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Find Disability Insurance Agents Near You in El Centro, CA

Browse disability insurance agents serving El Centro, California. Updated 2026-07-14.

The top-rated disability insurance agent in El Centro, California is Sierra Jaime - State Farm Insurance Agent, rated 4.9 stars across 430 reviews. Other highly rated options include American Income Life - Cindy Furer, Farmers Insurance - James Gonzalez, Kahlo Insurance Services. This directory lists 20 disability insurance agents serving El Centro.

Showing 20 disability insurance agents in El Centro, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sierra Jaime - State Farm Insurance Agent775 E Danenberg Dr #102(760) 312-9517
2American Income Life - Cindy Furer395 Broadway #10(858) 450-9919
3Farmers Insurance - James Gonzalez430 N Imperial Ave(760) 352-0371
4Kahlo Insurance Services300 S Imperial Ave Suite 15(760) 539-1254
5Farmers Insurance - Rosemary Rodriguez120 N 4th St Ste 1(760) 791-2464
6Belellano Insurance Services610 S 8th St(760) 370-3090
7Martinez Insurance Services292 S Imperial Ave(760) 336-0808
8Horace Mann Maeda Insurance Services, LLC.238 S 8th St(760) 336-2601
9Calhen Insurance Office 3 covered California and Medicare, Molina, Champion395 Broadway suite 14(760) 671-2224
10Nationwide Insurance: Citywide United Insurance Services1000 Broadway(760) 352-6951
SJ
775 E Danenberg Dr #102
Sierra Jaime - State Farm Insurance Agent
Disability Insurance Agent · El Centro, CA

Sierra Jaime - State Farm Insurance Agent serves the El Centro, California area by connecting local residents and business owners with disability income protection policies. The agency helps clients understand how coverage can replace a portion of lost wages if an illness or injury prevents them from working. Clients typically seek guidance on policy details, waiting periods, and benefit amounts. The agency handles individual disability insurance for those in the workforce and also assists with selecting short-term disability plans to bridge coverage gaps.

AI
395 Broadway #10
American Income Life - Cindy Furer
Disability Insurance Agent · El Centro, CA

American Income Life - Cindy Furer provides a range of disability insurance services in El Centro, California. It helps individuals replace lost income if they become unable to work due to illness or injury. The company assists clients with selecting suitable coverage levels and policy details to fit their specific needs. Application and claims support are offered throughout the service area. Its plans serve residents protecting their household finances, including owners of single-family homes, apartments, retail stores, and restaurants.

FI
430 N Imperial Ave
Farmers Insurance - James Gonzalez
Disability Insurance Agent · El Centro, CA

Homeowners, business owners, and property managers in El Centro can turn to Farmers Insurance - James Gonzalez for disability insurance agent services. This agency helps clients protect their income by structuring policies that cover a portion of wages if an injury or illness prevents them from working. The agent works directly with individuals to explain policy terms and customize coverage to fit specific needs and budgets. Service is also available to residents throughout the surrounding Imperial Valley communities.

KI
300 S Imperial Ave Suite 15
Kahlo Insurance Services
Disability Insurance Agent · El Centro, CA

Based in El Centro, Kahlo Insurance Services serves the Imperial Valley and surrounding communities in California. The firm handles applications for disability insurance policies, helping local professionals and business owners secure coverage to protect their income against unexpected illness or injury. This process involves reviewing individual occupational duties and financial needs to find suitable policy options. To complete a typical case, the firm gathers medical and financial records and submits applications with detailed explanations to carriers.

FI
120 N 4th St Ste 1
Farmers Insurance - Rosemary Rodriguez
Disability Insurance Agent · El Centro, CA

Farmers Insurance - Rosemary Rodriguez in El Centro, CA offers disability insurance that covers both one-time benefit policies and recurring income protection plans. Clients can choose short-term or long-term coverage to guard against lost wages due to illness or injury. The agency customizes policies for local workers in agriculture, healthcare, and small businesses. Service is provided entirely on an as-needed basis, with no mandatory scheduled appointments or ongoing commitments required.

BI
610 S 8th St
Belellano Insurance Services
Disability Insurance Agent · El Centro, CA

Belellano Insurance Services provides guidance on disability insurance options for individuals and businesses in El Centro, California. The agency specializes in helping clients understand policies that replace income when injury or illness prevents work. It assists with comparing coverage levels and policy terms so clients can find protection suited to their specific needs. This insurance agent serves a variety of commercial sectors, including offices, warehouses, and food service operations.

