly valuable during seasonal cold and flu outbreaks or work-related injuries that often arise from common household activities like holiday decorating or yard work.
Based in Covina, Brittain Insurance Services works as a disability insurance agent to help individuals and local businesses secure income protection policies. The agency specializes in short-term disability options and long-term disability add-ons that can be tailored to complement existing benefits. Their customized plans address the financial risks of unexpected illness or injury that prevents working. These services are available to a variety of commercial sectors, including professional offices, warehouses, and food service operations.
As open enrollment season winds down in the San Gabriel Valley, many workers reassess their income protection. Premier One Insurance Services, located in Covina, California, specializes in guiding local professionals through the disability insurance agent process. The agency works with clients to evaluate their existing employer coverage and identify potential gaps in long-term or short-term disability protection. Recognizing that each occupation carries distinct risk levels, the team customizes policy options to fit individual budgets and income needs. An initial fact-finding consultation is scheduled to review current earnings and health history.
Sequence Insurance Services in Covina, CA, serves residents seeking personal disability insurance to protect their income in the event of illness or injury. The agency also covers commercial accounts, offering policies that safeguard local business owners and their key employees throughout the Covina area and surrounding communities. Each policy review helps ensure coverage aligns with changing circumstances, and agents remain available for follow-up questions between regularly scheduled visits to update coverage as needs evolve.
Catano Insurance, based in Covina, CA, is known for helping individuals secure disability income protection. Its service range includes evaluating clients’ employment situations and lifestyle needs to recommend appropriate coverage. The agency guides residents through the complexities of both short-term and long-term disability policies. As a specialty service, it can assist with coordinating disability insurance with existing employer-sponsored plans.
What Does a a Disability Insurance Agent in Covina Cost?
Disability insurance premiums in California typically range from 1% to 3% of your annual income, depending on factors like age, health, occupation, and benefit amount. For a 40-year-old professional earning $100,000 per year, a policy might cost between $1,000 and $3,000 annually. Costs vary by case, so it is important to get quotes from multiple agents. This is general information, not insurance advice.
About disability insurance agents in Covina
Disability insurance agents in Covina, California help individuals and business owners protect their income with short-term and long-term disability policies. California law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private agents can supplement this with additional coverage. Agents in Covina understand local employment trends and can guide you through policy options that meet your needs.
Frequently Asked Questions
What does a disability insurance agent in Covina do?
A disability insurance agent helps you compare and purchase disability insurance policies from different carriers. They explain policy terms, coverage limits, and elimination periods so you can choose a plan that fits your budget and income protection needs.
Do I need private disability insurance if I have California SDI?
California SDI provides partial wage replacement for a limited time, usually up to 52 weeks. Private disability insurance can supplement SDI by offering higher benefit amounts and longer coverage periods, especially for high earners or those with specific occupation risks.
How do I choose a disability insurance agent in Covina?
Look for an agent licensed in California with experience in disability insurance. Ask about their familiarity with California-specific regulations, such as the state's paid family leave program and how it interacts with private policies.
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