The top-rated disability insurance agent in Dublin, California is AAA Dublin Branch, rated 4.3 stars across 369 reviews. Other highly rated options include Kwan Insurance Services, A.J. Amstrup - State Farm Insurance Agent, Michael Yoo - State Farm Insurance Agent. This directory lists 15 disability insurance agents serving Dublin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Dublin Branch | 4460 Tassajara Rd Ste B | (925) 479-7840 |
| 2 | Kwan Insurance Services | 11960 Silvergate Dr #101 | (925) 828-9933 |
| 3 | A.J. Amstrup - State Farm Insurance Agent | 7027 Dublin Blvd #140 | (925) 225-0550 |
| 4 | Michael Yoo - State Farm Insurance Agent | 11700 Dublin Blvd Ste 120 | (925) 999-8611 |
| 5 | Larry Damaser - State Farm Insurance Agent | 6473 Sierra Ln | (925) 828-1688 |
| 6 | JSW Insurance | 7567 Amador Valley Blvd Suite 211 | (925) 737-1560 |
| 7 | Links Insurance Services, Inc. | 6200 Village Pkwy ste 203 | (925) 361-5185 |
| 8 | Rivas Financial & Insurance Services | 7463 Village Pkwy | (925) 479-0500 |
| 9 | Darci Gutierrez Insurance Services | 6937 Village Pkwy #2392 | (925) 556-0736 |
| 10 | Raleigh Wills Insurance | 6400 Village Pkwy #107 | (925) 833-9070 |
AAA Dublin Branch serves Dublin, California, and the surrounding Alameda County area, specializing in disability insurance agent services. This agency helps local residents protect their income by guiding them through the process of securing disability coverage. Understanding the financial impact of an unexpected illness or injury, the team assists clients in evaluating policy options tailored to individual needs. They handle both short-term and long-term disability insurance plans, ensuring workers have access to essential income replacement when they cannot perform their job duties.
Kwan Insurance Services in Dublin, California provides disability insurance agent services to individuals and businesses. It offers guidance on policy selection and assists with applications and enrollment. The company also supports clients with policy reviews and necessary updates to coverage. Services offered in this area include helping clients understand short-term and long-term disability options. It services a range of properties including single-family homes, apartments, retail locations, and restaurants.
A.J. Amstrup - State Farm Insurance Agent in Dublin, CA, serves local homeowners, renters, and small business owners by evaluating their specific coverage needs for disability insurance. The agency guides clients through policy options that protect income in case of injury or illness, explaining how these plans integrate with existing financial strategies. Appointments typically include a personalized review of current coverage and potential gaps. This team also serves the greater Tri-Valley area, including nearby Pleasanton and Livermore.
Michael Yoo, a disability insurance agent in Dublin, CA, distinguishes between periodic premium payments for renewable coverage and a single-purchase policy for a set benefit period. This approach allows clients to choose a plan that matches their cash flow and long-term financial goals. The agency helps local professionals secure income protection tailored to their occupations. Service runs on a one-time, scheduled, or as-needed basis, depending on the client's request for a plan review or policy adjustment.
As a disability insurance agent in Dublin, CA, Larry Damaser - State Farm Insurance Agent specializes in helping individuals secure income protection through tailored disability coverage. The agency also provides general insurance services, addressing clients’ broader needs for financial security and risk management. This work involves guiding local residents through policy options that can replace lost wages during illness or injury recovery. During open enrollment periods, many clients consult the agency to review how disability benefits integrate with their existing health plans and savings.
As the cost of living in Alameda County continues to rise, local professionals increasingly seek financial protection against lost income due to illness or injury. JSW Insurance serves the Dublin area by guiding clients through various disability insurance products designed to safeguard their earnings. The agency assists individuals in understanding how a policy might replace a portion of their salary during periods of disability. An initial assessment step involves reviewing the client’s current employer coverage and personal financial obligations to determine an appropriate benefit level.
Links Insurance Services, Inc. serves Dublin, California, and its surrounding East Bay communities, handling disability insurance solutions for individuals and local businesses. It assists clients in securing income protection policies designed to replace earned wages when illness or injury prevents them from working. To handle a typical job, the agency begins by assessing a client’s specific income, occupation, and financial obligations to recommend suitable coverage options.
Rivas Financial & Insurance Services in Dublin, CA helps clients secure income protection against unexpected illnesses or injuries. It principally operates as a disability insurance agent, offering policies that replace a portion of lost wages during recovery periods. The agency can also structure additional coverage riders for clients with specialized occupational needs. Its services are available to various commercial settings requiring employee benefits coordination, including offices, warehouses, and food service operations.
Darci Gutierrez Insurance Services provides disability insurance coverage to residents in Dublin, California, and the surrounding areas. Commercial coverage is also available for local businesses seeking employee income protection. The agency works with individuals and employers to explain policy options suited to different professional and financial situations. Initial consultations address specific risk concerns and benefit structures. Ongoing support includes policy updates and claim assistance. Clients are welcomed back between regular visits for annual reviews or coverage adjustments to reflect changes in income or health status.
Raleigh Wills Insurance in Dublin, CA, is known for helping individuals and families evaluate their income protection needs. The agency serves local professionals, small business owners, and self-employed workers seeking disability insurance coverage. Policies are arranged to replace a portion of lost earnings during illness or injury, supporting financial stability during recovery. Claims guidance is provided to streamline the process for clients. A specialty service the agency can add on is assistance with coordinating disability benefits with existing employer-sponsored plans to avoid coverage gaps.
What Does a a Disability Insurance Agent in Dublin Cost?
Disability insurance costs in California depend on your age, health, occupation, and chosen benefit level. For a healthy 40-year-old office worker in Dublin, a policy with a 90-day waiting period and 60% income replacement might range from 100 to 300 dollars per month. Higher risk occupations or shorter waiting periods increase premiums. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About disability insurance agents in Dublin
Disability insurance agents in Dublin California help residents protect their income with short-term and long-term policies. California law requires employers to provide State Disability Insurance (SDI) but private agents can supplement this with additional coverage. Local agents understand the specific needs of Dublin workers and can explain how California regulations affect your benefits.
Frequently Asked Questions
What does a disability insurance agent in Dublin do?
A disability insurance agent helps you find a policy that fits your income and occupation. They explain policy terms, waiting periods, and benefit amounts. In California agents must be licensed by the state Department of Insurance.
How does California SDI work with private disability insurance?
California SDI provides partial wage replacement for up to 52 weeks for non-work related disabilities. Private disability insurance can supplement SDI or provide coverage for self-employed individuals. An agent can help you coordinate both types of coverage.
What is the typical cost for disability insurance in California?
Premiums vary based on age, health, occupation, and benefit amount. A typical policy might cost 1% to 3% of your annual income. For a 40-year-old professional in Dublin, a policy with a 90-day waiting period and 60% income replacement could cost 100 to 300 dollars per month.
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