MI
292 S Imperial Ave
Martinez Insurance Services
Disability Insurance Agent · El Centro, CA

Martinez Insurance Services specializes in helping individuals secure disability income protection, offering personalized guidance on coverage options tailored to financial needs. Located in El Centro, CA, the company assists clients throughout the Imperial Valley with navigating disability insurance applications and policy selections. The agency works closely with residents to understand short-term and long-term disability benefits, ensuring reliable support during periods of illness or injury. As seasonal agricultural work fluctuates in the region, it particularly addresses concerns about income stability during off-season recovery from workplace injuries or unexpected health conditions.

HM
238 S 8th St
Horace Mann Maeda Insurance Services, LLC.
Disability Insurance Agent · El Centro, CA

With the seasonal fluctuations in employment and income common to the Imperial Valley agricultural economy, many local workers in El Centro seek to protect their earning power. Horace Mann Maeda Insurance Services, LLC, serves as a resource for residents evaluating disability insurance options. The agent assists clients in understanding different policy structures that can replace a portion of their income during a covered illness or injury. For those beginning this process, the first step involves a personal review of each individual’s current financial obligations to help determine an appropriate benefit amount.

CI
395 Broadway suite 14
Calhen Insurance Office 3 covered California and Medicare, Molina, Champion
Disability Insurance Agent · El Centro, CA

Calhen Insurance Office 3 is a disability insurance agent located in El Centro, CA, known for representing Covered California and Medicare plans, as well as Molina and Champion. Their services include helping individuals compare supplemental income options for working-age adults who cannot perform their job duties. They also assist with long-term disability coverage for local professionals. A specialty service it can add on is short-term disability gap coverage for temporary income loss.

NI
1000 Broadway
Nationwide Insurance: Citywide United Insurance Services
Disability Insurance Agent · El Centro, CA
BI
425 Desert Gardens Dr Ste A
Bermudez Insurance Services Inc: Allstate Insurance
Disability Insurance Agent · El Centro, CA
(760) 337-5500
agents.allstate.com/bermudez-insurance-services-inc-el-centro-ca1.html
EB
780 W Olive Ave Suite C
Esmeralda Burch Insurance Services
Disability Insurance Agent · El Centro, CA
(760) 960-2769
esmeraldaburchinsuranceservices.com
DH
302 N 8th St
David H. West Insurance Services
Disability Insurance Agent · El Centro, CA
(760) 352-3411
davidhwest.com
RR
1413 Main St
Real & Reliable Insurance Services
Disability Insurance Agent · El Centro, CA
(760) 352-7565
AI
1122 W State St ste a
Armorcrest Insurance Services LLC.
Disability Insurance Agent · El Centro, CA
(760) 693-5203
armorinsgrp.com
TI
1000 Broadway
Thomas Insurance Agency
Disability Insurance Agent · El Centro, CA
(760) 353-7460
RI
640 W State St
Roka Insurance Brokers & Services Inc
Disability Insurance Agent · El Centro, CA
(760) 556-5493
HI
1503 N Imperial Ave #102
Hart Insurance Center
Disability Insurance Agent · El Centro, CA
(760) 352-0422
insurehart.com
AI
504 Adams Ave #1
Alvarado Insurance Brokers, Inc.
Disability Insurance Agent · El Centro, CA
(760) 353-6328
GI
781 Broadway
Gaytan Insurance Agency
Disability Insurance Agent · El Centro, CA
(760) 592-4092
gaytaninsuranceagency.com

What Does a a Disability Insurance Agent in El Centro Cost?

Disability insurance agent services in California are typically free to the consumer. Agents earn commissions from insurance companies, usually 5% to 10% of the annual premium. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical individual policy might cost 1% to 3% of your annual income. This is general information, not insurance advice.

About disability insurance agents in El Centro

Disability insurance agents in El Centro help residents of Imperial Valley navigate short-term and long-term disability claims. California law requires insurers to act in good faith and pay valid claims promptly. A local agent can explain policy terms and assist with the application process.

Frequently Asked Questions

What does a disability insurance agent do in El Centro?

An agent helps you choose a disability insurance policy and guides you through the claims process. They explain coverage details and can assist with paperwork. Agents do not provide legal advice but can refer you to a lawyer if needed.

Is disability insurance required in California?

California does not require private disability insurance. However, the state offers State Disability Insurance (SDI) through payroll taxes. Private policies can supplement SDI or provide coverage for self-employed individuals.

How long do I have to file a disability claim in California?

California law does not set a specific deadline for private disability claims. However, most policies require you to notify the insurer within 30 days. Check your policy for exact time limits. Delays can lead to denial.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.