ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Folsom, CA

Browse disability insurance agents serving Folsom, California. Updated 2026-07-14.

The top-rated disability insurance agent in Folsom, California is Shoua Lee - State Farm Insurance Agent, rated 5.0 stars across 288 reviews. Other highly rated options include Farmers Insurance - Maria Britton, AAA Folsom Branch, Dan Normoyle - State Farm Insurance Agent. This directory lists 18 disability insurance agents serving Folsom.

Showing 18 disability insurance agents in Folsom, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shoua Lee - State Farm Insurance Agent785 Orchard Dr Ste 145(916) 353-5199
2Farmers Insurance - Maria Britton6611 Folsom-Auburn Rd STE C-1(877) 777-2469
3AAA Folsom Branch2796 E Bidwell St(916) 351-2600
4Dan Normoyle - State Farm Insurance Agent1833 Iron Point Rd STE 180(916) 608-2600
5Carlson Agency Insurance Services Inc.9580 Oak Ave Pkwy #7-270(916) 439-1306
6Whims Insurance and Financial Services31 Natoma St #170(916) 817-6250
7Century Partners Insurance Agency: Allstate Insurance13405 Folsom Blvd STE 810(916) 985-8484
8J D Shield Insurance Agency LLC50 Iron Point Cir Suite 140(916) 281-0101
9T.D. McNeil Insurance Services110 Blue Ravine Rd #105(916) 983-2561
10Gleason Insurance Brokers9477 Greenback Ln #524a(844) 978-7283
SL
785 Orchard Dr Ste 145
Shoua Lee - State Farm Insurance Agent
Disability Insurance Agent · Folsom, CA

Shoua Lee - State Farm Insurance Agent provides disability insurance services to clients in Folsom, California. The agency offers policies designed to replace a portion of income if an injury or illness prevents someone from working. These plans can be tailored to individual needs, helping to protect financial stability during recovery. Regular policy reviews ensure coverage remains aligned with changing circumstances. The agent services single-family homes, apartments, retail businesses, and restaurants.

FI
6611 Folsom-Auburn Rd STE C-1
Farmers Insurance - Maria Britton
Disability Insurance Agent · Folsom, CA

Farmers Insurance - Maria Britton serves homeowners, businesses, and property managers in Folsom, California, by providing disability insurance agent services. This agency helps clients understand how disability coverage can protect income during unexpected illnesses or injuries. The agent works to match individual policy options with each customer's specific financial situation and future needs. Broader coverage plans are also available for local small business owners seeking to safeguard their operations. Additionally, the agency extends its disability insurance services to clients throughout the surrounding Sacramento metropolitan area, including El Dorado Hills.

AF
2796 E Bidwell St
AAA Folsom Branch
Disability Insurance Agent · Folsom, CA

AAA Folsom Branch serves the Sacramento County area and provides disability insurance agent services. The company assists clients in Folsom and throughout the region exploring options to protect income in case of illness or injury. Disability insurance agents work to help individuals and families understand various policy structures available locally. Common services involve explaining how disability coverage relates to personal financial planning. The company handles long-term disability policies designed for extended recovery periods and short-term disability coverage for temporary health setbacks that interrupt regular work.

DN
1833 Iron Point Rd STE 180
Dan Normoyle - State Farm Insurance Agent
Disability Insurance Agent · Folsom, CA

Dan Normoyle - State Farm Insurance Agent serves Folsom, California, and the surrounding communities in the Sacramento region. The office handles disability insurance, helping individuals protect their income against unexpected illness or injury that prevents them from working. The agent evaluates each client’s specific occupation and financial situation to recommend appropriate coverage options. The approach typically involves a thorough review of existing policies to identify potential gaps in protection.

CA
9580 Oak Ave Pkwy #7-270
Carlson Agency Insurance Services Inc.
Disability Insurance Agent · Folsom, CA

Carlson Agency Insurance Services Inc. in Folsom, California helps clients decide between a one-time disability policy purchase and ongoing coverage adjustments as needs change. The agency focuses on matching individuals with policies that replace lost income during illness or injury. This work involves explaining benefit periods, elimination periods, and policy terms for local professionals and small business owners. Service is offered on both a one-time basis for initial policy setup and on an as-needed schedule for future policy reviews or modifications.

WI
31 Natoma St #170
Whims Insurance and Financial Services
Disability Insurance Agent · Folsom, CA

Whims Insurance and Financial Services specializes in providing disability insurance solutions for individuals in Folsom, California. It assists clients in understanding policy options that replace income during periods of injury or illness, protecting long-term financial stability. The agency works with both employees and self-employed professionals to select appropriate coverage tailored to their needs. As tax season approaches, it can help self-employed residents explore the deductibility of disability premiums on their business returns.

