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Find Disability Insurance Agents Near You in Fremont, CA

Browse disability insurance agents serving Fremont, California. Updated 2026-07-14.

The top-rated disability insurance agent in Fremont, California is Farmers Insurance - Virginia Tam, rated 4.9 stars across 385 reviews. Other highly rated options include Kelvin Thomas - State Farm Insurance Agent, Ninna Chugh - State Farm Insurance Agent, Christina Zeng - State Farm Insurance Agent. This directory lists 18 disability insurance agents serving Fremont.

Showing 18 disability insurance agents in Fremont, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Virginia Tam833 Corporate Way(510) 683-3883
2Kelvin Thomas - State Farm Insurance Agent3100 Capitol Ave f(510) 796-9666
3Ninna Chugh - State Farm Insurance AgentThornton Plaza, 3650 Thornton Ave(510) 791-1100
4Christina Zeng - State Farm Insurance Agent34245 Fremont Blvd(510) 573-2699
5Farmers Insurance - Stephanie Lua43052 Christy St(510) 771-9996
6Gleetopia Insurance38069 Martha Ave #500(650) 898-2838
7Tina Vu - State Farm Insurance Agent46923 Warm Springs Blvd #208(510) 979-9599
8Kevin Nuss - State Farm Insurance Agent39500 Stevenson Pl Ste 208(510) 818-2830
9Farmers Insurance - Jeffrey Carvalho2188 Peralta Blvd Suite A(510) 791-6911
10Brian Moos - State Farm Insurance Agent39159 Paseo Padre Pkwy #109(510) 792-3022
FI
833 Corporate Way
Farmers Insurance - Virginia Tam
Disability Insurance Agent · Fremont, CA

Farmers Insurance - Virginia Tam serves Fremont, California, and the surrounding Alameda County area, specializing in disability insurance agent services. This agency helps clients obtain income protection policies designed to replace a portion of earnings if an injury or illness prevents them from working. The company assists individuals and families in evaluating plan options that suit their specific financial needs. It also guides customers through applications for both short-term and long-term disability coverage.

KT
3100 Capitol Ave f
Kelvin Thomas - State Farm Insurance Agent
Disability Insurance Agent · Fremont, CA

Kelvin Thomas - State Farm Insurance Agent in Fremont, CA, provides disability insurance coverage to help protect income during illness or injury. The agency offers personalized consultations to assess individual needs and recommends suitable policy options from State Farm. Ongoing support includes assistance with claims filing and policy adjustments as circumstances change. Services are available for individuals residing in single-family homes, apartments, retail stores, and restaurants throughout the Fremont area.

NC
Thornton Plaza, 3650 Thornton Ave
Ninna Chugh - State Farm Insurance Agent
Disability Insurance Agent · Fremont, CA

Homeowners, renters, and small business owners in Fremont, California work with Ninna Chugh – State Farm Insurance Agent for disability insurance coverage. This agent helps clients understand how disability policies can protect their income if illness or injury prevents them from working. The agency guides customers through plan selection and claim processes. It also assists professionals and families in nearby Newark and the broader Tri-City area with personalized disability insurance services.

CZ
34245 Fremont Blvd
Christina Zeng - State Farm Insurance Agent
Disability Insurance Agent · Fremont, CA

Serving Fremont and the surrounding communities in Alameda County, Christina Zeng - State Farm Insurance Agency provides disability insurance solutions designed to protect income against unexpected illness or injury. It handles individual and employer-related policies, helping clients understand how benefits replace lost wages during recovery. The agency guides clients through plan comparison and the application process, ensuring coverage aligns with their financial needs and daily expenses. Its approach involves clearly explaining policy terms, exclusions, and waiting periods before any commitment is made.

FI
43052 Christy St
Farmers Insurance - Stephanie Lua
Disability Insurance Agent · Fremont, CA

Farmers Insurance - Stephanie Lua in Fremont, CA distinguishes between initial one-time policy setup and ongoing service adjustments. As a disability insurance agent, this office helps individuals secure coverage that replaces a portion of lost income if injury or illness prevents work. Local clients rely on such protection to maintain financial stability during recovery. Services address both short-term and long-term policy needs, with options tailored to personal employment situations. Assistance runs on an as-needed basis after the initial policy is established.

GI
38069 Martha Ave #500
Gleetopia Insurance
Disability Insurance Agent · Fremont, CA

Gleetopia Insurance specializes in providing tailored disability income protection policies, helping clients in Fremont, California, secure coverage that aligns with their specific professional and financial needs. It assists individuals and self-employed workers in understanding policy options and navigating the claims process to ensure benefits are received when necessary. The company advises on common coverage gaps, such as the need for short-term or long-term policies. This guidance becomes particularly valuable when a client faces an unexpected injury or illness that could interrupt their ability to earn a steady paycheck.

