ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Gardena, CA

Browse disability insurance agents serving Gardena, California. Updated 2026-07-14.

The top-rated disability insurance agent in Gardena, California is General Insurance, rated 4.5 stars across 268 reviews. Other highly rated options include Peter Cody: Allstate Insurance, Academy Insurance, Hercules Insurance - Gardena. This directory lists 14 disability insurance agents serving Gardena.

Showing 14 disability insurance agents in Gardena, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1General Insurance1084 Rosecrans Ave(310) 327-2020
2Peter Cody: Allstate Insurance18177 S Western Ave Ste B(310) 538-5004
3Academy Insurance15000 Crenshaw Blvd # 101(310) 323-0090
4Hercules Insurance - Gardena1900 Marine Ave(310) 329-9992
5Gardena General Insurance Agency1220 W Gardena Blvd suite a(310) 327-1000
6Satellite Insurance Agency701 W Redondo Beach Blvd #1034(424) 704-9445
7AHTKY Insurance Agency, LLC1451 Artesia Blvd suite a(310) 516-0110
8Fred Loya Insurance14219 S Western Ave Unit G(310) 538-4444
9H P Insurance15632 Crenshaw Blvd(310) 515-1963
10KEMPER Infinity Insurance Agency15327 Crenshaw Blvd(424) 757-4893
GI
1084 Rosecrans Ave
General Insurance
Disability Insurance Agent · Gardena, CA

General Insurance serves clients in and around Gardena, California, as a disability insurance agent. The company assists individuals with securing income protection policies that replace a portion of their earnings if an injury or illness prevents them from working. They also help guide customers through the complexities of short-term and long-term disability plans, ensuring coverage aligns with personal financial situations. General Insurance handles claims assistance and policy comparisons for both employer-provided group plans and individual disability insurance policies in this area.

PC
18177 S Western Ave Ste B
Peter Cody: Allstate Insurance
Disability Insurance Agent · Gardena, CA

Peter Cody: Allstone Insurance serves homeowners, businesses, and property managers in Gardena, California, with disability insurance agent services. These professionals help clients evaluate income replacement options for injuries or illnesses that prevent work. The office assists individuals in understanding policy terms that protect their earnings during short-term or long-term recovery periods. Local property owners and small business operators in the area rely on this agency for guidance on matching disability coverage to their financial needs. The agency also provides its services to clients throughout the South Bay region of Los Angeles County.

AI
15000 Crenshaw Blvd # 101
Academy Insurance
Disability Insurance Agent · Gardena, CA

Academy Insurance in Gardena, California, provides a range of services centered on securing disability income protection for clients. It offers initial policy evaluations and ongoing plan maintenance to ensure coverage remains aligned with personal or business financial situations. The agency can assist with updating existing policies or adjusting terms as needs evolve. It services properties including single-family homes, apartments, retail spaces, and restaurants, recognizing the varied risk profiles associated with business operations and residential life in the area.

HI
1900 Marine Ave
Hercules Insurance - Gardena
Disability Insurance Agent · Gardena, CA

Hercules Insurance - Gardena serves clients in Gardena and the surrounding communities of the South Bay region of Los Angeles County. The company functions as a disability insurance agent, assisting individuals in obtaining coverage that provides income replacement during periods of illness or injury. It works with clients to explain policy options and help them complete applications tailored to their specific employment situations and health considerations. The firm approaches each case by assessing the client's occupation and financial needs to recommend suitable coverage plans.

GG
1220 W Gardena Blvd suite a
Gardena General Insurance Agency
Disability Insurance Agent · Gardena, CA

Gardena General Insurance Agency in Gardena, California helps clients distinguish between one-time disability income policies, which cover a single period of loss, and recurring plans that provide ongoing benefits across multiple claims over time. Coverage options are designed to protect a portion of earned income when illness or injury prevents work. Assistance with policy selection and claims filing is available. Service runs on a scheduled basis to review client needs and adjust coverage as circumstances change.

SI
701 W Redondo Beach Blvd #1034
Satellite Insurance Agency
Disability Insurance Agent · Gardena, CA

Satellite Insurance Agency focuses on disability insurance, helping individuals secure income protection for unexpected medical conditions. Based in Gardena, CA, this agency serves clients throughout the local area, guiding them through policy selection to match personal needs and budgets. The agency explains how short-term or long-term coverage can replace wages during recovery from illness or injury. It also assists self-employed workers who lack employer-provided benefits. A special concern it addresses is preparing for the higher disability risk that often comes with cold and flu season.

