The top-rated disability insurance agent in Elk Grove, California is Driven Insurance Services, rated 4.9 stars across 2,175 reviews. Other highly rated options include Leslie Sategna - State Farm Insurance Agent, Melissa Messer at Comparion Insurance Agency, Darr Insurance Agency. This directory lists 20 disability insurance agents serving Elk Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Driven Insurance Services | 8126 Sheldon Rd Ste 130 | (855) 358-9399 |
| 2 | Leslie Sategna - State Farm Insurance Agent | 9028 Franklin Blvd UNIT 150 | (916) 421-1998 |
| 3 | Melissa Messer at Comparion Insurance Agency | 9381 E Stockton Blvd STE 114 | (916) 713-4241 |
| 4 | Darr Insurance Agency | 8788 Elk Grove Blvd Building 3 Suite 18 | (530) 217-6002 |
| 5 | MVH Insurance Agency | 9594 2nd Ave #100 | (916) 681-5554 |
| 6 | Leavitt United Insurance Services | 2358 Maritime Dr Ste 100 | (800) 549-4242 |
| 7 | Luke Hampleman at Comparion Insurance Agency | 9381 E Stockton Blvd STE 114 | (916) 713-4239 |
| 8 | Comparion Insurance Agency - Kevin Oclaray & Associates | 9381 E Stockton Blvd STE 114 | (916) 713-4232 |
| 9 | Acrisure Elk Grove, CA (Provence Financial & Insurance Services) | 9245 Laguna Springs Dr Suite 200 | (916) 429-4741 |
| 10 | Keystone Solutions Insurance Services | 8519 Bond Rd suite 103 | (916) 251-0887 |
Driven Insurance Services serves Elk Grove and the greater Sacramento County area, offering expert guidance on disability insurance coverage. The company helps local professionals and small business owners understand their options for protecting income against unexpected illness or injury. Selecting the right policy requires careful evaluation of benefit periods and elimination periods. Driven Insurance Services handles both long-term disability policies and rider options that help bridge gaps in employer-provided coverage.
Leslie Sategna - State Farm Insurance Agent provides a range of disability insurance services, including helping clients choose income protection policies tailored to their specific employment needs. The agency offers ongoing policy reviews and support to ensure coverage remains aligned with changing circumstances. In Elk Grove, CA, it works with a diverse client base, including professionals, small business owners, and wage earners. The company services single-family homes, apartments, retail establishments, and restaurants.
Serving area homeowners, local business owners, and property managers in Elk Grove, California, Melissa Messer at Comparion Insurance Agency provides disability insurance agent services designed to protect income in the event of illness or injury. This agent helps clients understand their underwriting options and customize coverage for financial security during unexpected medical leaves. The agency also works with residents and employers in the greater Sacramento metro area, including nearby Rancho Cordova.
Darr Insurance Agency serves Elk Grove and the surrounding Sacramento-area communities, handling disability insurance for local residents and businesses. The agency focuses on policies that replace a portion of income if an illness or injury prevents a person from working. It works with clients to assess their individual coverage needs and compare available plan options from different carriers. To complete each typical job, the agency reviews the client’s current financial situation and employment details to recommend a suitable disability policy.
MVH Insurance Agency in Elk Grove, CA, provides specialized disability insurance services designed to replace a portion of lost income if a client becomes unable to work due to illness or injury. The agency guides individuals through policy options that help protect earnings and financial stability. Throughout the year, it assists clients who are planning for a new career phase or experiencing a change in health status. This includes helping those in Elk Grove prepare for the increased demand for coverage that often occurs during open enrollment seasons.
Leavitt United Insurance Services in Elk Grove, CA helps clients differentiate between one-time disability income policies, which cover a single injury or illness, and recurring service options that provide ongoing replacement income for long-term conditions. Coverage recommendations are based on individual occupation and lifestyle factors typical for the Sacramento area. The company’s service runs on an as-needed basis, allowing clients to request policy reviews or updates whenever their personal or professional circumstances change.
As spring brings a new wave of residents to Elk Grove, securing disability coverage becomes a priority for those protecting their income. Luke Hampleman at Comparion Insurance Agency helps local professionals and families evaluate insurance options that provide financial stability during unexpected health challenges. The agent assesses each client’s occupation and monthly expenses to recommend appropriate policies. All consultations begin with a thorough review of current coverage and personal needs. An initial risk assessment and benefits discussion form the first step in this process.
Comparion Insurance Agency - Kevin Oclaray & Associates provides disability insurance services to individuals and businesses in the Elk Grove area. The agency specializes in helping clients secure income protection plans that cover lost wages due to injury or illness. These policies can be tailored for both short-term and long-term needs. The firm works with various commercial sectors, including offices, warehouses, and food service operations.
Acrisure Elk Grove, CA (Provence Financial & Insurance Services) provides disability insurance agent services to residents throughout the Elk Grove area. The firm also assists commercial clients with disability coverage needs within the broader Sacramento region. Disability insurance agents in this locale help individuals and businesses protect income during illness or injury. Follow-up service is available to ensure policies remain aligned with changing circumstances between regular visits, offering ongoing support for adjusting coverage as needs evolve.
What Does a a Disability Insurance Agent in Elk Grove Cost?
Disability insurance agent costs in California vary by policy type and coverage amount. Typical premiums for individual disability insurance range from 1 percent to 3 percent of your annual income per year. For a 50000 dollar annual income this means 500 to 1500 dollars per year. Group policies through employers often cost less. Agents may earn a commission from the insurance company so there is no direct fee to you. This is general information and not insurance advice.
About disability insurance agents in Elk Grove
A disability insurance agent in Elk Grove California can help you understand your policy options and file claims. California has specific rules for disability insurance including state mandated benefits through the California Employment Development Department. Local agents know how these state laws affect your coverage and can guide you through the process.
Frequently Asked Questions
What does a disability insurance agent in Elk Grove do?
A disability insurance agent helps you choose a policy and assists with claims. They explain California specific rules like the 7 day waiting period for state disability benefits. They do not provide legal advice but can connect you with resources.
How is California disability insurance different from other states?
California requires employers to provide State Disability Insurance through the EDD. Private disability insurance agents in Elk Grove can help you supplement this with additional coverage. California law also has strict time limits for filing appeals on denied claims.
When should I contact a disability insurance agent in Elk Grove?
Contact an agent before you buy a policy to ensure it meets your needs. If you have a claim that was denied or delayed an agent can explain your options. Acting quickly is important because California has a one year statute of limitations for filing a lawsuit on a denied claim.
Disability Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell · Bell Gardens · Bellflower · Benicia