TV
46923 Warm Springs Blvd #208
Tina Vu - State Farm Insurance Agent
Disability Insurance Agent · Fremont, CA

As residents of Fremont plan for life’s uncertainties, disability insurance provides essential income protection when illness or injury prevents work. Tina Vu, operating a locally focused State Farm agency, helps individuals and families navigate these critical coverage decisions to safeguard their financial stability. Drawing on established industry knowledge, the agent explains policy features, waiting periods, and benefit durations tailored to each client’s occupation and lifestyle. The process begins with a thorough review of the client’s current income needs and existing benefits during an initial consultation.

KN
39500 Stevenson Pl Ste 208
Kevin Nuss - State Farm Insurance Agent
Disability Insurance Agent · Fremont, CA

Kevin Nuss operates as a disability insurance agent in Fremont, CA, helping clients secure income protection for unexpected health events. As a State Farm Insurance Agent, the practice offers additional policy options that can integrate with broader financial planning. Work involves assessing individual needs and guiding applicants through coverage selection to safeguard earnings during medical leave. The agency serves diverse commercial sectors, including local offices, warehouses, and food service businesses requiring tailored disability solutions for employees.

FI
2188 Peralta Blvd Suite A
Farmers Insurance - Jeffrey Carvalho
Disability Insurance Agent · Fremont, CA

Serving residents of Fremont, Farmers Insurance - Jeffrey Carvalho offers disability insurance agent services. Commercial disability coverage is also provided for local businesses throughout the Fremont area. The agency helps clients understand policy options that protect income during illness or injury. Taking a straightforward approach, they review individual needs and explain plan details. After initial consultation, they handle claims assistance and answer questions, ensuring clients receive follow-up support between regular visits to keep policies aligned with life changes.

BM
39159 Paseo Padre Pkwy #109
Brian Moos - State Farm Insurance Agent
Disability Insurance Agent · Fremont, CA

Brian Moos - State Farm Insurance Agent in Fremont, CA, serves local residents and small business owners by providing disability insurance coverage that protects income if an illness or injury prevents work. The agency assists clients in understanding policy options tailored to various professions and income levels within the greater Bay Area. As part of its service range, the office also offers guidance on integrating disability protection with existing financial plans for a more comprehensive safety net approach.

MI
42840 Christy St #107
Matrix Insurance Agency
Disability Insurance Agent · Fremont, CA
(888) 704-8243
matrixia.com
LH
43625 Mission Blvd #200
Leslie Hiew: Allstate Insurance
Disability Insurance Agent · Fremont, CA
(510) 770-8181
agents.allstate.com/leslie-hiew-fremont-ca.html
EF
3100 Mowry Ave
Elite Financial Insurance Group
Disability Insurance Agent · Fremont, CA
(408) 466-0232
elitefig.com
CB
39812 Mission Blvd #101
Cindy Bartlett Insurance Services
Disability Insurance Agent · Fremont, CA
(510) 657-2856
GP
38003 Mission Blvd
Green Peak Insurance Solutions
Disability Insurance Agent · Fremont, CA
(510) 573-1108
greenpeakinsurance.com
JH
43365 Jerome Ave
Jc Health Insurance Services Inc
Disability Insurance Agent · Fremont, CA
(510) 573-6888
e-healthagent.com
CI
42808 Christy St #230
CSTDA Insurance Services
Disability Insurance Agent · Fremont, CA
(510) 440-9400
cstdains.com
BI
39812 Mission Blvd #107
BLV Insurance Services
Disability Insurance Agent · Fremont, CA
(510) 490-7700

What Does a a Disability Insurance Agent in Fremont Cost?

Disability insurance agent services in California typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a healthy individual, monthly premiums might range from 1% to 3% of the monthly benefit amount. For example, a 40-year-old professional might pay between 50 and 150 dollars per month for a 5,000 dollar monthly benefit. Costs are higher for high-risk occupations or pre-existing conditions. This is general information, not insurance advice.

About disability insurance agents in Fremont

Disability insurance agents in Fremont, California help individuals and businesses secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private agents can assist with supplemental coverage. Agents also guide clients through the claims process and appeals under California Insurance Code Section 10128.

Frequently Asked Questions

What does a disability insurance agent in Fremont do?

A disability insurance agent helps you find and apply for private disability policies. They explain policy terms, compare options from different carriers, and assist with filing claims. In California, agents must be licensed by the California Department of Insurance.

How is California SDI different from private disability insurance?

California SDI is a state-run program that provides partial wage replacement for workers who cannot work due to non-work-related illness or injury. Private disability insurance offers additional coverage and can be customized. An agent can help you understand how both work together.

Do I need a disability insurance agent if I already have SDI?

Yes, because SDI benefits are limited in amount and duration. A private disability policy can fill gaps in coverage. An agent in Fremont can evaluate your income and recommend a plan that meets your needs under California law.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.