AI
1451 Artesia Blvd suite a
AHTKY Insurance Agency, LLC
Disability Insurance Agent · Gardena, CA

The need for income protection often becomes urgent after a local layoff or a serious workplace injury. AHTKY Insurance Agency, LLC, located in Gardena, California, assists residents in evaluating disability insurance policies that replace a portion of lost wages during recovery. They explain complex policy terms and outline typical elimination periods and benefit durations for each client’s situation. The process begins with a straightforward initial assessment of the client’s current coverage gaps and monthly financial obligations.

FL
14219 S Western Ave Unit G
Fred Loya Insurance
Disability Insurance Agent · Gardena, CA

Fred Loya Insurance serves homeowners, renters, and business owners in Gardena, California who require disability insurance to protect their income during an illness or injury. The agency helps clients understand policy options designed to replace a portion of lost wages, ensuring financial stability when unexpected health issues arise. Its professionals guide individuals through application processes and coverage details specific to each customer's employment situation and personal needs. This Gardena-based Disability Insurance Agent also regularly provides services to clients in nearby Torrance and other communities throughout the South Bay region.

HP
15632 Crenshaw Blvd
H P Insurance
Disability Insurance Agent · Gardena, CA

H P Insurance provides individuals and businesses with essential coverage in Gardena, California. The agency specializes in disability insurance, offering policies that replace income if an injury or illness prevents a person from working. It helps professionals plan for long-term protection against lost earnings. The company also assists employers in structuring coverage for various commercial sectors, including offices, warehouses, and food service operations.

KI
15327 Crenshaw Blvd
KEMPER Infinity Insurance Agency
Disability Insurance Agent · Gardena, CA

KEMPER Infinity Insurance Agency in Gardena, California, provides a range of disability insurance services, helping individuals protect their income in the event of an illness or injury. The agency offers ongoing support to maintain and review existing policies, ensuring coverage aligns with changing needs. Clients can obtain guidance on both short-term and long-term disability plans to secure financial stability. The company caters to a diverse clientele, including professionals, small business owners, and employees within single-family homes, apartments, retail stores, and restaurants.

NI
1133 W Gardena Blvd
Nakamura Insurance
Disability Insurance Agent · Gardena, CA
(310) 327-0717
CL
1634 139th St
Covered Life
Disability Insurance Agent · Gardena, CA
(628) 265-4872
FI
18726 S Western Ave
Farmers Insurance - Edward Romero
Disability Insurance Agent · Gardena, CA
(626) 241-0642
agents.farmers.com/ca/upland/edward-romero
FI
18726 S Western Ave #310
Farmers Insurance - Amalia Gonzalez
Disability Insurance Agent · Gardena, CA
(310) 329-1527
agents.farmers.com/ca/gardena/amalia-gonzalez

What Does a a Disability Insurance Agent in Gardena Cost?

The cost of disability insurance in California typically ranges from 1% to 3% of your annual income for a policy. For example, a 40 year old earning $60,000 per year might pay between $600 and $1,800 annually for coverage. Costs depend on your age, health, occupation, and benefit amount. This is general information and not insurance advice.

About disability insurance agents in Gardena

A disability insurance agent in Gardena, California can help you understand your policy options and file claims for benefits. California state law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private policies offer additional coverage. An agent can explain how these plans work together and guide you through the claims process.

Frequently Asked Questions

What does a disability insurance agent in Gardena do?

A disability insurance agent helps you choose a policy, review your coverage, and file claims. They can explain California SDI rules and how private insurance supplements state benefits. Agents do not provide legal advice but can assist with paperwork.

How long do I have to file a disability claim in California?

Under California law, you must file a claim for State Disability Insurance within 49 days of becoming disabled. For private policies, the time limit varies by contract. An agent can help you meet these deadlines.

Does California law require employers to offer disability insurance?

California does not require employers to provide private disability insurance, but most employers must participate in the state SDI program. Some employers offer group plans as a benefit. An agent can explain the difference between SDI and private coverage.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.