CP
13405 Folsom Blvd STE 810
Century Partners Insurance Agency: Allstate Insurance
Disability Insurance Agent · Folsom, CA

In the Sacramento region, many professionals face the challenge of protecting their income when they are unable to work due to illness or injury. Based in Folsom, Century Partners Insurance Agency: Allstate Insurance helps individuals evaluate their exposure to lost wages and reviews available disability insurance agent solutions to fill that coverage gap. Following an initial consultation, clients receive a thorough disability assessment that examines their current policies and identifies potential coverage needs before they proceed.

JD
50 Iron Point Cir Suite 140
J D Shield Insurance Agency LLC
Disability Insurance Agent · Folsom, CA

J D Shield Insurance Agency LLC assists individuals and businesses in and around Folsom, CA, with understanding their income protection needs. Its specialty includes tailoring disability insurance policies that replace lost wages during illness or injury. The agency reviews benefit structures and elimination periods to align with a client’s specific financial obligations. These services apply to a range of commercial operations, including local offices, warehouses, and food service establishments.

TD
110 Blue Ravine Rd #105
T.D. McNeil Insurance Services
Disability Insurance Agent · Folsom, CA

T.D. McNeil Insurance Services in Folsom, CA provides disability insurance agent services for residential clients in the immediate area, and also offers coverage options for commercial businesses throughout the surrounding region. The agent works to explain policy details and help customers select appropriate plans for income protection. Clients are encouraged to reach back out for updates between regular visits in order to adjust coverage as their circumstances change.

GI
9477 Greenback Ln #524a
Gleason Insurance Brokers
Disability Insurance Agent · Folsom, CA

Gleason Insurance Brokers in Folsom, California, is known for helping individuals understand the complex process of securing disability income protection. Its service range covers evaluating personal income needs and preexisting policy options to recommend suitable coverage for local professionals and small business owners. The agency guides clients through risk factors, benefit periods, and elimination periods to structure a solid plan. This firm can also add on a specialty service that provides supplemental riders for future insurability.

SS
1831 Iron Point Rd Ste 100
Sacco & Sacco Insurance Brokers LLC
Disability Insurance Agent · Folsom, CA
(916) 932-2320
saccoins.com
FI
304 E Bidwell St
Folsom Insurance Center, Inc.
Disability Insurance Agent · Folsom, CA
(916) 983-4749
folsominsurance.com
LI
101 Parkshore Dr
Lucid Insurance Services
Disability Insurance Agent · Folsom, CA
(916) 932-2440
insuranceservicesfolsomca.com
CI
13405 Folsom Blvd #517
Cornerstone Insurance Services
Disability Insurance Agent · Folsom, CA
(916) 353-4882
cornerstoneinsurance.info
FI
1835 Iron Point Rd #180
Farmers Insurance - Nami Kato
Disability Insurance Agent · Folsom, CA
(916) 982-4900
agents.farmers.com/ca/folsom/nami-kato
IB
1831 Iron Point Rd Ste 100
Integrated Benefits and Insurance Services Inc.
Disability Insurance Agent · Folsom, CA
(916) 467-4647
healthinsuranceincalifornia.us/ibis-history
SA
2200 E Bidwell St # 100
Sabbe & Associates
Disability Insurance Agent · Folsom, CA
(916) 817-4445
DI
101 Parkshore Dr
Davies Insurance Agency
Disability Insurance Agent · Folsom, CA
(916) 952-3112
daviesinsuranceservices.com/contact.html

What Does a a Disability Insurance Agent in Folsom Cost?

The cost of disability insurance in California typically ranges from 1% to 3% of your annual income. For a 35-year-old professional earning $100,000 a year, a policy might cost between $100 and $250 per month. Premiums depend on your age, health, occupation, benefit amount, and waiting period. This is general information and not insurance advice.

About disability insurance agents in Folsom

Disability insurance agents in Folsom, California help residents find policies that replace a portion of their income if they cannot work due to illness or injury. California state law requires employers to provide State Disability Insurance (SDI) for many workers, but private supplemental coverage can offer higher benefits and longer terms. A local agent can explain how group and individual plans work with California SDI and your specific occupation.

Frequently Asked Questions

What does a disability insurance agent in Folsom do?

A disability insurance agent helps you compare policies from different carriers, explains benefit periods and elimination periods, and ensures the policy meets your income needs. They also advise on how California SDI interacts with private plans.

How is California SDI different from private disability insurance?

California SDI provides short-term benefits for up to 52 weeks, funded by payroll taxes. Private disability insurance can offer both short-term and long-term coverage, often with higher benefit amounts and longer payout periods, and is purchased through an agent.

Do I need disability insurance if I already have California SDI?

California SDI only covers a portion of your wages up to a weekly maximum, and it does not cover long-term disabilities. A private disability insurance policy can supplement SDI and provide income protection for years, not just weeks.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.